Yields and annualized yields are not the same thing.

There is an essential difference between the two! The rate of return, which is a fixed interest rate for one year, belongs to the interest that is agreed to be paid at maturity. The concept of annualized rate of return is that the interest at maturity is calculated by dividing the interest rate of one day by 365, and the value obtained by multiplying by the number of days is the annualized rate of return.

The interest that Li Yan wants to give Wang Baomin is the latter, not the former......

Wang Baomin was silent on the phone, not knowing whether he was really thinking about recovering this investment that seemed to be going to be pitted or if he was thinking about something.

Li Yan didn't urge, just took the phone and waited for his reply calmly. At the same time, Li Yan noticed that Brother Hao and the others seemed to be chatting, but their attention fell on themselves.

Wang Baomin's withdrawal of capital is undoubtedly a huge blow, and Li Yan naturally can't let Wang Baomin's money run away. And Brother Hao's side Li Yan is also very worried in his heart, this call seems to have come just right, but the effect depends on Brother Hao's reaction for a while.

"I'm a little bit out of this money and don't have enough friends, but ......," Wang Baomin slowly opened his mouth.

Where would Li Yan let Wang Baomin finish his words? He smiled and said, "I know that Brother Wang is a real man who gallops across the desert. Give Brother Wang a thorough explanation, I'm just waiting for the silver seed wine to call back. A fool will buy it at the highest point, and when the wine falls into place, I will eat a large sum of money without you saying it. As for now, Brother Wang, you are urging me...... I can't take over from someone in a high position! I'm not a pick-up man!"

After hearing this, Wang Baomin's breathing instantly became a little shorter. And Li Yan also listened to these subtle changes.

"Hey, that's great. I can't be a friend enough, but I can't ignore your investment. Brother, just let go of your hands and feet! Brother, wait for your good news!" Wang Baomin's words turned a little blunt, and Li Yan naturally didn't want to pick on what everyone knew.

"Well, don't worry. I'll give you feedback on the investment report next month. What's the matter, you're looking for me!" Li Yan hung up the phone after a few polite words at Wang Baomin.

After Brother Hao secretly glanced at Li Yan, he interrupted the words of the person opposite and suddenly said loudly: "At the end of July last year, I had a friend from a coal trader who made an appointment to have dinner together. A few years ago, he founded an Internet group buying website in Beijing, but like the 98 group buying websites in the "Hundred Regiments War", he also lost. My friend laughed and joked, and the last one didn't seem to be having a very good time. So he went back to his old business of coal. ”

Li Yan subconsciously glanced at Brother Hao, and listened to him continue: "Five years of coal trading career, but he still habitually lives in the capital for a few days every month. He told me that he was afraid that if he stayed in the coal all the time, he would not be able to keep up with the pace of the times. After all, life there is too monotonous, and you can feel all kinds of ways of living in the capital. ”

Someone next to me said, "Yes! I'm always hanging in the air when I stay over there, so it's better to be cowardly here." At the turn of the millennium, a coal tailings dam burst and hundreds of people were gone. The news shook China, and the state finally started coal merger and integration on the pretext of curbing the mining disaster? Many of them sell their coal mines directly for cash, and no matter how they choose, they inevitably lose control of the coal mines. I think it's also a good thing that the term "coal boss" has become a thing of the past since then!"

Someone chimed in on the side: "I've been busy all my life, and it's uncomfortable not to be busy with something!

The sudden huge wealth actually made Brother Hao regretful. He calculated the reserves of coal mines, which could be mined for at least 40 years, and the profits were likely to be more than a billion. But he also felt a little lucky, because the intervention of state-owned enterprises solved the crisis of his blackmail, "it can be regarded as a backer". In order to avoid getting involved in similar troubles again, Brother Hao quit the daily management of the coal mine and moved to the capital with his whole family, which may be the wisest choice in this life, and Xu will not have one!

"If I were to evaluate my life satisfaction only by the value of wealth, I would have felt satisfied when I first arrived in Beijing. But on the contrary, when I came, I fell into the most confused and depressed period of my life. After all, it once governed nearly 2,000 people, with full-time drivers and assistants, and there was no need to bring anything with them when they went out, and everything was taken care of. But when I arrived in the capital, I now have a lot of money, as if everything has to start from scratch......" Someone sighed, picked up the teacup and drank the tea after sipping the tea, smiled at Brother Hao and said: "It's time for me to go to the gym, let's talk tomorrow!"

After saying this, this person didn't forget to stare at Li Yan and Bi Peilin. However, this person only stared at Li Yan twice, and then he turned around and left.

Brother Hao watched the back of this person pacing out of the VIP private room, looked at his slightly lonely back, and just said, "Then we'll see you tomorrow." ”

It's not that he doesn't want to say anything, but three months before coming to the capital, Brother Hao's father died of lung cancer. His depression was exacerbated by his father's death, and more than once he hallucinated and saw his father appear in the sky.

Later, Brother Hao played games at home day and night, playing the web version of Lianliankan, there was no technical content to win more than a dozen levels in a row, just watched it day after day and played like this, it seemed that it was just purely to kill time, and when the meal was ready, it was just a casual two-bite in front of the computer desk, and then played after eating. There are also many friends who come to Beijing before and after, and often ask him to drink and party, but he rarely goes, because others are doing well, their hearts are stimulated, and if they are not good, their emotions will be contagious. Loss and discomfort are the common reaction of many coal bosses during this period.

Of course, there are also people who are immersed in the joy of releasing their original desires and divert their attention.

When someone leaves, naturally someone follows one after another. A few people who were familiar with Brother Hao left. Only two people did not leave and still sat next to Brother Hao, these two people were Brother Hao's closest business partners.

"Little brother, tell us about yourself. Coming here without saying a word, you are the first. Brother Hao suddenly smiled at Li Yan and said something.

"Me?" Li Yanleng paused, pointed to the tip of his nose and laughed twice before laughing: "I...... is an ordinary person who has never experienced the pain of drilling into his heart, and naturally he does not understand the real ups and downs of things. I also think it's good to have the opportunity to listen to you talk about the past today. ”

Where are the ordinary people who can sit in the VIP private room?

Even if you are an ordinary person, someone who can sit in a VIP private room will definitely want to actively participate in an MBA class and gild in various business schools. In order to tear off the label of nouveau riche on himself. With culture, the way of expression is definitely different from the past.

In addition to the black coal, the rest of Brother Hao is people. Li Yan is not an ordinary person, Brother Hao even saw it at a glance!

"There is no love and hate in this world for no reason, let's talk about it when you come. You can't run for nothing today, right? The word efficiency has long been imprinted in my bones!" Brother Hao nodded at Li Yan in response.