"Thank you so much Fei Dong! With the promotion of Facebook, I believe that our credit card will be a great success!" said Governor Wu.

He has studied the composition of Facebook users, basically all urban white-collar workers, employees of enterprises and institutions, and all college students are Facebook users. At the same time, these people are also the target users of bank credit cards.

It can be said that advertising on Facebook is even better than advertising on CCTV!

After President Wu finished reporting on his work, Yu Wenfei also said a few words.

"As for the promotion of online banking business, it is not enough for SPD Bank to make efforts alone, Governor Wu can blow the wind within the banking system and let the brother banks follow suit. Of course, as long as our online banking of Shanghai Pudong Development Bank achieves certain results, even if we don't say it, other banks will follow suit.

In addition, I can reveal a piece of news, that is, after the launch of WeChat, it will also support the online payment function. Maybe all the CEOs here don't know what WeChat is. ”

Everyone nodded, they really hadn't heard of WeChat.

Yu Wenfei explained: "WeChat, is a network instant messaging software that our star technology company is about to launch, it is interoperable with Facebook and Facebook game companies, which also means that WeChat will have more than 200 million users when it is launched! WeChat payment is an important function of it, users can make very convenient shopping payments on the network through WeChat payment." It's like PayPal abroad, everyone has always heard of PayPal. ”

Several shareholders laughed, everyone is either a person in the financial circle, or they are also very familiar with the financial circle, and they are certainly no strangers to PayPal.

"WeChat Pay, the first bank card to be supported, will be the savings card and credit card of Shanghai Pudong Development Bank! Users can bind their own Pudong Development Card and make convenient online payments through the WeChat payment function. Yu Wenfei added.

President Wu fell into deep thought, he was considering tying up WeChat Pay, whether it would be beneficial or disadvantageous for Shanghai Pudong Development Bank!

Similarly, Mr. Liu and Mr. Wang are also thinking about this issue.

Hank, the representative of Citibank, reacted faster, and he immediately questioned, "Fei Dong, I have a question, since our Shanghai Pudong Development Bank has its own online banking function, why do we still have to bind it to WeChat Pay? Isn't it good to only promote our own online banking? Why let WeChat enjoy the resources of our bank?"

After speaking, he glanced at Yu Wenfei provocatively. Although the other shareholders did not speak, they obviously had the same consideration: whether or not there is a stake in Shanghai Pudong Development Bank on WeChat has nothing to do with everyone's interests, so why should it be facilitated? Everyone looked at Yu Wenfei, ready to listen to how he explained.

Of course, Yu Wenfei was prepared for this question, and he said unhurriedly: "The outlets of the Shanghai Pudong Development Bank are limited, and the foundation is relatively poor, even if it is promoted, how many users can it have? However, WeChat is sitting on 200 million high-quality user resources! Don't get me wrong, the reason why WeChat Pay gives priority to the cooperation of the Shanghai Pudong Development Bank is not because I want to take advantage of the Shanghai Pudong Development Bank, but because I want to help the Shanghai Pudong Development Bank! If the Shanghai Pudong Development Bank does not cooperate here, then WeChat can turn around and go to the Agricultural Bank of China, the Industrial and Commercial Bank of China, and the Industrial and Commercial Bank of China. China Merchants Bank and so on, there are too many banks that can cooperate, I don't think any bank will not be interested in the 200 million user resources of Facebook Spectrum, right?"

President Wu, Mr. Liu, and Mr. Wang all nodded vigorously, indeed, listening to Yu Wenfei's explanation, I feel that it is indeed the Shanghai Pudong Development Bank that takes advantage of WeChat.

Hank couldn't say anything to refute, of course he understood how precious high-quality user resources were.

SPD is not the only partner of cooperation, and WeChat Pay is currently the only one!

In the end, everyone unanimously agreed to Yu Wenfei's proposal, and Shanghai Pudong Development Bank will fully cooperate with WeChat, and at the same time launch Pudong Development Online Banking and WeChat payment functions.

............

After the board meeting, several shareholders left one after another, and everyone was busy.

Yu Wenfei stayed, he still had something to discuss with President Wu.

"Let's go, senior, let's go eat. Yu Wenfei greeted with a smile.

In private, the two of them don't call each other "Fei Dong" and "President Wu", but call each other seniors, and of course President Wu will not have an opinion.

"Haha, is this your new secretary, junior brother?When did you find a foreigner?" Governor Wu asked with a smile as he looked at Pei'er.

During the meeting, Pei'er had been sitting quietly behind Yu Wenfei, and of course everyone saw it, but no one paid much attention to it.

Now that the business is over, President Wu asked about this matter.

"Let me introduce you, this is Peer, the secretary I hired when I went to the United States to buy Blizzard and Villefort. Senior, don't underestimate this girl, it's amazing, she used to be a barrister and was proficient in several languages, and compared to her, we may all be scumbags. Yu Wenfei said with a smile.

Pei'er immediately got up and greeted President Wu with a smile, "Hello President Wu, my name is Pei'er." ”

Stopping Pei'er's Chinese, Governor Wu was slightly stunned, then reacted, and responded with a smile: "Hello, hello, this Chinese is ...... Tsk, the pronunciation is more standard than mine, haha. ”

The three of them went downstairs together, did not drive, and walked directly to the restaurant not far from the next door.

In the booked private room, the two talked about online payment again.

"Junior brother, your WeChat payment is promising, look at the development of PayPal abroad, it is a rocket-like rise. Governor Wu said enviously.

Yu Wenfei shook his head, "Financial problems, foreign and domestic are two environments, WeChat Pay wants to develop smoothly in China, there are still many difficulties." ”

President Wu nodded understandingly, "Indeed, now the China Banking Regulatory Commission does not have relevant regulations and provisions for online finance, you have to prepare in advance, but don't WeChat Pay has just developed well, and then a paper prohibits private capital from engaging in financial business, which will be wasted." ”

What he said was also what Yu Wenfei was most worried about.

Of course, the response of the relevant institutions will not be so fast, and it will take an estimated year or two for them to have internal discussions, meetings, and formulate policies when they see the power of WeChat Pay clearly. By that time, WeChat payment had become a climate, and even the China Banking Regulatory Commission had to have some scruples.

So for the time being, there is no need to consider the above constraints, and only need to consider how to develop as soon as possible and form a climate.

In addition, it is necessary to "stifle" the growth of competitors!

"Senior, have you heard that Hangcheng Ali is also preparing to launch an online payment business?" Yu Wenfei said with a smile.

President Wu was stunned, he really didn't know that there were really private enterprises in China that also wanted to do online finance, Yuwenfei had a solid foundation, and there was a partner of Shanghai Pudong Development Bank, so why was Ali?

"What did Ali do? Did they cooperate with any state-owned bank?" asked Governor Wu suspiciously.

"Alibaba, doing e-commerce. Their company's business really needs online payment, otherwise, consumers can't buy a pair of socks on their platform and have to go to the post office to remit money. Yu Wenfei said with a smile.

Lao Ma's side is indeed preparing for the launch of online payment, and it is launched at the same time with Taobao!

At present, there is no online banking in China, and there is no online payment software, so if Ali's Taobao wants to be launched smoothly, it must solve the problem of online payment.

It can be said that when he was forced to be helpless, Lao Ma thought of a "crooked idea".

With Ali's size, it is impossible to negotiate strategic cooperation with any state-owned bank, and people will not pay attention to them.

In fact, not to mention the head office, even the provincial branch is out of reach.

Ali is looking for a district-level branch of China Construction Bank in Hangzhou to cooperate, and it is not convenient payment, but payment is made through the bank's online banking function, and then according to this model, go to the branches of various banks across the country to discuss cooperation. Although this method is clever and has gained great convenience in the early stage, there have been a lot of troubles later because of this.

After listening to Yu Wenfei's explanation of Ali's model, Governor Wu smacked his tongue and said: "This is a capable person! This method can be thought of? But it would be good if this matter was not investigated by the above, if it was really said, it would be an illegal operation." ”

Yu Wenfei said with a smile: "Who says it isn't? So, do we want to help Ali and let them use our WeChat Pay and Pudong Development Online Banking." This is to persuade people to be good and avoid a good entrepreneur from going astray. ”

Governor Wu's eyes rolled and he laughed out loud, "You, you, you! I guess we don't welcome our kindness over there!"

"It doesn't matter if he welcomes it or not, it's important that our model is more formal than theirs. In the final analysis, WeChat Pay has not violated any laws and regulations, but their model has been suspected of violating the law. Yu Wenfei shrugged his shoulders and said casually.

"Okay, I see, I'll bring it up the next time I go to a meeting. However, how to get them to accept WeChat Pay and Pudong Development Online Banking, this matter is best for you to send someone to talk, I don't want to be this villain. Governor Wu said helplessly.

There were many things that the two of them didn't explain very clearly, and Pei'er next to her heard it in a fog, and she didn't know what they were talking about at all.

But Yu Wenfei and President Wu, the two of them know it.

The two of them want to join forces to nip their competitors in the bud, and then "tie the opponent to the chariot" and become their partners......

In fact, Yu Wenfei has no malicious intentions, because under his control, the growth of WeChat payment will far exceed Alipay's Alipay, and Taobao only needs to concentrate on e-commerce in the future. As for online finance and bank disputes, just leave it to Yuwenfei to deal with.

It is estimated that after Lao Ma knew Yu Wenfei's thoughts, he would also praise "bringing good people......