Chapter 177: It is important for risk control to exist independently
What is the most important thing in an asset management company? Everyone's first thought should be money, right? No money...... What does an asset management company manage? But at a deeper level, whose money does the asset management company have? Naturally, it is the investors, and the core value and resources of an asset management company are not these customers?
At this time, Li Yan opened his mouth to ask Liao Hua, the general manager of the marketing department, for customer information. Pen, fun, pavilion www. biquge。 info Xiaoyao is naturally not calm at this time......
Li Yan turned his head to look at Mr. Xiao Yao, frowned and said: "I want to remind you that customers belong to the company's assets, not your personal ones! Although your relationship is brought in, customers are part of the company as long as they are in the company!"
After the sonorous words were spoken, Xiao Yao's brows furrowed.
"Hehe......" Li Yan sneered twice, and continued to say to Xiao Yao: "I know very well what you are thinking now, who is in the circle and doesn't know who is careful?" If you can pull customers away from the company again, that's your ability!"
Mr. Xiao Yao glanced at Li Yan and didn't speak, but if he looked closely, he could find that some green tendons faintly appeared on Mr. Xiaoyao's neck.
"Manager Liao Hua, right? I don't think I need to remind you a second time, right? Bring me the information!" Li Yan greeted the manager of the marketing department. Turned around and walked to the desk and sat down slowly.
Liao Hua, the general manager of the marketing department, pushed the door and walked out of the office after getting the acquiescence of Mr. Xiaoyao.
"Are you ......" Li Yan asked a man in the room who had not spoken from beginning to end.
"Let me introduce myself, I am the general manager of the risk control department of our Westlake Asset Management Company, Mr. Li, you can just call me Lao Ma. After Manager Ma introduced himself to Li Yan, a somewhat bitter smile appeared on his face.
Nodding, Li Yan asked Manager Ma with an interested expression, "Can you elaborate on the content of your work?"
Listening to Li Yan's words, Lao Ma's heart trembled. I secretly thought that Li Yan didn't want to cut his own department, right? Risk control was originally a thing that offended people. When I was invited by Xiao Yao, I have always been doing something about wielding a knife.
Lao Ma and Xiao Yao said that it was an employment relationship, right? I had some friendship before! But if we talk about friendship alone, it seems that it is a little too thin. In such a state, he is always "killing the Quartet" in West Lake Asset Management.
Lao Ma doesn't understand that the relationship between people is really not very good because of the nature of their work? Although Lao Ma and Xiao Yao are very "united" on the surface, there are too many traces of exclusion and resistance in them.
At the same time, Lao Ma was also thinking that Li Yan was very likely to cut himself, and he was secretly regretting why he didn't have a good relationship with Li Yan in the first place?
Remorse is remorse, Lao Ma didn't dare to be vague about Li Yan's question. Fingers snapped at Li Yan and said, "My side is mainly responsible for the risk management, credit management, and investment operation specifications of our West Lake Asset Management Company. At the same time, our risk control department is also responsible for establishing and maintaining a risk control system. Formulate bank-wide risk management work plans and annual work plans. Take the lead in the management, review and evaluation of credit, operation, liquidity and other comprehensive risks. Comprehensive risk monitoring and management after assessment, including risk early warning, risk measurement, risk control, risk assessment, etc......"
After Li Yan heard what Lao Ma said, he frowned slightly and subconsciously muttered: "Aren't these all the work content of the investment research department?
As soon as Lao Ma heard Li Yan's words, his heart suddenly tightened.
At this time, what is Lao Ma most afraid of? Isn't he afraid that Li Yan will take office three times and cut or merge his investment and research department into other departments?
"That...... Mr. Li, I want to emphasize a concept!" Lao Ma hurriedly emphasized his role at Li Yan at this time.
Li Yan frowned, and then heard Lao Ma say: "Mr. Li, my department is indeed doing a lot of things that should be done by the investment research department. However, the fact that we have been separated from the investment research department is actually to better ensure the safety and stability of our investment! To use the simplest analogy, do we ordinary people set a stop-loss point for themselves at the beginning of their investment in the market? 5 percent or 10 percent to leave the market. But how many people can really do it? For example, if you set this moving average and break it, you sell it! But after you really reach this position, is it natural and unnatural to look at the support level below and wait? My heart is full of fantasy and I wonder that I am adding some chips next? Won't I come back when the time comes?
Li Yan nodded slightly, he didn't plan Lao Ma's words, just motioned for him to continue.
"So, our investors in China are all people who live in fantasy. Everyone thinks, maybe, should see hope, but what is the result?" After Lao Ma finished saying this, he paused and glanced at Li Yan.
"Well, as a result, most people see a rally and then add chips, and then ...... And then as soon as it is sold, it goes up and when it is bought, and it goes deeper and deeper?" Li Yan expounded a reality that he can often see.
"Yes!" After Lao Ma nodded, he continued to say to Li Yan: "So, my risk control department is going to play the role of a butcher's knife." If there is a problem with the investment of the investment and research department, if they do risk control for themselves, to put it mildly, isn't the composition of their institution also people? Yes, people will have illusions, if they do not set a good stop loss after the break, once the market goes down, then the company's asset management products will not have to face the reality of net value loss?
After Lao Ma finished speaking, he saw that Li Yan didn't say anything, and hurriedly continued: "Our risk control department is here to supervise, isn't that completely different from their own supervision? Although my job is very simple, just reduce the number of chips they set up according to the loss position they submitted. As for repentance...... Hehe, it's not easy for anyone to come! We just look at the expected data, and sell and sell without brains!"
"Huh......" Li Yan exhaled lightly, and he understood it.
Suddenly, Li Yan seemed to understand why Xiaoyao's Westlake Asset Management Company would be able to make a certain prestige.
The establishment of departments of Westlake Asset Management Company, as well as their strict prohibition of operation mode and those in the market who call everywhere, send Moments, and add users according to the phone number in WeChat, and then peddle how powerful they are, and how high the income of their own trading is compared with the "scammer" company, is indeed not a level of existence!
"Okay, I see!" Li Yan nodded at the old horse.
Xiao Yao always stood aside, pouting slightly and silently. Li Yan didn't pay attention to him, but after borrowing the mobile phone from Xiao Shiddan, he started to buy and buy on JD.com.
Just when Li Yan had just finished placing an order and the key points were confirmed. The door was gently pushed open, and I saw that Manager Zhou had already walked into the room with a few boxes of documents at this time. And the managers of the personnel department and the general department who followed him also returned to the office one after another at this time with the account that Li Yan wanted.
Flipping through the account book of the financial director Manager Zhou a few times, I looked at the employee resumes submitted by Diao Ren, the manager of the personnel department, and looked at the customer information brought by the general manager of the marketing department on the side.
Li Yan complained in his heart: "What life does it take to smooth this out?
And just when Li Yan was struggling in his heart, the phone of the little next to him suddenly rang!
After the little egg connected the phone, he only listened to a few sentences, and then stuffed the mobile phone into Li Yan's hand and said, "Oh......! )