Looking at Wu Shouzhong's iron-green face, Li Yan's expression suddenly became strange.

Wu Shouzhong, who can act as a "talker" for himself among the chairman of the China Securities Regulatory Commission, actually asked himself about P2P, and looking at the posture, this Wu Shouzhong really doesn't understand P2P!

What the hell does such a person do? According to common sense, people in the circle shouldn't ask themselves this kind of question, right?

Li Yan began to secretly doubt in the depths of his heart whether Wu Shouzhong, who was in front of him, could help him fulfill his wish!

At this moment, Lu Rinran picked up the teapot and poured a cup of tea for Wu Shouzhong.

Seeing this action, the fox suspicion in Li Yan's heart was like a violent wind, which instantly blew away the dark clouds above his head.

A man who can make Lu Rinran like a guest must not be a charlatan. As for some financial issues, I don't understand ......

"If you don't understand, you don't understand! It seems that I once heard rumors in the circle that the previous chairman of the China Securities Regulatory Commission didn't know about the moving average system, isn't it still smooth?" Li Yan comforted himself in his heart. watched Wu Shouzhong pick up the cup of tea that Lu Rinran had poured and put it to his lips and took a sip gently.

Li Yan took the teapot from Lu Rinran's hand without a trace, and poured him a cup of tea, and then poured himself a little.

Just when he was putting the teapot in his hand, Li Yan heard Wu Shouzhong sigh with emotion: "It seems that it is really terrifying!

Li Yan looked up at Wu Shouzhong, and hurriedly waved his hand at him and said, "Brother Wu, you have won the award, I just have seen some situations and then summarized them with you." Actually, as far as this project is concerned...... Although you have only provided limited information. But to be honest, the risk is actually quite large!"

With a cold face, he took another sip of tea with a teacup. Wu Shouzhong looked up at Li Yan and asked in a deep voice, "How big?"

Originally, I was thinking about how to let this Wu Shouzhong help him get the IPO smashed by the Demon Hunting Alliance, but Wu Shouzhong didn't say anything about it, but talked to himself about P2P one by one. Li Yan saw that Lu Rinran didn't chase this topic and said anything, so he had to say patiently: "They have raised tens of millions of dollars in a few months, which is not a big problem in a megacity like the imperial capital, according to the current housing prices, how much is a two-bedroom house inside and outside the Fifth Ring Road? The transaction price of the second-hand houses built in the past eighties and nineties is three or four million." Not to mention the houses in the Third Ring Road, which are often six or seven million! 80 million ...... In fact, it's only a dozen or twenty houses. The key question is, I wonder how they can ensure an annualized return of 18 percent!"

Lu Rinran looked at Li Yan from the side, and a faint smile appeared on the corner of his mouth. Holding a teacup in his hand, it looks like a soy sauce party strolling in the courtyard. It's just that occasionally his gaze sweeps on Li Yan's body, making Li Yan feel uncomfortable that he can't express in words

Coughing twice, Wu Shouzhong, who had a cold face, groaned and said, "Indeed, the income of eighteen percent is a bit too high. ”

Li Yan shook his head with a wry smile, and responded to Wu Shouzhong: "This should only be the return to investors." I probably know that when doing this business, those people generally have to prepare an additional 5% as a commission for the channel, which means that the real annualized rate of return must be at least 23% to operate normally. ”

"Hiss......" Wu Shouzhong gasped and muttered softly: "At present, most of the net profits of all walks of life in the real economy are 15 or 6 percent, and some are within 20 percent! Is this a money grab?"

After Wu Shouzhong, who was quite surprised, said these words to himself, his eyes looked at Li Yan more complicatedly, as if he wanted to hear more from the mouth of this down-to-earth Li Yan.

Li Yan continued to analyze Wu Shouzhong: "Actually, if you operate well, some products may reach this rate of return, but now the problem is here." To operate such a fund, if the amount is not large, it is naturally relatively simple. There is a way that the boat is small and good to turn around. However, if you want to ensure a return of at least 23 percent, it is still a large amount of money. It's really not an easy thing to do. ”

"Can you do it?" Just as Li Yan's voice fell, Wu Shouzhong hurriedly asked.

Li Yan glanced at Wu Shouzhong with a wry smile, and wanted to say: Every year, a large number of P2P companies run away. Either the capital chain is broken, or the investor's money is rolled up and run away. Every day, when the rule of law was in progress, there was a time when a similar incident would break out every few days. A large number of companies have sprung up like mushrooms after a rain, and they have quickly disappeared in the market. Wasn't that one left behind a piece of chicken feathers?

All kinds of mass incidents may not be common on the Internet or in the news, but where are these things covered up in the circle? Especially in this era of Internet information explosion, a small video appeared in the circle of friends within a few minutes of something happening to the other party......

When Li Yan was in a dilemma, Lu Rinran held the teacup in his hand and said with a smile: "Angkor, in fact, it's not that you can't earn 23 percent. I won't say what the rate of return is after straightening the investment curve on my side, some friends around me can also easily achieve this return. For example......"

"For example, Li Xiaoteng's Lin Teng system?" Wu Shouzhong suddenly asked Lu Ayan with a strange expression.

Lu Rinran paused, and after a moment of embarrassment, he said with a smile: "Well, Xiao Teng, I believe they will definitely be able to make this yield, although the income of the Lin Teng system this year is not very eye-catching, which is mainly related to the weakness of the financial market this year." As for the P2P you mentioned, in my opinion, the main thing is to do a good job of risk control. People who can do a good job of controlling risks must be very good. Some venture capital funds, especially large funds, have an annualized rate of return of about 20%, and higher ones will fluctuate around 25%, but the premise of this is that the cost is low. I don't think you also knew it back then? One of my partners spent $5 million on a venture capital project in the last venture, and the profit he made after listing on the NASDAQ converted to more than 400 million. ”

"Well, tenfold return. I know this!" Wu Shouzhong nodded.

Lu Rinran then continued: "I mean, while finding a very high-quality project, didn't it take five years for such a good return?

"I probably understand that this money must not be invested in the current traditional industries, traditional industries. If you are looking for it, you have to find high-growth, scientific and technological innovation, otherwise, how can there be such a high return!" Wu Shouzhong brought out a deep sense of agreement between the lines.