Not only on the homepage, but also on his Facebook, Yu Wenfei also mentioned the Pudong Development Credit Card. Watermark Ad Test Watermark Ad Test

Here, he explains why he helped the SPD credit card advertise and put it on the Facebook page.

There has never been an advertisement on the homepage of Facebook, and the previous few promotions are just their own products, not advertisements.

The title of this article is "The Future Has Come".

"Credit cards, online banking, and online payment are all future-oriented new financial models, which are of great significance to the change of people's lifestyles. In the traditional payment model, everyone uses currency to pay for transactions, which is cumbersome and risky. In this era of the gradual rise of Internet e-commerce, the traditional payment model is a headache for countless people.

It is the bounden responsibility of our companies to solve the pain points of all users.

Therefore, Star Technology Co., Ltd. and Shanghai Pudong Development Bank have launched a co-branded credit card, which many people may not have noticed that the full name of this card is Pudong Development WeChat Card.

Why is it called this name, I will sell it for the time being, and there will be a surprise for you in a few days.

In addition, I think many people have lost money or been stolen.

The thief industry has been alive for thousands of years and has never really been extinct. However, under the new financial model in the future, the industry will face extinction.

When online banking payment is popularized, believe me, the thief industry will disappear, and what has not been done for thousands of years will be quietly solved under the general trend of technological change.

Facebook has changed the way people socialize, Facebook games have changed the way people play, and credit cards and online payments will change people's consumption patterns.

Facebook Technology and Star Technology will also launch more high-tech products, and are committed to providing a more convenient and technological lifestyle for all users......

The future is here!

Are you ready?"

............

Whether the benefits of a credit card outweigh the disadvantages or the disadvantages outweigh the advantages depends on how you actually use the credit card.

On the whole, if you can maintain rational consumption and have a reasonable plan for your life, then the benefits of a credit card definitely outweigh the disadvantages, or there are no disadvantages at all.

Because through a credit card, you can allocate your funds reasonably, and you don't need to ask people to borrow money in an emergency.

In these days, borrowing money is not so easy, and many people don't say that talking about money hurts feelings, and talking about feelings hurts money......

On the other hand, if you're a big spender and a frequent impulse purchaser, you'd better not get a credit card. Because when you use paper money to consume, you will still feel distressed, and everyone will feel distressed when you see the paper money in your wallet disappear one by one.

But when swiping the card, there is no such concept, the money becomes a number, and there is no feeling of spending it.

As for the pain of paying off the credit card bill, that was a month later.

In fact, there is another point that many people ignore, that is, the establishment of a credit system!

From this point of view, the credit card is very useful.

Therefore, Yu Wenfei did not hesitate to promote credit cards, promote online payment, and personally stood for Pudong Development Credit Card, using his influence to make credit cards popular as quickly as possible.

This time, he even spoke out about his ambitions.

Star Technology and Facebook will change everyone's lifestyle!

............

Is the effect of Yuwenfei's advertising great?

On this day, the staff of various branches of Shanghai Pudong Development Bank had a profound experience.

"Please line up in an orderly manner, don't crowd, don't cut the line! Rest assured, all the staff in our bank have been on duty, and the lunch break has been canceled, and the 16 counters will work non-stop until 6 o'clock in the afternoon, and will handle the savings card business and credit card business for everyone. ”

At a Pudong Development Bank branch in the magic city, the manager shouted loudly with sweat.

In the bank hall, the black pressure was full of people, and even outside the door, there was a long queue.

Without exception, everyone is here to apply for a credit card.

The application threshold for SPD credit card is not high, and if you have a legitimate job, you only need a work income certificate issued by the unit administration.

Xiao Bai, the little white-collar worker, was also in the crowd at this time, she looked at the black head in front of her in despair, and then turned her head to look at the large number of people who had lined up behind her, not knowing how long she would have to wait.

She came over directly without eating at noon, thinking that there should be fewer people in the bank at this point, but when she arrived, she found that everyone wanted to go together!

It's half past twelve, and I go to work at half past one in the afternoon, and I still have an hour to spare.

But Xiaobai is not willing to give up, they are all here, how can they return empty-handed.

Fortunately, the bank's efficiency is quite high, and it usually takes more than ten or twenty minutes to apply for a savings card, but today all the processes have been accelerated.

There are staff in the hall to guide everyone to fill out all the forms in advance, and when it is their turn to handle it, they can check the information, and the efficiency is greatly improved.

It's not easy, find some free, the lobby manager hurriedly poured a glass of water to drink, and her voice is almost hoarse now.

"Hey, when I used to be free, I always wanted to be busy. I'm really busy now, but I miss the idle days of the past few days. She said to her colleague with a wry smile.

"Haha, maybe it's just a few days of busy, just wait for it to pass. Manager Hu, I said that you just saw that you were busy, didn't you think that there would be much bonus this month?" the colleague lowered his voice and said mysteriously.

For the time being, SPD has applied for credit cards through business halls, and has not yet used means such as local push.

Therefore, the staff of bank outlets, for each credit card, there is a commission!

This commission is not low, and for every successful transaction, it is twenty yuan.

As for how the bonus is distributed, it is discussed internally by the outlets, and the headquarters only depends on how many tickets each outlet has handled to send money.

According to what President Wu said, it is necessary to let every employee's hard work be rewarded accordingly.

Manager Hu also remembered this, and her heart beat a little faster after roughly calculating.

It's only one o'clock now, and there are already more than 300 people queuing up to get the number, and if there are some more people in the afternoon, it may break through 500 today!

More than 99 percent of these people come to apply for credit cards.

This outlet is located in the CBD area, surrounded by good companies, which means that the success rate of applying for a card is very high.

According to 500, the prize money alone is 10,000 yuan.

There are only 16 staff members in the outlet, and everyone can get 600 yuan!

And this is the first day, even if there are not as many people as there are today, but it will not be too much less, won't you have a bonus explosion this month?!

............

Today, after Yu Wenfei's "The Future Has Come" on Facebook was released, the newly built branches of Shanghai Pudong Development Bank across the country immediately changed from the desertion of the previous days and became full of people.

Yuwenfei's fans are all over the country, mainly high school students, college students and small white-collar workers.

High school students are not the target users of credit cards, so they are excluded.

And college students and small white-collar workers are the targets of Yuwenfei and Shanghai Pudong Development Bank.

Traditionally, college students are not eligible for a credit card because they do not have a stable source of income.

Of course, if you have to say that your parents give living expenses stably every month, then the bank will not recognize it.

Therefore, college students, the mainstream consumer group in the future, have been excluded from the credit card market, and SPD has launched a customized credit card for college students this time.

If any college student wants to apply for this kind of credit card, then you must also have a savings card, and your credit card limit is tied to how much money you have in your savings card.

For example, if you have 10,000 yuan in your savings card, then your credit card limit is 10,000 yuan, and you can buy 10,000 yuan on the Internet.

If you only have 500 in your savings card, then your credit card limit is 500.

What the?

Do you want to save more money first, wait for online purchases and then withdraw the money from your savings card?

Sorry, once you make a purchase on your credit card, the corresponding amount of money in your debit card will be locked and you will not be able to withdraw cash and transfer money.

Some people may say, so what's the use of getting this credit card!

Of course it worked.

From the perspective of students, college students are generally more receptive to new things, and online payments, more convenient means of consumption, and credit cards are even more status symbols!

In the past, I couldn't apply for it, but now I finally have a credit card that I can apply for, so why don't I apply for one quickly!

From the bank's point of view, this will be able to gather a large number of future mainstream consumer groups in advance! After graduation, college students will be relatively high-income groups, and they will be the targets of the bank's efforts. And this time, Pudong Development started in advance and took this group into its own hands.

Although it is impossible to make any profit from them at the student stage, and college students are not allowed to consume in installments, etc., it may be liberalized in the future, but not at present. But these efforts are worth it, and the current investment is insignificant compared to the millions of future high-quality customer groups.

............

This event of Yuwenfei and Shanghai Pudong Development Bank is also a great shock to the traditional banking circle.

Many people in the banking industry are paying close attention to the follow-up actions of SPD Bank and the results, and everyone wants to know what SPD can bring to SPD by taking the initiative to embrace the Internet and youth idol Yu Wenfei.

As for SPD's online payment, joining hands with e-commerce websites and relaxing credit card application standards have aroused the interest of many banks.

What is the effect, and will there be any financial risks?

Moreover, will these measures really attract high-quality customers and improve the bank's performance?

That's what everyone wants to know the most.