Although the road in Izumo Village has not yet been repaired, it is ready for traffic, which means that the factory can already be built.

Lu Fan also found the world's top design master, Mr. Hans, to design the factory.

Everything is ready, and now it's time for the Mi family's funds.

But at this critical juncture, there was a problem with the Mi family's funds, so Lu Fan rushed to negotiate with them.

"What is the problem? In a family as big as yours, the capital chain will be broken?"

Mi Guiren's face was a little embarrassed, and he glanced at Huang Zongliang who was sitting on the side.

"It's okay, Zong Liang is also his own person, just say what you have. ”

The reason why Lu Fan brought Huang Zongliang was to let this kid also contribute, if Mi Guiren even had to avoid Huang Zongliang, how could he let him contribute?

"Of course, I am also quite relieved of Zong Liang. Mi Guiren smiled heartily.

Huang Zongliang pursed his lips.

So why didn't you just say something that you just said?

If he didn't have to give Lu Fan face, he wouldn't have bothered to listen to Mi Guiren's ramblings here.

Mi Guiren is not stupid, of course, he also saw Huang Zongliang's dissatisfaction, he could only quickly say his troubles.

"That's right, a company like ours actually doesn't have much cash flow, and when we need money, we go directly to the bank for a loan to deal with emergencies. But this time, there was a little bit of a problem on the bank's side. ”

Lu Fan nodded.

A truly ambitious and thoughtful company will not allow too much cash on its books.

Only when the capital is turned over, the more the turnover is, the more money the enterprise can make.

For capital, they will never allow a large amount of cash to lie in the bank and sleep, the money is stored in the bank, and it will only depreciate.

The Mi family is like this, all their cash is used to invest, which is not counted, and they also borrowed a large amount of money from the bank to invest in order to obtain greater profits.

Because of their ability to repay loans, banks are generally willing to lend to them.

But this time, I don't know why, the bank was unwilling to lend to the Mi family.

"Have you offended the bank, or have you had a loan that has not been repaid before?" Lu Fan asked with a frown.

"How is that possible?" Mi Guiren smiled bitterly, "We have always had a good relationship with the bank, so this time, I don't know why, they suddenly stopped giving us a loan, and urged us to repay the previous loan quickly." ”

This behavior of the bank is very abnormal.

There must be a demon when things are abnormal, and there must be some hidden problem behind this.

That's why Mi Guiren hurriedly called Lu Fan to discuss this matter.

"Which bank is your Mi family working with?" Lu Fan asked again.

"Huaxia Bank. Mi Guiren thought for a moment, and then added, "We also have an account with Huashang Bank, but the funds are mainly from Huaxia Bank, so the loans are also on their side." ”

Banks are not stupid, if the company's funds don't go to their house, they won't give you a loan.

All the money of Mi's enterprises is circulating in the accounts of Huaxia Bank, and their loans are naturally borrowed from Huaxia Bank.

"Okay, I got it. Lu Fan knocked lightly on the table twice, "Tomorrow I will accompany you to various banks, and we will try to get the loan done." ”

"What are you going to do?" Mi Guiren asked, a little confused.

He knew that Lu Fan was very powerful, his medical skills were very good, and his skills were good.

But these things have nothing to do with loans.

He can't go to the bank, treat those presidents or something, and then let them take out loans, let alone go and they beat them up and force them to lend.

However, Mi Guiren quickly thought that Lu Fan knew a lot of people, not to mention anything else, just one Tang family had great influence in the entire Northern Soviet Province.

If the main figures of the Tang family can help say a word, it may not be impossible to get these banks to lend.

Thinking of this, Mi Guiren's heart finally settled down a lot.

"We'll talk about that then. Lu Fan did not answer his question directly.

Mi Guiren felt that his guess should be right, not to mention the Tang family, even Huang Zongliang, who had been sitting next to him without making a sound, definitely had the ability to influence the bank's decision.

Sure enough, after Huang Zongliang followed Lu Fan out of the Mi family, he took the initiative to ask Ying.

"I'll go with you tomorrow, although I'm not very familiar with the people in the bank, but they should sell me a face, and it shouldn't be too difficult to get a loan when the time comes. ”

Huang Zongliang is very confident.

His family background allows him to have such self-confidence.

Although the bank is a relatively independent existence at the local level, it belongs to the vertical leadership and only obeys the superior bank.

However, everyone knows very well that no matter what unit it is, as long as it is in one place, it must be given to that place.

The person with the biggest face in Lianhai City is Huang Zongliang's father, and even all the banks in Haishi dare not give him face.

If you don't give Huang Zongliang face, you don't give his father face.

That's why he is so confident that he wants to help Lu Fan with a loan.

"Don't bother, I'll go and see tomorrow. But Lu Fan didn't get it.

"It's just a few small banks, and there are a lot of ways to handle them, so there's no need for such trouble. ”

Of course, he knew that if he took Huang Zongliang to the bank, all the problems would no longer be problems, and the loan would be easily approved.

However, Lu Fan didn't want to do this.

If Huang Zongliang relied on his identity to do things outside, it would have an impact on his and his father's reputation, as a friend, Lu Fan didn't want to see this kind of thing happen.

In addition, Lu Fan was very interested in the Mi family's sudden and inexplicable trouble, and he wanted to know what made the Mi family fall out of favor with the bank.

If you take Huang Zongliang with you, the bank will only be fine, and you will definitely not see the real situation.

"Alright then, you can contact me if you need it, and I can help at any time. Huang Zongliang was a little frustrated.

Lu Fan patted him on the shoulder, and the two broke up.

Early the next morning, Mi Guiren went to the hotel to find Lu Fan, and the two of them went to Huaxia Bank together.

Tang Yuxi also insisted on following, but Lu Fan had no choice but to take her.

The three of them soon came to the Lianhai Branch of Huaxia Bank, which is the head office of Huaxia Bank in Lianhai City, and it is also the bank that directly connects with Mijia's business.

Of course, Mi Guiren is a VIP of Huaxia Bank, and usually when he comes, he goes upstairs directly from the back to find the president or vice president. But today, he was stopped at the staircase on the first floor.