Chapter 288: Let's Serve Hard Dishes
"Hello Mr. Chen, I'm Brian Moynihan ......"
Hearing Brian Moynihan call himself, Chen Geng's brows furrowed slightly, and he immediately stretched: United Community Bank has really done a lot of homework on himself, and he actually knows that he prefers the title "Mr. Chen" to "Mr. Fernandez".
"Hello, Mr. Moynihan. In response, Chen Geng waited for Brian Moynihan to speak.
Brian Moynihan said, "I'm sorry to bother you so late, but there's something wrong with Detroit, and I'm going to get over there...... Well, do you have time tomorrow? Have dinner together?"
"Yes, of course. Chen Geng groaned slightly, and then happily agreed, since Brian Moynihan wanted to pretend to be stupid, then he would accompany him to pretend to be stupid.
"Okay, that's it, well, I'll let Mr. Laurd take a seat. ”
Brian Moynihan meant to bring Roald with him, but Chen Geng did not refuse, he just said that Miss Rosemary would also be with him at that time - Brian Moynihan would certainly not refuse, not mentioning that Rosemary was once his main assistant, just saying that she was the CEO of Fernandez Company, since Chen Geng opened his mouth, he couldn't refuse.
Hung up the phone, Brian Moynihan was very happy, he was not happy that Chen Geng was invited, but the meaning behind this action: Chen Geng agreed to his invitation, which means that the situation is not as bad as previously expected, Chen Geng's heart did not completely fall to Wells Fargo, in other words, the chance of United Community Bank to keep the cash cow of Fernandez Company is not small.
The only problem is that I don't know how much it will cost to keep this cash cow, but in any case, as long as the price is not beyond the limits of what the United Community Bank can accept, I will do everything I can to keep Fernandez at the United Community Bank.
........................
Brian Moynihan was like he had really come to Detroit to inspect his work and visit his bank's important customers by the way, and the two sides were happy, and although the guests and hosts, Brian Moynihan stuffed a small piece of foie gras into his mouth, and suddenly said casually: "Mr. Chen, do you know? I heard that Wells Fargo's business in Detroit has a big problem, and even their general manager, John Tostedt, has come." ”
Chen Geng understood and began.
"I don't know, you know, I'm not from the banking system, and I'm not familiar with the situation in your industry," Chen Geng shook his head with a smile, and then said in the same casual manner: "Anyway, when I had dinner with Mr. Tostedt last night, Mr. Tostedt seemed to be in a good mood, not like there was a big problem in the business. ”
Brian Moynihan's gaze froze!
Originally, he planned to test and tempt again, but he didn't expect that Chen Geng would admit that he had contact with John Tostedt so much!
But then, Brian Moynihan had a wry smile in his heart: Yes, Fernandez admitted it, but even if he did, what would he prove? Can he prove anything, what can he say? As the owner of a company, isn't it normal for him to have dinner with anyone, so this person is the CEO of Wells Fargo, one of the five largest banks in the United States, even if everyone understands what is going on, but so what? Could it be that because Chen Geng's Fernandez company has a cooperative relationship with United Community Bank, he can't eat with executives from other banks?
There is no such reason in the world!
So, even if you know that Fernandez Chan is having dinner with John Tostett, and that Wells Fargo is digging into the corner of the United Community Bank, so what? When will the United States not be allowed to dig into the wall...... Oh, there's no fair play.
Chen Geng simply put down his fork, looked at Brian Moynihan with a smile, and said, "Mr. Moynihan, I'm afraid you didn't come to Detroit this time to check any work, right?"
"Yes," Chen Geng saw through this little bit of his own careful thinking, and Brian Moynihan simply stopped going around in circles: "That's right, one of our bank employees, that is, your friend, White Ji, accidentally saw you having dinner with Mr. John Tostedt yesterday, so ...... I don't mean to explore your privacy, but can you tell me if this has an impact on the cooperation between our two companies?"
He simply sold Ji Shengcheng.
It's a pity that Brian Moynihan didn't know that the reason why Ji Shengcheng appeared so accurately outside the restaurant where Chen Geng and John Tostet were eating was because Chen Geng greeted him over.
Chen Geng's face suddenly understood.
He nodded: "I see...... Yes, there's nothing I can't say, Mr. Tostedt invited me to dinner, and of course, we talked about some things, like Mr. Tostedt told me that the Fernandez company has grown to the current size, and the United Community Bank can provide me with very limited support, but Wells Fargo, unlike them, they can help me even more. ”
And sure enough, it was!
Damn Wells Fargo, it's really poaching into our corners!
Hearing Chen Geng's frank admission of this matter, Brian Moynihan's face instantly turned a little pale: fortunately, he made a decisive decision, got in touch with Fernandez at the first time, and rushed over as quickly as possible, otherwise the consequences would ...... I can't imagine it!
Lauerde's face turned even paler, and the whole person shook a few times involuntarily.
He's afraid, he's afraid, he's really afraid.
As president of United Community Bank in Michigan, one of his most important jobs is to maintain customer relationships, and now, his most important, pillar customers are being manipulated under his nose and he doesn't know anything!
This is an unforgivable oversight and mistake!
If Wells Fargo's move is really successful, and there is no other way for it to go but to resign and get out, the headquarters will never give itself a chance to start over after making such a serious mistake.
Only Rosemary glanced at her boss with admiration.
The situation just now was not the way the boss had discussed with him this morning, but now it seems that the effect is unexpectedly good, and Brian Moynihan and Rauld are both frightened.
Glaring at Royer fiercely, Brian Moynihan took a deep breath: "So...... Mr. Fernández, you have granted me this invitation......"
"Yes," Chen Geng nodded, and then Brian Moynihan continued: "After all, I have been cooperating with your bank since the establishment of my company, and our cooperation has been very pleasant, although Wells Fargo can indeed provide me with more support and assistance, but before that, I want to see your attitude." ”
With Chen Geng's words, both Loulde and Brian Moynihan breathed a long sigh of relief: as long as Mr. Fernandez is willing to give the United Community Bank a chance, for the United Community Bank, the pillar of Fernandez Company must not fall, let alone be carried away by others.
Brian Moynihan asked tentatively, "Fernandez, I don't know what kind of conditions Wells Fargo has offered you?" Of course, if you don't think it's suitable, it's okay......
"There's nothing that can't be said," Chen Geng waved his hand: "Wells Fargo's conditions are actually quite simple, referring to the conditions you promised me before, the same amount of auto finance loans, my income is 10% more than in the United Community Bank, and there are also some loans, government public relations convenience of the project, and other messy things, anyway, they are all inconspicuous gadgets......
Brian Moynihan and Lauld listened to a bout of toothache.
It's just a 10% rebate for Fernandez, that's not the point, the point is that Wells Fargo would use its resources in politics to do PR for Fernandez?!
Although this kind of PR cannot be unconditional and unlimited, as one of the five largest banks in the United States, Wells Fargo's public relations power on the government side is obviously much stronger than that of United Community Bank.
At this time, Brian Moynihan also understood that Chen Geng was still willing to meet and talk with him in this situation, which was really very interesting for the United Community Bank, after all, the purpose of American businessmen has always been "business is business" In the shopping mall, there are too many examples of the third party who did not hesitate to turn their heads because the third party offered a better cooperation condition, not to mention the examples that have been written into the textbooks and regarded as classic business cases, even in the United Community Bank, such things have happened innumerable.
In a word, Chen Geng is very interesting, not ordinary enough.
"Mr. Fernandez, as you know, the United Community Bank is only a consortium of medium-sized community banks, and in terms of size, in terms of size, in terms of public relations capabilities for the government, in terms of personal friendship with senior government officials, with members of Congress, United Community Bank is far from being comparable to Wells Fargo, but in this case, you are still willing to give us a chance, I am very touched and very grateful, and I thank you on behalf of all the directors of the Board of Directors of United Community Bank. ”
"You're welcome. Chen Geng waved his hand.
Needless to say, the Americans said well, 10,000 thanks are not worth 100 million dollars, and no amount of thanks can make me stay, unless you have conditions that can attract me to stay.