No matter where he is, Wen Xiaoguang has to think about the content of the keynote speech by himself.

His current status, in fact, every word will be taken out and frantically interpreted, although the style has always been nonsense, but not nonsense.

It's a good idea to define the topic of the mobile Internet, and as a hot figure right now, he always has to say something.

At the same time, Zhang Xuhao, Wang Yue, and Wang Xing have all received invitations to attend the meeting, and as their descendants, they have all been given the opportunity to give keynote speeches to explain their company connotations.

One more thing is missing.

There must always be a part of social traffic that needs to go to the news.

Reading the news is also something that modern youth do every day.

At this point, he probably can't wait for Zhang Yiming and his Toutiao next year, and Mr. Ma will be overwhelmed by WeChat's constant innovation.

Personalized recommendation engine This is a new word left by Wen Xiaoguang in the company's team, especially for Lin Ruosheng, it is difficult to say that anyone is a real expert in data mining, and they are all moving forward while groping.

At present, it is difficult to come up with any real products, and the reason why he wants to propose it within the company is to see if this conference can find some talents who are interested in this area.

This is not the most important thing, and if it can't be done, you can still follow the route of investment.

But Fu Youxuan and her online payment company are more critical.

She didn't have any big deals, and Wen Xiaoguang took her with him when he went south to attend the meeting.

"You're working on a new app, do you have any ideas?"

On the plane to Zhonghai, Wen Xiaoguang asked her.

"We actually discussed a plan, there is a young man named Yang Chen, which is actually very interesting. After receiving the signal to continue, Fu Youxuan said: "Connecting takeaway and Meituan for payment is the first attribute to have, that is, payment." This aspect is actually similar to Ahri's Alipay. ”

"Hmm. What's in his mind?"

"Probably noticed that we had invested in Yirui, so he proposed a combination of payment and QR code, or simply payment through QR code. ”

"I just talked to Wang Yue on the phone, the user's QR code business card can be done, the new version will be online, in order for it to play a role WeChat will also have a scan this function, you can go and discuss with him to see, QR code payment is currently technically mature, if you can, I think this is a good idea. ”

Fu Youxuan didn't think it was difficult, just look for Wang Yue, she was a little shocked, "Mr. Wen, I came from a financial background." One of the things I've been thinking about since I became CEO is that users don't trust us enough and are just depositing a small amount of money in our account. ”

"Huh?"

Fu Youxuan said: "But even if the amount is small, it can accumulate hundreds of millions of users...... In terms of attributes, we have the storage function of a bank. ”

Am I a banker?

Wen Xiaoguang smiled and appreciated, "You are still very smart." ”

"Users can't see it from the bottom up from a personal point of view, but it's much easier for us to look from the top down, and it's actually a flash of inspiration...... Deposit retail money, this is the bank!"

Fu Youxuan was not much surprised when he saw the boss's expression.

"Mr. Wen, to be honest, you asked me to be the CEO, and with my knowledge structure, I can only push in the direction of the bank's elite. ”

"Why not? You can go wherever you can, you're the CEO, and besides, is private banking banned in China?"

The prohibition is not the prohibition.

And the business of banks is nothing more than loans.

"Are we going to release the loan?"

If you want to release a loan, you need to go through mortgage procedures, so if you think about it, Huabei and borrowing are not difficult to understand functions, and they are all logically down from the source little by little.

"When the conditions are right, maybe you can. How about using the word Internet finance to express it?" Wen Xiaoguang said this, which gave Fu Youxuan a lot of insights.

In fact, this is finance to some extent, but through the Internet.

Being able to save money and borrow money is the most primitive financial institution.

"Mobile Internet, the real possibility is too great. Fu Youxuan couldn't help but sigh, "Our meeting will definitely be a big success!"

"Fortunately, I care more about data, and I heard someone mention a company called Umeng, which is the first third-party global data service provider in China. ”

"What for?"

"I was interested in mobile statistical analysis and finding value from a bunch of data, so someone introduced me to a company that was almost a year old, and its leader was also very young, named Jiang Fan. ”

Internet finance actually needs data services, and they can't set up a bank branch on each street like traditional financial institutions, so they can only use the Internet, so how to determine the loan qualification?

It must be the person who wants to borrow money through data analysis. Let the data tell us if he can be trusted or not.

"This company ......" Fu Youxuan didn't know Mr. Wen's intentions very well.

"I've also been invited to this conference, you can think about your concept of banking a little more and then find an opportunity to get to know him, I think it's using data technology, as for this company...... Buy it. ”

"How much does it cost?"

"It should be worth a hundred million or two million dollars right now. ”

Fu Youxuan and her online payment company did not have the strength to acquire.

It can only be talked about by Weituo Technology and even Wen Xiaoguang himself.

Speaking of which, this was originally something that Ali spent $80 million to do two years later, but Wen Xiaoguang is really in the current situation, and he feels more and more that it is impossible to accumulate talents and technology in data.

......

After Fu Youxuan arrived in Zhonghai, he went home by the way, and Wen Xiaoguang also returned to Tomson Yipin, Beijin, who He Ya went to last time, and Zhonghai this time, this place should have the most special delicacy in this city.

But her first sentence said that the Huangpu River is so yellow, not clear at all.

Wen Xiaoguang looked down from the balcony, and he really couldn't refute it, it was indeed a very muddy river.

"Will it be green one day?" asked He Yating.

Wen Xiaoguang said: "If we can get greener, the price of our house will rise." ”

"The head of a businessman. ”

"Well, it will look better here when I come back at night, and I feel very average when I come a few times during the day. Wen Xiaoguang put away their luggage, "Now let's take Yaxi to my sister first." ”

"My dean?"

"That's right, your dean. ”

"Are you busy?" He Yating asked him, in her opinion, Wen Xiaoguang's time was very tight now, and she was a little embarrassed to ask him to send it over.

"There was a drinking party, and someone from the Xianzhou Chamber of Commerce came to me, and I went at seven o'clock for less than an hour. ”

Xianzhou has its own small chamber of commerce, originally made up by those who were engaged in clothing, and later included large and small businessmen in Xianzhou, Wen Xiaoguang wanted to hold a grand event in his hometown, and the official actually talked to people from the chamber of commerce in order to cooperate, and all aspects should show a new atmosphere to the guests from afar. The main reason is that many of them are bigwigs like Wen Xiaoguang, in case a few of them think Xianzhou is good and want to make some investments here, it will be really pie in the sky for Secretary Wang.

"Chamber of Commerce, are they all big bosses?"

He Yaxi listened on the sidelines and blinked silently, in fact, she should give this brother-in-law a little more respect, he is a successful person, and the scene he sees in and out is not something that ordinary people can imagine.