Chen Hongjun didn't speak, but Yuan Jia was a little moved: "Can there really be an annual sales volume of 3 million......"

Chen Hongjun is still somewhat skeptical of Chen Geng's words, but Yuan Jia is different, she has no slightest doubt about Chen Geng's words, Chen Geng said that when the annual sales scale of a country's passenger car market reaches 1 million, those automobile manufacturers who rely on this market to eat will have to adapt the localization of models to the user groups in this country, Yuan Jia feels that there is no problem with this statement: yes, my market is so big, don't you have to tailor it for us according to our needs- Just like the new century sedan produced by AMC and SAIC, SAIC itself said that in order to meet the needs of the domestic market, the wheelbase of the vehicle has been lengthened by 110 cm, which is not to adapt to the localization of the transformation.

At the beginning, when my cousin and nephew were doing localization and adaptation for the new century, our annual sales of passenger cars in China were only a little bigger? Now there are 1.2 million units a year, and it is time to build an automobile design and R&D center in China.

"No more, no less," Chen Geng nodded with a smile: "In addition, I estimate that the automobile industry should have been found to pull the economy and science and technology of the whole country, the first two years have not been officially liberalized policy, allowing private people to buy cars, I estimate that the country will further liberalize the next step, not only to allow private people to buy cars, but even to take a series of measures to promote the consumption of cars." ”

"You mean ......"

"Brother, are you talking about auto finance consumer loans from European and American countries?" Yuan Jia had just started, and the little cousin said excitedly: "I think our country should have opened up this policy a long time ago." ”

Yuan Jia immediately forgot what he was about to say, and said in surprise: "What? In a foreign country, you can also get a loan to buy a car?"

Of course, the Chen family has a car, and as the main leader of the Modu garrison area, Chen Hongjun has the car distribution and guards provided by the unit, and as for Yuan Jia, although the unit does not provide a car, but with Chen Geng, a cousin of his own family, can it be that he can still be wronged? Yuan Jia can be regarded as the first group of people in the Modu area to own a private car, and her car is a new century with automatic transmission-Chen Geng wants to get a better car for his wife, but Yuan Jia does not want it.

The house where the family lives is a house in the garrison area, the car is a car given by the nephew of the family, and the wages of the two people are basically not used, and Yuan Jia, who does not have to worry about the house and the car, is still at the stage of "paying money with one hand and delivering with one hand" for the concept of buying things.

The little cousin has been abroad for several years, and when he heard this, he immediately explained to his wife: "Of course, Mom, don't you know, in foreign countries, from houses and cars to household appliances such as refrigerators, you can pay in installments. ”

Yuan Jia nodded again and again, although she never thought about taking out a loan to buy things, but she is not without eating the fireworks in the world, knowing that for many families, buying a large item is a big burden for the family, for example, in the early years, when the per capita salary was only thirty or forty yuan, the family had to save money for two or three years to buy a bicycle, but this may not be enough, maybe when the matter comes to an end, you will have to borrow some from relatives and friends, if you buy a bicycle in installments in the early years, don't you have to take a favor?

really understood this, Yuan Jiacai said in surprise: "Chen Geng, what do you think about taking out a loan to buy a car...... Can we do that here?"

"Of course you can," Chen Geng nodded affirmatively: "In fact, the company has, but there is no relevant policy in China at present, which is a side game, but our approach has been carried out for several years, and the effect is very significant, not only did not cause any losses to the country, but made the bank make a lot of money, I heard from the bank, it seems that the bank is more active in promoting auto finance loans." ”

"Oh......"

Yuan Jia responded, although she didn't know how much money the bank made from this, but she was also a person in the system, if Chen Geng was right, then the bank would definitely make a lot of money through this auto finance loan, otherwise it would not be actively promoting this matter. Thinking of this, she became more and more confident in her heart: the automobile industry design company that her son wants to build is still somewhat geneatic, but the premise is that she can get the support of Chen Geng, a cousin and nephew.

Thinking of this, Yuan Jia didn't play with Chen Geng, and asked directly: "Chen Geng, auntie, I said directly: Do you really think this automobile industry design company can be engaged?"

"That's right, you can do it. Chen Geng nodded without hesitation.

"Then can you ...... next to your brother?"

Yuan Jia's words were not finished, and when he heard that his mother meant to let his cousin play with him, the little cousin was not happy: "Mom, what are you talking about......?"

"Shut up for me!" Yuan Jia's face sank: "Don't think I don't know what you think, I'll just ask you, let's not say whether you can find enough funds to open this company, even if you can really open this company, can you find enough business to support this company? Or do you really plan to ask your brother to find you a living to support this car design company?"

The little cousin's face fell: "Uh......"

Yuan Jia was not accustomed to his son's problems, and continued: "You have never done business, the same business, your brother can make money by doing it, do you think that if you change it, you will definitely be able to make a lot of money? If your brother can't make money from this business for you, what are you going to do? Continue to let your brother find you a profitable business?"

“......”

The little cousin has nothing to say now, although he is still unconvinced, but he has to admit that what his wife said is right, people are different, the same business, his cousin to do it, may make a lot of money, but it is not impossible to change to another person, and it is not impossible to lose his pants.

The little cousin didn't speak, but Yuan Jia didn't plan to end, in the past few years, the youngest son probably felt that he had made money, a little not down-to-earth, a little floating, Yuan Jia has always wanted to find a chance to "smoke" this kid fiercely, but she has never been able to find a chance, now with such a good opportunity, how can she be willing to miss it?: "Another one, there are only a few automobile production units in China, why do people give you the design work? Just because you are your cousin of Brother Chen Geng? Although I don't know how much the design also costs for the car, but if you want to come to hundreds or even tens of millions, why should people give you this extra money before you prove your ability?"

As a couple who have lived under a pair of eaves for more than 30 years, Chen Hongjun still doesn't understand what Yuan Jia means when he hears his mother-in-law say this? As soon as Yuan Jia's words fell, he nodded again and again: "That's right! Your mother is right, why did people give you such a big business?"

Speaking of this, he turned his head to look at Chen Geng and said, "Didn't it depend on your brother in the end?"

“......”

Poor little cousin, who was squeezed by his father and mother at this time, couldn't say a word.

What can be said?

What are you kidding, which of these large domestic automobile manufacturing factories such as SAIC, BAIC, FAW, FAW, and Changan has no cooperative relationship with his cousin? And he can only target these units, and as for going abroad to pull business, he can't even think of it, but if he pulls business in China, how can he pull business? To put it bluntly, in the end, he is not relying on his cousin's face, as his father and mother said.

So, speaking of which, my cousin can't get around it anyway.

It was Yuan Jia, after seeing that her son was reprimanded by her husband, she took the opportunity to take the conversation and said: "Chen Geng, since you said that you also plan to build an automobile research and development center in China, can you bring your younger brother? Well, you don't need to give him any shares, as long as you can give him a chance to exercise." ”

This is his former mother, how can Chen Geng not know the meaning of Yuan Jia's words? He smiled and said, "In this way, let me tell me what I think, you can listen to it?"

Yuan Jia and Chen Hongjun nodded hurriedly, even the little cousin was no exception, pricking up their ears to hear what their cousin had to say.

"I do have the idea to build a complete, set vehicle design, engineering implementation and vehicle testing in one of the large-scale, comprehensive automotive industry design and R & D center in China, the whole project is about 100 million US dollars, but if you want to do this, you must pull a few partners," Chen Geng said: "Since my younger brother is also willing to do this, my initial idea is that I personally invest 50%, and SAIC, BAIC, FAW, Changan and Hafei, which have cooperative relations with me, together account for 45% My younger brother and his team invested in technology and part of the funds, accounting for the last 5% of the shares, I don't know what you think?"

Chen Hongjun, Yuan Jia and the little cousin were already stunned, and immediately, they were all very excited!

They heard it clearly, Chen Geng, his nephew/cousin, wants to spend $100 million to build a comprehensive automotive industry design and R&D center, and wants to leave 5% of the shares for his own family, doesn't this mean that his investment is worth $5 million?

That's $5 million!

All the funds in his hands add up to less than 2.3 million RMB, which is equivalent to nearly 17 times the money in his hands at the current exchange rate of 1:8.6.

As for why Chen Geng wants to pull up those domestic automobile manufacturing companies, this is also very understandable, with their investment, they will hand over the relevant projects to this center to do, right?