HSBC Building, Chairman's Office.

Xia Yu and Shen Bi sat down face to face, and Shen Bi personally fiddled with the tea set to make tea for Xia Yu, with a very enthusiastic attitude.

That's how realistic people are.

Even if Shen Bi was optimistic about Xia Yu before, it also had a sense of examining and admiring the younger generations, after all, although Xia Yu had strength at that time, compared with HSBC, it was still much worse, and Xia Yu's value was more in potential.

But now is different from the past, Xia Yu's eye-catching actions and achievements have refreshed Shen Bi's three views again and again, making him pay attention to Xia Yu thoroughly.

With Xia Yu reorganizing the Jardine Consortium into what it is now, and now it seems that it is still safe, Shen Bi has to admit that the young man with the potential to be a tycoon has quickly transformed into a top tycoon in Xiangjiang at a dazzling speed, and has gained a firm foothold.

In terms of strength, status and influence in all aspects, Xia Yu is no longer inferior to him!

Shen Bi, who is old and sophisticated, naturally corrected his mentality and intersected with Xia Yu on an equal footing, just like now, he personally made tea for Xia Yu, and he still had no pimples in his heart.

Shen Bi's attitude changed, with Xia Yu's sensitivity, of course he felt it, and he was not polite, quietly watching Shen Bi make tea, and chatting with Shen Bi from time to time.

"Xia Sheng, please drink tea!"

Shen Bi brought a cup of tea to Xia Yu and said kindly.

"Thank you!"

Xia Yu smiled and thanked him, picked up the teacup and blew away the heat, took a sip, smacked his lips, and exclaimed: "Good tea!"

Hearing Xia Yu's admiration, Shen Bi smiled even more on his face, and also picked up the teacup and tasted it.

"Xia Sheng, congratulations on your great strength!"

Gently putting down the teacup, Shen Bi congratulated with admiration on his face.

"Thank you, that is, you are lucky, but no matter how much you make progress, it can't compare to your bank. ”

Xia Yu smiled and said with a little modesty, and by the way, he praised HSBC a little.

"Where, with Xia Sheng's superb skills, it is a matter of time before he surpasses HSBC, I believe that the Jiuding Consortium will definitely shock the world under your leadership!"

Good words don't need to be done, but they are the most able means to get closer to each other, Shen Bi naturally boasted big, and let Xia Yu wave his hand modestly.

After three rounds of tea, the greetings are enough, and it's time to get to the point.

With the current situation in Xiangjiang, Shen Bi must have guessed some of Xia Yu's intentions, so he didn't hide it as he did the previous times, but chose to directly find out his intentions.

Every minute of time is precious now, and there is no need to waste it on meaningless and nonsense.

"Shen Sheng, this time, I want to borrow a sum of money from your bank, the amount is a bit large, I don't know what you think?"

When it came to business, Shen Bi sat up straight, his expression became solemn, and he said without hesitation: "No problem, we open a bank, lending is our main business, no matter how big the capital, as long as Xia Sheng can provide sufficient collateral, no matter how much money is a problem." ”

Hearing Shen Bi say this, Xia Yu was not polite, he said bluntly: "Then I can rest assured, I plan to use the equity of Wharf Group as collateral and borrow one billion Hong Kong dollars!"

"Wharf Group!"

"Billion!"

Hearing these two key words, even Shen Bi couldn't help but breathe for a while, then looked at Xia Yu with burning eyes, and agreed without hesitation: "No problem!

After speaking, Shen Bi added another sentence and said, "Xia Sheng, is one billion enough?"

Encountering such a big business, Shen Bi naturally wanted to get more.

The Wharf Group is now a wholly-owned company owned by Xia Yu and is worth far more than one billion Hong Kong dollars, so even if the equity of the Wharf Group is used as collateral, it will not be 100% equity, but will take out a large part of the equity as collateral according to the asset valuation.

So Wharf Group can borrow more.

And this loan, Shen Bi can rest assured, not worried that he can't get it back, after all, with Xia Yu's strength, he is fully capable of repaying the billion-dollar loan, even if he can't pay it back, isn't there a more valuable Wharf Group!

Although Shen Bi was not optimistic about the Wharf Group before, it was also when it was under the Jardine Matheson Foundation.

Now that the Wharf Group is in the hands of Xia Yu, Shen Bi's confidence has increased greatly.

Not for anything else, just because Xia Yu has never done anything loss-making along the way, and this kind of all-winning record has given Shen Bi full confidence.

Seeing that Shen Bi agreed without hesitation, and wanted to lend him more, Xia Yu smiled, shook his head and said, "Shen Sheng, one billion Hong Kong dollars is enough for the time being, if it is not enough, I will definitely come to talk again." ”

If the loan is enough for the time being, I don't need to borrow more, and I will pay more interest?

Seeing Xia Yu's refusal, Shen Bi felt a little regretful in his heart, but the regret was erased in an instant, no matter what, being able to lend one billion Hong Kong dollars was already a super big order, and he should be content.

If you add this loan of one billion Hong Kong dollars, since the beginning of this year, Xia Yu has done more than one billion business with HSBC, and his contribution to HSBC can be ranked among the top ten in Hong Kong.

Sometimes, surprises come one after the other.

Just when Shen Bi thought that he should discuss the details of the loan with Xia Yu, Xia Yu unexpectedly threw out another big order, which made Shen Bi, who had just calmed down, feel a huge wave in his heart.

"Shen Sheng, in addition to loans, I still have a few businesses to do with your bank. ”

Xia Yu's fluttering words made Shen Bi cheer up, solemnly made a gesture of please, and said, "Please speak!"

As he spoke, he began to look forward to the next few businesses, which could be placed behind a billion loans, and would definitely not be small.

"Then I'll be cheeky!"

"I've heard that HSBC has shares in many companies in the Jardine Matheson consortium, including its controlling parent company, Jardine Matheson Holdings, the Jardine Matheson Group and Jardine Pacific. ”

After Xia Yu finished speaking, Shen Bi's face changed, his eyes became deep, and he looked straight at Xia Yu.

Xia Yu smiled at the corner of his mouth, and looked at Shen Bi indifferently.

After a few seconds, Shen Bi regained his calm expression, took a sip of tea, and said with a light smile: "There are some." ”

Xia Yu smiled and said meaningfully: "Shen Sheng can also see that now the Keswick family is constantly selling the company, and the family infighting is also very serious, according to the current trend, if the company is still in the hands of the Keswick family, it is inevitable that the assets will shrink." ”

Shen Bi was silent and did not refute, this is an obvious matter.

It's not that the companies under the Jardine Matheson consortium are bad, there must be companies with good development prospects and current conditions, but that was in the previous view.

Now who in the upper echelons of Xiangjiang doesn't know that the Jardine Consortium has been in chaos, and this turmoil caused from the top down has seriously damaged the foundation of the Jardine Consortium, and it can no longer be stopped, even if Old John, the iron-blooded family master, is resurrected, it is useless.

No matter how good a company is, it must have a stable management to take care of it and a good development environment, but now, there are no two of these things.

So even those companies that have developed well before have a shadow over the prospects.

Unless these companies are bought by other bigwigs, they can solve the shortcomings of the management and development environment and settle down and develop again.

However, these are destined to have nothing to do with HSBC.

The function of the bank determines that it can only make investment, and cannot operate and manage enterprises in other industries.

So the stocks in HSBC's hands are either allowed to shrink or they are sold.

The other bigwigs are not stupid, they will not just watch HSBC hold on to the stocks and sit back and enjoy the results, they also need as much equity as possible to firmly control the company, HSBC is destined to be unable to escape.

Moreover, the bank does business, which is to open the door to wealth and welcome customers from all over the world, and many bigwigs in Xiangjiang have a close relationship with HSBC, so it is not so easy to refuse.

For example, if Bao Yugang wanted to buy the shares of some companies in the hands of HSBC, Shen Bi couldn't stop him with a straight face.

It is precisely because of this reason that many bigwigs come to HSBC to find Shen Bi these days, and Shen Bi sells it if he can, and he will take back the money first.

After all, the development of banks should focus on stability in the final analysis, and getting rich is not suitable for banks.

Even if the stock is sold to those bigwigs and there is no investment income, if these bigwigs want to develop the company, they can't do without the bank after all, and they will still come to HSBC for loans, and HSBC will also benefit at that time.

It's just that the way of benefiting has changed, from enjoying dividends to obtaining loan interest.