Chapter 1432: Drawing Inferences from One Instance (Asking for Subscription!)
Tang Qing regards the richest man as the start, but we regard it as the goal of life. ”
"A common quote for the rich: more money is just a number. ”
"As long as you are better than your self yesterday, you will become the best version of yourself one day. Those who complain about the injustice of life, do you live your life seriously every day? ”
"Upstairs is brainwashed and can't figure it out. ”
“+1。 ”
Tang Qing floated. ”
"That's not the point, the point is why I can't installment? Isn't there just no small account? Isn't there no professional certification?"
"Yes, that's not fair. ”
"Fair? You're not fair? Ridiculous. ”
"Laugh at me, don't you know the saying--- if you want to buy a lottery ticket and win five million, first of all, you have to buy a lottery ticket. Otherwise, it's useless to complain at home to death"
"You're stealing concepts. ”
"Isn't it different?"
"We're talking about qualifications. ”
"Eligibility? The company said: I only recruit undergraduate graduates. You only have a junior college, and you have to go to someone to be fair. The unit said: You must pass the exam to enter the interview. You failed, you go to be fair?"
"It's not the same thing. ”
"Why isn't it the same thing, it's unfair if you don't have it? ”
“。。。 ”
At the same time, it is popular.
Different voices inevitably came out. After all, this is differential treatment, according to the standard, there are only tens of millions of people in China who are eligible to apply for installments, some people have it, and some people don't.
Don't suffer from widowhood.
And suffer unevenly.
Why do others have it, but I don't, which has caused many people to be dissatisfied. Tang Qing didn't care about this, the development of the Internet and the accompanying cyber violence were inevitable.
Of course.
Thereinto.
It is still mixed with many legitimate demands.
"I've been taking the civil service exam since I graduated, and I don't have a professional certification from the unit, and I want to be eligible for installments. ”
"After graduating, I started my own business and opened a small shop, I don't have a small account, is it too late to register now?"
"I'm a freelancer... ”
"I'm a housewife... ”
“。。。 ”
Quite a few people are asking.
Right now.
An announcement popped up on the official website of Qingyuan Technology.
"For each part of the mobile phone, we, as a manufacturer, have to bear about 30% of the advance payment on average due to the different account periods, and at present, Qingyuan Technology's liquidity is limited. ”
However, in order to benefit more people, Qingyuan Technology is about to open a personal installment quota, which can be expanded by about 1.5 times on the original basis, as long as the real-name authentication is completed. ”
"And if you are active for more than a month, you can get a certain amount. ”
"Please note that all installments need to be repaid on time, and will be directly linked to personal credit information, affecting your bank loans, jobs, credit history, etc., please be cautious about spending. ”
Message in one place.
The controversy among netizens is much smaller.
Also.
There is also a cost to people's staging.
Then.
A lot of users who don't fully comply with the regulations, board it to take a look... His face collapsed. Yes, I think too much. can only sigh Tang Qing chicken thief. Because the amount shown above is very small.
Before.
The product installment of the era does not have a quota, but only the installment power of mobile phones and tablets, and it is impossible to buy accessories.
This time.
The initial quota of 500 per person.
Five hundred?
Just buy accessories, don't think about mobile phones.
If you don't have a mobile phone, what's the use of asking for accessories? Seeing that it is linked to credit information and has to be real-named, many people are not interested, but they always feel that this is a 'waste'.
Due to the quota, you can buy accessories.
Some people can't help but want to buy a mobile phone, otherwise it won't be wasted?
There are not many people with this kind of consumption psychology, but it is not an exception, so just one day after the news was released, the number of customers who paid in full increased by nearly 60,000, which is very interesting.
"Alas. What is bought is not sold. ”
"Tang Qing sprinkled a little money, but he made a lot of money, and the small money was not given, you have to pay it back, I'm simply... This business acumen is completely creating a business model. ”
"The hateful Tang Qing defrauded me of one-third of my deposit. ”
"I just took a look at it in the post, but I didn't expect it to be thousands of dollars. ”
"Suddenly, I feel that my hands are so cheap. ”
“。。。 ”
That's it.
Qingyuan Technology's consumption installment, the first phase of the function is considered to be online. Let netizens cry and laugh, shout, people did give you a quota, but you can get in more.
This wave of shouting.
Lost.
。。。。
Ali.
Headquarters.
Ma Yun is discussing with executives about consumption installment, and this kind of consumption installment for some goods is almost a 'first', bringing offline credit cards online.
Produced by Tang Qing.
Extraordinary.
That's it.
They have been discussing it for three days.
"Our Mr. Tang is really unfathomable, we just discussed that on the basis of Qingyuan Technology's installment of the commodity itself, plus the personal credit line, he directly went online. ”
See Update Announcement.
Executives were amazed.
It's not a sycophant of the largest shareholder, but really, the reason why they hesitated before was that they were frightened by Tang Qing's prestige, thinking that Tang Qing didn't do it, there might be some thunder points in it.
Now it seems.
Worry is unnecessary.
"It's clear that Epoch sales data proves that spending installments can greatly boost e-commerce spending, and it's not as cumbersome as traditional credit card spending applications. ”
"The credit card problem that many people are worried about will no longer be a problem under this installment + credit limit, because it is linked to personal credit, it can effectively avoid a large number of bad debts. ”
"The only problem is the advance of funds and the revision of the account period. We have a huge amount of stranded funds, but this is not us, but it is easy for us to negotiate with the merchants. ”
"We are still only a platform, in the form of virtual authorization, to provide users with consumption quotas, we according to the situation, and the merchant to reach an installment agreement, so that my risk will be... ”
One executive gushed out.
Very excited.
The larger the trading volume of the platform, the better.
"The most important thing now is to connect with the bank for credit and obtain relevant financial licenses. "Tang Qing can do this, he should have obtained these permissions, which makes them a little depressed.
Not to mention taking us to play.
But.
It's understandable when you think about it.
Tang Qing drank the first soup, and the rest, except for a big platform like them, no one else could grab the food in the bowl. A few months earlier, a few months later, there is not much difference.
"We can refer to a small database of credit lines, but we can't copy them completely, because most of their credit granting staff are working people, and students who have no income are not included. ”
"Those who are not registered in Xiaoxiao are no longer listed. ”
"Therefore, we have to be different, the quota is not an initial grant, but an invitation system, how long after registration, there can be a quota, fill in the completeness of the information, you can increase the quota. ”
"During the holidays, we can also increase the temporary quota for users with good credit. ”
"Or, if the user has used the installment and has good credit, and the user repeatedly browses a more expensive product, we can also increase the temporary quota for him as appropriate to facilitate consumption. ”
“。。。 ”
Tang Qing made a start.
Nor do they eat dry food.
Draw inferences,
Soon the whole installment and quota rules were figured out.
"Very good, make a specific plan, don't be greedy, take your time, the most important thing for us is to seek better market response and effect on the basis of the healthy development of the platform. ”
"Understood, Mr. Ma. ”
"Hmm. ”
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