The reason is the extra word royal!

The Royal Bank of Scotland has two unrivalled special advantages because of these two words.

The first is the Royal Charter, which was granted in 1727 by King George I, who ruled the Hanover region of Germany and the dynasty of Great Britain, and is the only privilege of the entire British banking industry, not even the Bank of England.

Why is it now the Windsor dynasty that this only royal charter has not been cancelled?

That's because the Windsor dynasty and the Hanoverian dynasty are in the same line, to George V, there was a World War I, Britain fought with Germany, the British royal family and the German royal family are cousins, the British royal family with German surnames, so that the British people do not like, in order to appease the people, then on July 17, 1917 issued a Privy Council decree, announcing that the British royal name and the royal family's paternal descendants of the private surname, changed to Windsor, the Windsor dynasty came from this.

The royal family is still there, but the name is different, and this charter issued by George I will naturally not be canceled.

This royal charter, to put it bluntly, is a special business certificate granted by the royal family, and the royal family charges a certain fee.

The Royal Bank of Scotland, on the other hand, can use the name of the state agency and the royal family to operate, using the credibility of the country and the credibility of the royal family.

For example, now, in the eyes of the people of Scotland, the Royal Bank of Scotland with the word Royal is no worse than the Bank of England, which has the Bank of England, and its credibility is even much higher.

This is a private enterprise that is more like a state-owned enterprise than a state-owned enterprise, and the word royal charter is like the word "Huaxia" of a state-owned enterprise in the mainland.

Think about the fact that there are so many national companies in Huaxia, and in the United Kingdom, the royal bank is the only one with no semicolon and is more valuable!

The Royal Bank of Scotland was able to become the largest bank in Scotland with a higher expense ratio than the Bank of Scotland, and the Royal Charter was an extremely important factor.

Although the Royal Bank of Scotland has not yet gone out of Scotland, but with the word Royal, it will let it out of the United Kingdom and rush into Europe has a huge advantage, which naturally gives the people a certain confidence, and the Royal Bank of Scotland can become the second largest bank in Europe in the future There is also this reason.

In addition to this advantage, the second advantage of the Royal Bank of Scotland is that it has the right to design and issue pounds by itself, which is simply the right to issue pounds!

It's not too big, but there's it!

A private bank has the power to issue notes only to the central bank, the Bank of England, which is absolutely impossible in China, but it is a fact in the UK.

In addition to the Bank of England and the Royal Bank of Scotland, which is part of the central bank, the third is also a regional bank in Scotland, and it is also a small bank in Scotland, the Scottish Bank of Clydesdale.

Although this small bank has the right to issue notes in pounds, the rights are too small and can only issue small denominations, and the Scottish Bank of Clydesdale is only a small regional bank, and Xia Yu can't look down on it for the time being.

The Bank of England and the Royal Bank of Scotland both have the right to issue notes in pounds, but there are differences.

The pound sterling, issued by the Bank of England, is valid throughout the United Kingdom, and the pound is printed with the face of Elizabeth II.

However, the British pound issued by the Royal Bank of Scotland can only enjoy the status of legal circulation in the Scottish region.

But for more than two hundred years, it has practically been circulating throughout the United Kingdom, and when everyone recognizes the value of its pound, the paper is naturally valid, and even the law cannot stop the public opinion of the whole country.

Unlike the pound sterling issued by the Bank of England, the sterling head issued by the Royal Bank of Scotland is called Elizabeth I, although they are all the same person, but for historical reasons, Elizabeth I, who ruled England at that time, did not rule Scotland, but ruled under Elizabeth II, so although it is the same person, it has different titles in the history books of England and Scotland, and of course the banknotes are different.

Of course, because the pound sterling issued by the Royal Bank of Scotland can also be circulated throughout the United Kingdom, it doesn't matter which avatar is printed.

The Royal Bank of Scotland, a Scottish regional bank, has been listed, and this is Xia Yu's opportunity.

He is a native of Xiangjiang, and at this time Xiangjiang has not returned, and in terms of household registration, he naturally belongs to British nationality, and is legally qualified to acquire the Royal Bank of Scotland.

And in order to reduce resistance, he will not shout that the world knows that he wants to buy the Royal Bank of Scotland, he will only buy it quietly, hide himself under the water, and it is the truth that he really gets the benefits.

Thinking about it in later generations, after the return of Hong Kong, the right to issue notes in Hong Kong dollars was not unified in the hands of HSBC, Standard Chartered Bank and Bank of China, which was a shame.

Now that he has this opportunity, Xia Yu will naturally not let it go, if he is a Chinese who holds one of the rights to issue notes for the pound, it is cool to think about it, the point is that it is operable, not simply whimsical.

These three target banks have become directors of HSBC Holdings, so they have a certain influence in the UK.

Later, if he acquires Standard Chartered Bank and Royal Bank of Scotland, Xia Yu's financial empire will cover the United Kingdom, Africa, Asia, Latin America and Oceania.

At that time, as long as the Bank of Scotland becomes a large British bank and rushes into Europe, and finds a fulcrum in the United States, acquiring or cultivating a heavyweight bank, Xia Yu can truly become a world-class financial tycoon, although not the world's top handful, but also into the world-class, isn't it?

With the foundation of a world-class bank and a large injection of capital, it will be very simple to continue to grow through mergers and acquisitions.

With a world-class bank, his Jiuding consortium will be able to break free from the shackles of regional consortiums, so as to break out of Hong Kong and even Asia, and be qualified to compete with large European and American consortiums.

Lofty ideals and a brilliant future come from every step of the way, and the most important thing now is to realize his vision.

In the president's office of the Bright Fund, Xia Yu looked at George Berkeley, who raised his head in shock, and said indifferently: "George, you don't have to worry about the funds, are you sure to implement this plan?"

George Berkeley was distraught, shocked by his boss's massive strategy, and stressed at the same time.

Fortunately, the boss told him not to worry about the funds, otherwise he would definitely be overwhelmed.

He took a deep breath and nodded solemnly: "Boss, to be honest, I don't dare to guarantee it before it is implemented, but I will do my best to carry out your great plan." ”

"I need enough time. ”

Xia Yu gave him an appreciative look and said encouragingly: "I will give you enough time, it must be completed within two years, if there is any difficulty or emergency, you have to report to me as soon as possible, I will give you enough support!"

Giving George Berkeley two years is also a buffer period for Xia Yu to himself, and now with his influence and financial resources, he has acquired two banks at the same time and let them develop rapidly, and his current capital is not enough.

But he is confident that in another year or two, his wealth will skyrocket, and then his status will be higher, his influence will be stronger, his capital will be stronger, and the acquisition will be less difficult.

But there was no need for George Berkeley to know about these things, lest he think too much and shake his faith.

Hearing that it had been two years, George Berkeley breathed a sigh of relief, looked happy, and said gratefully: "Thank you boss, I won't let you down." ”

"Hmm!"

Xia Yu smiled and nodded.

"By the way, recently, I will arrange one more thing for you, I am interested in Heung Kong Land Group, but I do not have a good relationship with the Keswick family, and now someone in the Keswick family wants to withdraw and return to the UK, and you will come forward to buy the equity of Hongkong Land Group for me as much as possible. ”

"Here are the details of the members of the Keswick family and the number of shares. ”

"Acquire as soon as possible, temporarily at the top of the work order. ”

As he spoke, Xia Yu took out a thin document from the drawer and handed it to George Berkeley.

George Berkeley took his hand and replied solemnly: "Understood, boss, I will execute it immediately." ”

"Hmm, do you have anything to ask?"

Xia Yu asked.

George Berkeley shook his head: "Not for the time being, if you encounter problems halfway, I will report back to you." ”

"Good!"

"Then you go get busy first!"

"Goodbye boss!"

Watching George Berkeley exit and slowly close the office, Xia Yu stood up and stretched his waist comfortably, with a look of expectation at the corners of his mouth.