Chapter 9: Victory in the First Battle
Tang Qing directly opened the door of the box, and after calling the waiter outside to prepare the food, he stood at the door and waited, and there should still be politeness.
After a while, Tang Qing saw the waiter taking two people upstairs, and the middle-aged man walking in front was dressed as a boss, not fat or even a little thin, and the whole person looked very energetic and capable, holding a black leather bag. Behind is followed by a big man, his eyes are a little fierce, although he is not a good stubble at first glance, but he is upright and does not look like a bad person, I just don't know if it is a bodyguard or a driver, but thinking that Zhang Dongqing can't even take out 300,000 yuan, it shouldn't be to the point of inviting a bodyguard driver, maybe it's a friend, Tang Qing secretly guessed.
As for whether he is really a bad person, he believes that the system will not cheat him like this, and he thinks that his character has not been corrupted to that extent.
Zhang Dongqing followed the waiter to the second floor, and saw a young man younger than his son standing in front of the door marked with Mingyue Hall, but his dress and temperament were not something ordinary people could have, and he immediately realized that this was the other party's person, but he didn't think he was Tang Qing.
"Hello, I'm Zhang Dongqing. Zhang Dongqing walked quickly to Tang Qing and stretched out his hand and said.
"Hello, I'm Tang Qing. Tang Qing replied with a smile
"You are Tang Qing, what about the adults of your family?" Zhang Dongqing said in surprise, he didn't expect him to be Tang Qing, and please greet them at the door in person, isn't it generally arrogant? After all, it is he who needs to borrow money, not the other party. He thought that the other party was running errands, and the real boss should be in it.
"I'm alone, Boss Zhang, please come in. Tang Qing moved away from the body blocked at the door, made a gesture of invitation, and explained
Zhang Dongqing looked at the fact that there was no one else inside, thinking that maybe it was the children of which family came out to exercise, but he inevitably muttered in his heart, the so-called hairless mouth is not firm, he has no doubts about Tang Qing's financial resources, looking at this dress and temperament, he knows that it is by no means an ordinary family, it is impossible to come out to trick him into playing, but he is not sure about Tang Qing's character and motives.
"I don't know who this is?" Tang Qing glanced at the big man behind Zhang Dongqing and asked.
"Oh, I forgot to introduce it to Brother Tang!" said, stretched out his hand and pointed to the big man who came closer, "This is a friend of mine, named Zheng Xiu, such a big deal, I don't worry, I have to find someone to work on the staff, I hope not to be surprised." β
After listening to Zhang Dongqing's blunt words, Tang Qing laughed and said
"Where does Boss Zhang always say, this big brother looks like a dragon and phoenix among people, I want to thank Boss Zhang for bringing me such a friend, how can I be strange!"
After the three of them came in, Tang Qing immediately closed the door of the box and locked it, before Tang Qing told the waiter to prepare the dishes first and serve them together.
Without too many pleasantries, get straight to the point.
"Uncle Zhang, I won't turn around the bush and talk about business first, let's get straight to the topic, I brought 300,000 cash, the interest is one percent a month, only one month of loan, a month later, you have to repay a total of 300,000 and 3,000 with interest, you must not be overdue, add 5,000 more a day overdue, you can also repay it in advance, but the interest is not reduced, no collateral and other conditions are required, I don't know if Uncle Zhang has any other problems?"
As soon as Tang Qing came up, he put out all the conditions, and at the same time changed his mouth and pulled into the relationship. There will definitely be a breach of contract disposal method in any contract, the system does not stipulate it, this is added by himself, he doesn't care about five thousand a day, it's just a number, used to remind Zhang Dongqing not to overdue, otherwise there will be no punishment that makes people suspicious.
Zhang Dongqing did not answer directly, but thought about it carefully, Tang Qing's conditions are very straightforward and clear, there is no collateral and other conditions, and the interest rate is simply not too low, unlike other private loans, many need guarantors, and sometimes they also need real estate certificates, cars, and valuables as collateral.
Although the default clause is a bit different from the general loan contract, the general loan is charged according to the percentage or compound interest as far as he knows, but this is nothing, anyway, he is not prepared not to pay it back, it is not the same, on the whole, Tang Qing's conditions are simply pie in the sky, but he didn't understand how this kind of good thing could find him, so he directly asked the doubts in his heart.
"Xiao Tang, I have a puzzle about why you give me such a generous loan terms, especially this kind of short-term contract, in this case, you are actually almost as if you didn't make money, after all, the outside world has a higher interest rate than me. β
"Hehe, I knew that Uncle Zhang would ask like this, first of all, my money can already generate profits from you, and it is not for nothing. Secondly, Uncle Zhang's character industry is well known, good people have good rewards, and everyone is willing to help those who keep their promises, I admire your personality and want to make you a friend. I just don't know if Boss Zhang is willing to give me this opportunity. Tang Qing said the words he had thought of before.
Hearing this, Zhang Dongqing was actually quite useful, but it was just a young man who was a little discordant no matter how he said this.
Zhang Dongqing looked at Tang Qing's eyes, wanting to see something from them, but what Tang Qing said just now was indeed what he said in his heart, and the two reasons were absolutely true, and he was not afraid to look at Zhang Dongqing.
The two looked at each other for nearly ten seconds, and Zhang Dongqing suddenly laughed and said, "Okay, Xiao Tang, I will recognize you as a friend." β
The friend he said was not a friend who was a friend who was looking at him as a friend. He rarely recognizes a friend, he doesn't know why he feels that this person is worth dating when he sees Tang Qing, he trusts his instincts very much, and his intuition has saved his life many times on the battlefield.
"Haha, okay, Uncle Zhang, just look at it, I will never let down my friend, this is a contract, you can take a look, there is no problem, you can fill in the identity information and sign." After Tang Qing finished speaking, he took out the contract given by the system, in duplicate, Tang Qing in the contract is a creditor, there is nothing in the system, Tang Qing's identity information is printed, only need to sign his name, handprints are not needed, his name has been signed, although it does not meet the process, but he believes in the system, and Zhang Dongqing needs to fill in his name, ID number, home address, loan purpose, etc.
Since it is a cash transaction and does not require a transfer certificate, even the receipt is included in the contract by the system, which is a lot less troublesome.
Zhang Dongqing looked at the contract in his hand, and was also surprised in his heart, how could it be bad when the system was produced, the entire contract showed the loan relationship between the two in the most concise and uncontroversial words, with his eyes for many years of looking at the contract, he couldn't pick out a trace of controversy and greasy, it was simply amazing. After reading the terms and conditions of the entire contract, he found that he did not have the slightest problem and even a little excessive, and Zhang Dongqing, who had compared and studied the two contracts, immediately began to fill in the information and sign.
A few minutes later, the loan contract was finally signed. Tang Qing took the money he had just withdrawn from the chair next to him and handed it to Zhang Dongqing, the money was bagged with black clinker brought from home, 300,000 is actually not much, Zhang Dongqing has not seen it, but there is a person younger than his son handed it to him, the feeling of questioning life lingers, Zhang Dongqing can only sigh that the gap between people and people is so big.
After Zhang Dongqing and Zheng Xiu counted the money and confirmed that it was correct, they signed their names in the receipt part of the contract, and the whole process was completed, but he still had a report that he had not written, as for the content of the report, it was mainly the investigation and risk analysis of the specific use of the money, which was what he needed to inquire about in the next conversation.
After the matter was done, I started to let the waiter serve the food, and in a few minutes the food was ready.
"By the way, Uncle Zhang, what are you using this money for" Tang Qing asked seemingly unintentionally, although the purpose is indicated in the contract, but it is not complete, and he needs to understand the whole ins and outs.
"Well, that's right, one of my comrades-in-armsγγγγγγ β
"It turns out that Uncle Zhang is still a veteran, how did you save him in the first place?"
βγγγ β
"What about the car factory's ability to settle orders?"
βγγγ β
"How is the business of Uncle Zhang's factory this year?"
βγγγ β
In this way, Tang Qing slowly figured out the specific purpose of the money, as well as most of the risks that the money may face, but of course these core questions can't be asked like this, the traces are too obvious, and these questions are interspersed with a large number of chat topics by him, which seems very natural and casual.
In his previous life, he also did a lot of such reports, as long as the information is sufficient, it is actually very easy to write, after all, these main risk points are controlled, and the basic problem is not big, but this is also in the face of the system recommended customers, otherwise it is not just these problems, the customers he is looking for include the other party's family situation, work, industry status, industry prospects, There are many influencing factors such as personal or corporate debt management conditions, which must be asked clearly, that is the real Jiaoren, the workload is huge, even after the investigation, the other party may not necessarily tell the truth, all kinds of fraud Tang Qing has seen too much, and it is impossible to prevent it.
Of course, this meal is a good meal, one solves the financial problem, the other basically completes the task, and only one report is left, for Tang Qing can be completed in ten minutes, and at the same time, he has made friends who think that it is very good for his development, because there is something in the afternoon, so one person only drank two bottles of beer and did not drink more.
The last meal is Zhang Dongqing's account, although it is now a friend relationship, Tang Qing is not pretentious to fight, just invite back next time, this kind of thing will come back for a long time, and friends are not a day or two, Zhang Dongqing likes this attitude very much, he also hates fighting to pay the bill, saying that it is good to come back next time, fighting and arguing greasy and crooked like a woman He hates it the most.
During this period, Tang Qing also knew that Zheng Xiu was also Zhang Dongqing's comrade-in-arms, a few years younger than Zhang Dongqing, and retired from the army a few years later than him, and is now the executive deputy director of the public security bureau of the following county, and his uncle is at the same level.
Tang Qing was even instinctively a little scared at the moment when he knew that the other party was related to the police, but he pressed it down in an instant, he didn't break the law, what was he afraid of, and he didn't give usury.
It's just that I'm worried that the other party is a police officer and it won't be good if he checks himself, many things can't be explained clearly, and even he doesn't dare to say anything about his uncle, lest they know each other, and if he makes a phone call, he will be dumbfounded, but since he has come to this point, what else can he do, just keep going.
After leaving each other's mobile phone numbers after lunch, Zhang Dongqing left in a hurry with Zheng Xiu, he was going to pay this afternoon, so as not to have too many dreams at night, as for repayment? He is not worried, not to mention the profit of this order, that is, the account period of other orders this month is more than that, and more than 400,000 yuan can be left after deducting wages. So he didn't worry about the fact that he couldn't pay it back at all. This is also the reason why he did not even bargain for five thousand liquidated damages a day and directly agreed.