Chapter 779 - Enhancing the Competitiveness of Banks (Part 1)
After Buffett decided to give up, things went smoothly, and when Barron from Merrill Lynch came to the door again, he succeeded in taking Berkshire Hathaway's stake.
Subsequently, Merrill Lynch immediately transferred its stake to Polaris Capital.
In an instant, Polaris Capital's shareholding ratio exceeded 50%, and the overall situation has been decided!
Upon learning of this news, the former largest shareholder, who had some resistance, raised his flag and surrendered.
This morning, when Xia Yu went to the New York Stock Exchange again, he suddenly found that the color of the big screen outside the door of the New York Stock Exchange was wrong, he looked at it casually, and his eyebrows suddenly raised.
It turned out to be an advertisement for an ATM, and he couldn't help but stop and look at it for a moment, it turned out to be an NCR brand ATM, and now it was engaged in publicity.
The ATM, which was later called the ATM machine in China, played a particularly large role in the bank, which can be said to have changed the operation mode of the bank and accelerated the efficiency of money circulation.
In the future, the major banks in Huaxia made every effort to build ATMs to absorb deposits and improve service convenience without setting up branches.
It can be said that ATMs are a sharp weapon for bank competition, and in the case of no one else, as long as it can be pushed, it can help banks compete for customers.
Thinking that there are no ATMs in Xiangjiang, and even HSBC has not yet been installed, Xia Yu's heart is alive.
If Jiuding Bank takes the lead in eating crabs and taking the lead in launching ATMs, it will definitely make Jiuding Bank very popular, and it will be able to further absorb savings and compete for market share.
Not to mention anything else, for the sake of convenience, those rich people who have not opened an account will definitely open an account and apply for a card.
Thinking about the newly acquired island nation of Chiba Bank, as well as Standard Chartered Bank and Royal Bank of Scotland, which are being acquired, he needs a large amount of ATMs.
I don't know how safe the current ATMs are, and whether they are suitable for large-scale promotion.
It's better to experience it for yourself before you can decide!
I saw the address on the advertisement, which happened to be at the end of Wall Street.
On Wall Street, where banks are everywhere, NCR will definitely set up a presence unless it doesn't want a market anymore.
Then, Xia Yu turned around and returned to the company, and asked people to drive to the NCR company's station.
After a while, he arrived at the location.
"Welcome!"
"Hello, I'm looking for your manager, I need a batch of ATMs. ”
As soon as he entered the door, Xia Yu directly expressed his intention to the receiving beauty.
The beautiful woman received a smile on her face, and walked inside to greet Xia Yu: "Sir, please follow me!"
"Okay. ”
......
"Hello sir, I'm the head of NCR's New York branch, my name is Dick Anderson, and welcome to you. ”
"Hello, Manager Dick Anderson, my surname is Xia. ”
After shaking hands with him and greeting him, Xia Yu went straight to the point to show his intentions.
"Manager Dick Anderson, my bank needs a batch of ATMs, I wonder how secure your ATMs are? Can you introduce me?"
Dick Anderson smiled and nodded hurriedly: "Of course there is no problem, our company is the largest brake cabinet manufacturer in the United States, and now occupies 60% of the market in the United States. ”
"Please come with me, I can show you live. ”
After speaking, Dick Anderson took Xia Yu to a wide room, where there were a row of more than a dozen ATMs, of course, the kind of bare machines that were not embedded in the wall.
He skillfully opened one, first gave Xia Yu and others a product introduction, and then competently introduced the functions of the ATM to Xia Yu.
"Mr. Xia, the casing of our ATMs is made of ......"
Dick Anderson kept moving in his hands and gushing in his mouth.
Xia Yu listened quietly, and after he finished speaking, he personally started the operation.
From Xia Yu's point of view, the functions of the current ATMs are much simpler than those of later generations, and the system is also quite rudimentary.
But considering the constraints of the times, this is understandable.
What's more, there is no computer awesome in Hong Kong now, and there is no need to worry about the system being cracked and there will be vulnerabilities, and cameras will be installed on the ATMs at that time.
The only way for those with bad intentions is to violently destroy the ATM and directly grab the money.
But this is unavoidable, now in this environment, there are not a few people who rob banks, and they will exist in the future, and the only way is to strengthen management as much as possible, and each ATM will only keep a little money after work.
Then now only one of the most critical questions remains!
That's the problem of banknote recognition.
The ATM here must identify the US dollar, and if you stuff it with Hong Kong dollars or pounds, it will definitely show counterfeit money.
If you want to recognize Hong Kong dollars, Japanese yen, etc., you have to debug the system.
Jiuding Bank's entry into Southeast Asian countries is even more troublesome, after all, there are many Southeast Asian countries.
Thinking of this, Xia Yu asked directly: "Manager Dick Anderson, what I need is a machine to recognize more than a dozen banknotes such as Hong Kong dollars, British pounds, Japanese yen, Australian dollars, and currencies of Southeast Asian countries, do you have ready-made ones?"
Dick Anderson suddenly looked embarrassed, shook his head and said apologetically: "I'm really sorry, so far, we have only manufactured ATMs in nine currencies, including the US dollar, British pound, mark, franc, Taiwan dollar, and Japanese yen, and in Asia, only ATMs that recognize Taiwan dollars and Japanese yen have been sold." ”
"There are only ATMs in the county in pounds and yen, as for other currencies, you need to set up the corresponding system, it may take a little time, but please believe in our strength, at most a month, we can manufacture ATMs in all currencies you need. ”
Xia Yu bowed slightly, and said, "Yes, first bring me a hundred ATMs that recognize yen, and then contact me after you make the other machines." ”
"Okay, Mr. Xia, may I ask what currencies do you need? What is the specific quantity? I made a list first. ”
"Don't mention the quantity, you make the machine first, as long as it can meet the standard, at least fifty units for each order, provided that the quality is good!"
Dick Anderson had a serious expression and said solemnly: "Mr. Xia, don't worry, product quality is the foundation of our survival, and we are confident that we can withstand the test." ”
"Let's not talk about the quantity, what currencies are there?"
"HKD, AUD, IDR, MYR, ......"
In the rest area, after Xia Yu thought about it, he spit out the names of the currencies of Southeast Asian countries one by one, and Dick Anderson and his subordinates immediately quickly recorded them.
After that, Xia Yu first paid for 100 yen ATMs, and then paid a small deposit, so that Dick Anderson could build the ATMs first, and then come to Polaris Capital to find him.
After going back, Xia Yu immediately called Liu Tianci and told him about the ATM, the most important thing was to make a plan to arrange the ATM, and how many ATMs were needed, and send him the list within half a month.
After the ATM matter was handled, Xia Yu continued to soak in the New York Stock Exchange or handle affairs in the company.
Unconsciously, half a month passed in a flash, and the equity of IBM was finally taken by Rey Dario, and it was time for him to make a move.