Chapter 296 Online Payment Platforms
He Guojun's ability is indeed extraordinary, otherwise he would not be Li Feng's boss before he crossed over.
This kid doesn't have any grooves in other aspects except for drinking and making mistakes, so Li Feng still values him more, if he can recruit his subordinates, it will be much easier in the future.
"It's just a small intern, and it's a question of whether it can be turned into a regular or not. He Guojun said, "In fact, I also have the dream of starting a business in my heart, but I can't find a good idea, and I don't have the funds to start a business, so I can only watch it, so I came to you today and wanted to talk to you about the idea of starting a business, and I don't know what your next plan to start a business is." ”
Li Feng had long expected that He Guojun came this time to find Li Feng to start a business, after all, Li Feng had a certain amount of resources at hand that he could use.
Of course, Li Feng can start a business without He Guojun, but without He Guojun, entrepreneurship will come to naught. In this sense, it is impossible for He Guojun to be on an equal footing with Li Feng, and he can only start a joint business as Li Feng's younger brother.
Even if it is the identity of this little brother, it depends on whether Li Feng recognizes it or not, so He Guojun is still quite respectful to Li Feng between his words.
"Yes, I made a lot of money from the sale of the express navigation network this time, and I do plan to start a further business in the future. Li Feng said, "Brother He, do you mean you want to join?"
"If I have this qualification, then I can't ask for it. He Guojun's face was ruddy and his expression was earnest, "Li Feng, I won't tell you, I came from the countryside, the conditions at home are very poor, my parents are old, and I have a younger brother who needs to study, so I also hope that my career can improve as soon as possible, so that my family can live a life of food and clothing." ”
Li Feng didn't know that when He Guojun was young, the conditions at home were so difficult.
After all, when he entered Yulong Venture Capital Company and became a subordinate of He Guojun, Lao He was already thriving in the workplace, and his economic conditions had been greatly improved.
"I do have a project that needs to be started at the moment, but this project is very difficult and very professional. Li Feng said, "I need very professional people to help me realize this project, Brother He, if you have the ability, you are very welcome to join." ”
He Guojun's eyes flashed: "Li Feng, what is the project?"
Li Feng smiled slightly: "Presumably, at the New Year reception of the United Nations Fund, you have already heard that it is the next online payment platform project that plans to cooperate with the Bank of Kyushu." ”
The importance of online payment platforms in the future Internet economy is equivalent to that of banks in the real world.
Without an online payment platform, Internet payment will be hindered, and money will not be able to fully flow through the network.
Therefore, in the future, whoever controls the online payment platform will have the financial power of the entire Internet.
In this sense, the importance of the online payment platform even exceeds the entertainment industry system that Li Feng is focusing on.
"Li Feng, I think your idea is very feasible and has great potential in the future. He Guojun suddenly became excited, "At present, there is no online payment platform in China, if you can grasp the first-mover advantage, the cost of marketing will be very low, and it is easy to make a big platform." ”
"However, to become an online payment platform company, it is not a small fight, its technical requirements are very high, and a professional team must be established in the early stage, in this regard, I have no advantage. Li Feng said.
To make an online payment system, this is not as simple as opening an online store on Baibao.com, it is completely a process of infrastructure construction from scratch.
In this process, there are many relationships to coordinate, and they are also very complex, involving a large number of interests.
"That's the biggest problem. He Guojun nodded, "We can rely on the technical strength of Kyushu Bank's network platform, and in the early stage, we will set up a joint venture with them in the name of helping to expand their online capital channels and promote business improvement." From the perspective of Kyushu Bank, it is beneficial for them to spend some technical strength to expand their online business channels, they are only a small regional bank, and the total amount of funds is not much, if they can build an online platform to enrich their total funds, it is very helpful to improve performance. ”
Li Feng nodded, if you want to trap them into your own payment system, it is very difficult in the early stage, and only if they see the tangible benefits, this plan is feasible.
"You're right, we don't have the capital, we have no technology, we only have some illusory ideas, so we must use the strength of large institutions to accumulate resources little by little through mutual benefit. Li Feng said, "If we really want to use the technical strength of Kyushu Bank to set up our own online payment platform, we must spend a lot of brains in cooperating with them, and we must make them feel that it is profitable, so that they are willing to cooperate with us." In this regard, Brother He, what can you do?"
In fact, the question raised by Li Feng is very difficult, after all, they do not have any strength to support them now, and it is very difficult to get the strong support of a bank, even if it is a small regional bank.
Fortunately, Li Feng's classmate He Yunshu is the niece of He Zhongheng, chairman of the Bank of Kyushu, and through He Yunshu's relationship, at least the first layer of channels can be opened, that is, the communication between the two parties is possible.
Otherwise, with Li Feng's current qualifications, other banks can't even talk at all, and it is even more impossible to talk about cooperation.
He Guojun took a sip of coffee and said: "This issue needs to be studied in depth and detail, and it cannot be explained clearly in a few words. Li Feng, if you really plan to create an online payment platform, then I have no funds, I hope to invest in technology and labor, and be responsible for a series of work to establish an online payment platform in the future, my requirements are not high, 10% of the shares are enough, what do you think?"
Although He Guojun only has 10% of the shares, it seems very small, but the online payment market is a huge cake, in the next ten years, the value of the online payment platform is often tens of billions of jumps, so only 10% of the shares, is the value of one billion.
Of course, now is the beginning of the business, without 10% of the shares, I am afraid that I will not be able to attract outstanding talents like He Guojun, and with him, the construction of the platform will be more complete.