Chapter 308 The Financial Power of the Internet
He Yunshu listened to Li Feng's explanation, and finally figured out what was going on with the online payment platform.
In 2002, most of everyone's understanding of the Internet stayed on watching the news, watching movies and playing games, and many people did not know that the Internet could completely change the lives of all mankind, so they also felt very new about being able to make payments on the Internet, and they did not know what to do.
It can be said that in just over ten years, people's application ability and cognitive level of the Internet have crossed a wide range of vicissitudes, so in Li Feng's opinion, it is very ordinary, even if it is an excellent student He Yunshu, it took a while to digest.
"You want to build an online payment platform, from the current situation, I think it is still very difficult, Kyushu Bank's online payment platform I know, but the use of this platform is very low, only accounting for one-ten-thousandth of the total business volume, almost the vast majority of users will not use, and do not trust things on the network, most of them are very resistant. He Yunshu said.
"This is indeed a big problem at the moment, in order for online payment to be popular, it must be started from scratch, and there was no foundation before. Li Feng said, "Although this is a challenge, it is also an opportunity, because no one has ever been involved before, and there are no competitors, and this market is ours." ”
He Yunshu thought for a while and said, "You are right, my uncle's Kyushu Bank is in the period of business expansion, and it is very necessary to strengthen its own strength by accessing the Internet. ”
He Yunshu is not bad, if Kyushu Bank takes the lead in cooperating with the online payment platform, so that the bank's funds can circulate freely on the network, then the online shopping function can be more convenient to apply. For consumers, convenience and ease of use is undoubtedly a major demand point, and if any bank is more convenient to use, they will naturally choose this bank to open an account.
In this way, there will undoubtedly be an increase in the customer base of Kyushu Bank and an expansion of the total number of customers of the bank.
"You're right, so this cooperation between the two sides is good for each other. Li Feng said, "Online payment is a major trend in the future, and the role of online payment platform in the future is pivotal, so I want to start laying out the field of online payment from now on and take the lead in building the platform." If Kyushu Bank can become the first partner, we can even establish a joint venture company in which Kyushu Bank will hold a certain stake. ”
At present, Li Feng's strength is still very weak, and it is not enough to support an online payment platform, so borrowing is a very necessary means.
However, since it is a leverage, it is not possible to give benefits to others, so this start-up is most suitable to establish a joint venture company, so that Kyushu Bank can become a shareholder of the online payment platform, and there will be more benefits in the future, and they will pay more attention to this platform.
"That's a good idea, the network department of Kyushu Bank has a certain technical strength, and you have the idea of the whole plan, and combined with each other, maybe you can really create a good online payment platform. He Yunshu said.
"So I still have to trouble you to talk to your uncle and express our intention to cooperate, as for the specific details, I have already asked someone to draft, and when he finishes drafting, we can sit down and discuss it in detail. Li Feng said, "If you are interested, you are also welcome to participate, of course, whether you represent the Bank of Kyushu or us, you choose." ”
"Haha, I don't think I can represent the Bank of Kyushu, so I can only team up with you. He Yunshu said, "Uncle, I can contact you on my behalf." ”
Li Feng nodded, he also knew that He Yunshu would definitely choose his side, after all, the online payment platform still had to be dominated by him, even if Kyushu Bank participated, it only occupied a certain amount of shares and gave certain technical support, and these things were not too valuable in nature, and they could be reached by any bank.
"It seems that you are also a monkey spirit. Li Feng smiled slightly, "In the future, after the establishment of the online payment platform, I want to include the Pioneer Fund in the online payment platform, and you will have full management." In this way, we not only have the means of payment, but also the capital behind us. ”
Li Feng knows that in the future, with the rise of online payment methods, Internet finance will also be integrated into people's lives, and because of the convenience of this financial method, the cost of Internet finance will be greatly reduced and the income will be significantly increased.
Therefore, funds backed by Internet payment platforms will attract a wave of development in the future.
Moreover, with the support of the fund company, the financing channels are also in their own hands, so that the company's dependence on capital for development will also be reduced.
Therefore, the Internet payment platform will ultimately achieve a three-dimensional industrial pattern, which will become the underlying supporting force of Li Feng's future Internet empire.
If this layer of power is not built, then the future entrepreneurship may be constrained in all aspects, and it is necessary to constantly seek cooperation to achieve its own goals, so that they will be in a variety of passive situations in the business field, thus greatly reducing the overall business interests.
"It seems that there are a lot of benefits for me, so I'll help you communicate. He Yunshu smiled.
"The overall plan of this cooperation, I asked He Guojun, an intern of the United Overseas Fund, to plan, and I think this young man is very powerful. Li Feng said.
"He Guojun, is he the intern at the New Year reception?" He Yunshu said, "Your vision for selecting talents is quite tricky, I heard the uncle say that among the interns of the Dahua Fund, He Guojun is the most powerful one, and the future is limitless." ”
"Therefore, such talents should be used by me, after all, it is very difficult to create an online payment platform, and we need a large number of banks to participate, and promote the online payment model we advocate, and carry out embedded cooperation with major websites with payment business, and the work that needs to be done is massive. Li Feng said.
"If this payment platform is really built, you will master the payment channel of the entire Internet field and become the financial steward of this field, and the ability to allocate resources will be increased geometrically. He Yunshu said, "Li Feng, I'm very optimistic about your project. ”
"In that case, let's divide up and work together and start moving forward. Li Feng said,