Chapter 580: Swallowing Two Banks (Seeking Completeness)

Xia Dingji has been observing everyone's expressions, and when he saw that everyone had finished reading, he said, "Everyone has finished reading, is there anything you want to ask?"

Everyone looked at each other, and they all shook their heads.

Shen Bi even said out loud: "Director Xia, please tell us the requirements of the Hong Kong government first." ”

Xia Dingji smiled kindly, looked at MacLehose again, and saw the latter nodding to him, he sat up straight and said: "The Hong Kong government's request is very simple, after taking over one or two of the banks, let the banks resume business, ensure that the public can withdraw money, and do their best to quell the run-on turmoil, if other banks ask you for help, you must borrow money to help them survive safely, so as not to cause another crisis." ”

As soon as these words came out, everyone sitting couldn't help frowning.

Before they came, they had predicted the Hong Kong government's request to allow Hang Lung Bank and K. Wah Bank to resume business and guarantee that the public would withdraw money.

But he did not guess that he would have to do everything to quell the run and help other banks that might be in danger.

This is a bit more difficult because the unpredictability is too great.

No one knows which banks in Xiangjiang are now tightening their capital chains, and according to the requirements of the Hong Kong government, those banks have problems and have the obligation to help them tide over the difficulties, which requires a lot of capital, and if there are too many banks that have problems, it is difficult to guarantee that they will not drag themselves into the water.

However, HSBC, the most well-capitalized bank, and Standard Chartered, the next tier, are not afraid of this.

Therefore, Shen Bi and Garth Liddell agreed one after another.

HSBC agreed to the request. ”

Standard Chartered also agreed to the request. ”

Hang Seng Bank's Ho Sin Hang and Hong Kong Bank of China's Ma Jianmin were hesitant.

The capital of the two banks is relatively weak, and if they take over two or one of the banks, they will immediately face the demand of customers to withdraw large quantities, and the flow of funds will be fast, and they will have to deal with the hole of gold futures.

If they take over two banks at the same time, they will need to come up with at least 800 million Hong Kong dollars in emergencies.

In addition, it is necessary to quell the run as soon as possible, otherwise other banks will follow in the footsteps of Hang Lung Bank and K. Wah Bank, and they will have to come up with more money, and it is possible to start with one billion.

With such a huge cash flow, the pressure on Hang Seng Bank and Bank of China is too great.

Seeing MacLehose and Xia Dingji looking over, Liu Tianci smiled faintly and said confidently: "Jiuding Bank also agreed to the request. ”

Hearing that Jiuding Bank, which was in the later generation, also agreed, He Shanheng was even more stressed, and subconsciously looked at Shen Bi, and when he saw Shen Bi bowing slightly to him, he had a bottom in his heart and replied: "Hang Seng Bank also agrees to the request." ”

The four of them agreed one after another, but the pressure completely fell on Ma Jianmin, and several people looked at him with smiles on their lips, wishing that Ma Jianmin would give up.

At this time, the strength of the Bank of China in Xiangjiang was not strong, although it was one of the largest banks in Xiangjiang, but its money was not easy to use, and the Bank of China in Xiangjiang was not the second largest bank in Xiangjiang in later generations.

At this time, the mainland had just decided to reform and open up, and the mainland's economy had not yet developed, so the trend of Hong Kong businessmen sending money through the Bank of China in Hong Kong had not yet appeared.

Under pressure, Ma Jianmin gave up the idea of winning two banks at the same time, and replied: "Bank of China also agrees to the request." ”

If you can't take two banks, you can take one bank, and then the other bank will go to someone else, so that the pressure will be borne by someone else, and the risk will be reduced a lot.

"Okay, now that everyone has agreed to the request, then the next step is to decide on the ownership of the two banks. ”

"The Hong Kong government doesn't need your money, it just needs to solve problems faster and better, so you need to present your ideas and strengths. ”

Xia Dingji said solemnly.

"HSBC has enough cash to take over both banks at the same time and take on the debts of both banks, and with HSBC's creditworthiness, both banks can easily weather the run. ”

Shen Bi glanced past Xia Dingji, looked directly at the silent MacLehao, and said indifferently.

MacLehose bowed his head slightly in approval.

Seeing that Shen Bi's appetite was so big and wanted to be swallowed by himself, Garth Liddell frowned slightly, and said not to be outdone: "Standard Chartered Bank's cash flow is not bad, after taking over the two banks, we will immediately deliver all the gold futures business of the two banks to eliminate the run-on storm from the source." ”

When MacLehose heard this, he also bowed slightly, acknowledging Garth Liddell's attitude.

At this time, Liu Tianci didn't want to wait, and when he saw He Shanheng wanting to speak, he directly preemptively said: "Your Excellency the Governor of Hong Kong, Director Xia, Jiuding Bank has prepared two billion Hong Kong dollars in cash, and has enough capital to take over Hang Lung Bank and K. Wah Bank at the same time. ”

Hearing the exact figure of 2 billion, everyone looked sideways, but they didn't expect Jiuding Bank to have such strength.

Liu Tianci's face did not change, and he continued without pause: "I can let Jiuding Newspaper Company maintain the order of public opinion in Xiangjiang and do our best to calm the panic of the citizens, which is a great advantage unique to us. ”

"And these days, Jiuding Bank has been secretly trying its best to quell the run, has acquired the public from Hang Lung Bank to buy 100 million Hong Kong dollars of gold futures contracts, and from the public from the purchase of 70 million Hong Kong dollars of gold futures contracts from K. Wah Bank, is the big creditor of the two banks, in accordance with the provisions of the company's bankruptcy law, Jiuding Bank has the priority of repayment. ”

"As soon as I take over the two banks, I can now make a commitment to everyone outside the Hong Kong government to fully cooperate with customers in the delivery of gold futures contracts and withdrawal requests. ”

After speaking, Liu Tianci looked at MacLehose with a sincere attitude, and his eyes calmly responded to MacLehose's scrutinizing gaze.

As for Shen Bi, Garth Liddell and others, they all changed their faces and looked at Liu Tianci with strange eyes.

They were all stimulated by Liu Tianci's words, Jiuding Bank actually has a large gold futures contract of Hang Lung Bank and K. Wah Bank, and is a big creditor of the two banks, which can be said to be one of the bitter owners of this run on the turmoil.

Of course, with their ingenuity, they do not believe Liu Tianci's statement, and even they are extremely suspicious that the gold futures contract in the hands of Jiuding Bank was not acquired, but that the squeeze turmoil was caused by Jiuding Bank.

At this moment, in their hearts, Jiuding Bank can almost be equated with the mastermind behind the scenes.

Ma Jianmin of the Bank of China in Xiangjiang looked straight at Liu Tianci, his expression changed, and finally he sighed in his heart and chose to give up directly.

In his mind, if it was really Jiuding Bank that did it and tried every means to swallow two banks, then if he robbed one or two, he would have offended Jiuding Bank and Xia Yu behind it, which was completely unnecessary for Xiangjiang Bank of China.

Sitting in his position, many times he can't just consider economic issues, but more political issues, which offends Jiuding Bank and Xia Yu behind him, which is very unfavorable to him.

He Shanheng, who was sitting next to Ma Jianmin, was also an old man, and he had been thinking about it for a long time, but he kept silent, and his attitude was obvious.

For a moment, the conference room became very quiet, and there was an eerie smell in the air.

......

With Jiuding Bank holding the trump card, MacLehose had to tilt the balance in his heart to Jiuding Bank.

Although he also very doubted that this matter was planned by Jiuding Bank behind the scenes, the bankruptcy of Hang Lung Bank and K. Wah Bank has been clearly investigated, that is, the Zhuang brothers and the Liu brothers themselves misappropriated customer funds, and on the surface it has nothing to do with Jiuding Bank.

Moreover, the matter has already happened, and it is useless to continue to pursue it, and what MacLehose needs is to quell the crowd as quickly as possible.

Although Shen Bi and Garth Liddell raised their commitments again, they still couldn't compare with Jiuding Bank's advantages.

Although the capital of Jiuding Bank is not as good as that of HSBC, it is enough to deal with the crisis.

Jiuding Bank can also let Jiuding Newspaper Company come forward and give the greatest support to the Hong Kong government from public opinion, which is an extremely effective advantage.

The most important thing is undoubtedly the gold futures contract held by Jiuding Bank, as long as Jiuding Bank takes over the two banks, then the total loss of the two banks will be digested by 1.7 billion, which is too great.

Not to mention that Jiuding Bank is still the biggest victim and the largest creditor.

Therefore, this negotiation meeting ended quickly, and MacLehose approved Jiuding Bank to take over two banks at the same time, and signed a takeover agreement on the spot, at a cost of one Hong Kong dollar each!

Although this result made Shen Bi and the others dumbfounded, they also seemed very free and easy when they had guesses, and after congratulating Liu Tianci, they left the scene one by one.

After that, the Hong Kong government held a press conference, and there was a moment of silence at the moment when Liu Tianci took the stage.

When MacLehose announced that Jiuding Bank would take over Hang Lung Bank and K. Wah Bank at a price of HK$1 each, as well as the obligations to be fulfilled by Jiuding Bank, the audience was in an uproar.

Thanks to the live broadcast of Global TV, the news quickly spread throughout Xiangjiang like a tornado.

The two deputy managers of Jiuding Bank, who had been prepared for a long time, immediately went to Hang Lung Bank and K. Wah Bank to make contacts, and each entered the accounts of the two major banks with 500 million Hong Kong dollars.

On the same day, customers holding gold futures contracts went to the two major banks to seek delivery, although there were still many depositors withdrawing, but after learning that Jiuding Bank took over and each injected 500 million Hong Kong dollars, and saw the banknotes moved down from the cash truck, many depositors calmed down, and under the strong persuasion of the employees of the two banks, many depositors gave up their plans to withdraw immediately.

That evening, Global TV's "News 30 Minutes" column focused on the news, and strongly appealed to the public to rest assured, advocating that the crowding storm was about to pass.

The next day, Jiuding Newspaper Company made a force, and the public opinion of the entire Xiangjiang completely changed, and after reading the newspaper, the citizens suddenly found that yesterday's negative tone was completely gone, and was replaced by all kinds of good news.

For example, Jiuding Bank solemnly promises that depositors of Hang Lung Bank and K. Wah Bank who withdraw money for special reasons can renew the time deposit time and recover their losses as long as they deposit their money into Jiuding Bank, Hang Lung Bank or K. Wah Bank again.

If a customer has made a fixed deposit with Hang Lung Bank for three years and takes it out after two and a half years, as long as he re-deposits it to Hang Lung Bank, or if he is not at ease, he can also deposit it in Jiuding Bank, and he can recalculate the two-and-a-half-year fixed deposit time and recover the interest loss of two and a half years.

This policy is too attractive for depositors who urgently withdraw money because of the run on the turmoil!

After all, depositors who are willing to deposit money almost all have no good investment channels and covet the bank's interest, if it is not because they are worried that the principal will be gone, where would they be willing to give up the interest to withdraw money?

In the following days, the run on the turmoil gradually disappeared, many depositors took money back again, and some uneasy citizens went straight to the major business outlets of Jiuding Bank to deposit.

The hot scene made Xiangjiang's peers red-eyed.

Seeing that the financial market in Hong Kong has returned to calm and public opinion has calmed down, MacLehose was finally able to go north with peace of mind.