Chapter 607: I want to borrow 4 billion!
In the next month, Lin Yatong brought two good news to Ruan Bin, the first one was the establishment of the Guanghui Pharmaceutical Company that Ruan Bin had asked her to help register!
The second good news is that next month, the first [Ruzhitang] on the side of the United States will open!
"The first overseas [Ruzhitang] opened, do you want to come to the opening ceremony?" Lin Yatong called Ruan Bin and asked.
"I'm not going to go, I've been busy lately, as you know, I've been busy doing research. Ruan Bin refused with a smile.
It's okay for Lin Yatong to do these things alone, and he won't be too lazy to go over.
In the past, it was a half-day opening, and then there was nothing to do, so I didn't go.
And Jiang Yurong is quite pregnant now, and he still has to take care of his wife.
"Well, how is my cousin now? I've been pregnant for months, boy or girl. Lin Yatong asked with concern.
"Well, I'm almost 5 months pregnant. I'm still in good health, I'm still working! It's just a boy or a girl, I don't know, let it be. Ruan Bin said.
"As a doctor, don't you ask a colleague to check it out?"
"No, girls are better!"
"Giggle......
"Cousin is still at work, isn't he resting at home?" Lin Yatong felt a little sorry for her cousin.
Yu Rong insisted on going to work, planning to rest at home in 7 months. As long as my body holds up, I'll let her do as she likes. Ruan Bin did not order Jiang Yurong to go home to raise the baby.
It's just that I don't have to work the night shift now.
Sometimes it's not always best to stay at home to raise a baby, so it's good to let her move around every day and find something to do.
Besides, she is also an angel in white, and she is not so delicate!
"Okay!"
"By the way, I want to tell you something, I plan to take my shares from [Ruzhitang] to borrow from the bank!" Ruan Bin said to Lin Yatong. Let's talk to her about this.
Although he knew that he would take his shares, he did not take a small part of Lin Yatong's shares.
"Do you want a loan?How much??," Lin Yatong asked curiously.
Now that Ruan Bin has a deposit of at least 1.2 billion, what is the loan?
There is no shortage of money, it should be!
"Didn't I set up the Wong Wong Pharmaceutical Company? I plan to produce my own KE, so I need a fund!"
"If you want to produce it yourself, don't you have to invest a huge amount of money to study the problem of the production line?" Lin Yatong was surprised.
"Yes, so I can only take out a loan. With my current income, the loan is 4 billion, and I should be able to pay it off in a few years. Ruan Bin said. His ability to absorb gold from rich and fierce Chinese medicine is still very strong, besides, now he has also begun to open up overseas markets, and when the overseas markets are also opened, it will definitely be better.
"Well, I'm still rooting for you. Lin Yatong didn't say anything cautious, she also knew that Ruan Bin had always been a very cautious person.
Besides, with the current abundant Chinese medicine Ruan Bin can have a dividend profit of more than one billion a year, and a loan of 4 billion is not as difficult to repay as imagined!
......
Next Monday.
Ruan Bin came to a bank.
Nguyen Bin's deposit is here for the highest level of membership!
"Call your president out, I have something to talk to him about!" Ruan Bin said to the lobby manager.
When the lobby manager saw the card in Ruan Bin's hand, he immediately went to the president with interest.
Soon, the president surnamed Zhang greeted Ruan Bin with a smile and walked into his office and personally made tea for Ruan Bin.
"Mr. Ruan, I don't know if you have any business to handle here?" asked President Zhang with a smile at Ruan Bin.
"Well, I do have something to talk to you about with President Zhang, I want to take out a loan!" Ruan Bin explained his intentions.
"Loan?" Hearing that it was a loan, President Zhang's eyes lit up.
There is a deposit of 1.2 billion yuan in the other party's bank card, which is a super big customer!
As soon as he heard that the other party wanted a loan, he knew in his heart that this year's business was going to be added again!
"I don't know how much Mr. Ruan wants to borrow?" Governor Zhang asked with an eager expression as he looked at Ruan Bin.
"I'm going to borrow 4 billion!" Ruan Bin said.
"Shhh...... Loan of 4 billion?" Governor Zhang was overjoyed when he heard this.
He has already understood Ruan Bin, who works in the hospital, and KE Su is researched by the other party, and he is famous.
And there is also this [Ruzhitang] in hand, the store known as the woman's 'god of abundance', and more than a dozen chain stores in China.
If the other party wants to borrow 4 billion, he has to take out something to mortgage!
Otherwise, the 4 billion will not be approved, and he still needs to communicate with the headquarters.
"Yes, can you do it?" said Ruan Bin.
"This, you may need a mortgage!" Zhang Xing said.
"I use my shares in Ruzhitang as collateral, can I get a loan? and my house and ......car," Ruan Bin said.
In the end, after some detailed negotiations, the two sides finally reached a settlement on this matter. After all, the share mortgage of Ruan Bin's [Ruzhitang] is almost not readable.
Moreover, I heard that Ruan Bin is going to engage in the research and development of the production line of KE, and there are people above who are willing to lend money!
In the end, Ruan Bin planned to borrow 4 billion yuan and pay it off in 5 years!
In this case, the interest rate is not so high.
......
Home.
"Hahaha, 4 billion has finally arrived!" Ruan Bin looked at the money in the bank account and felt happy in his heart. I've never had so much money in my life.
"System!"
[System points]: 36,000
Gee!
He now has a total of 5.23 billion in bank deposits.
"Now that we have the money, let's buy the production line of KE. Ruan Bin didn't plan to put up with it.
If you finally have the money, buy it!
I bought it, hehe, I can produce it in my own pharmaceutical company, I don't need to rely on others, and I also maximize my interests, and I completely control my own things in my own hands!
"Recharge 5 billion to go in!" Ruan Bin recharged 5 billion in one breath.
The system is very powerful, and where your money goes, you naturally have a system to help you cover it.
He has not been worried about this all along.
Soon the points skyrocketed to more than 5 billion.
"Enter the mall!"
"Search KE cancer treatment drug production line!"
Soon, the production line came out.
KE anti-cancer drug production line: 5 billion (one)
Ruan Bin immediately checked how much KE vegetarian medicine this production line could produce in a year.
Annual output: 3 million copies.
It's barely possible, it's still a little less.
However, he knows that the production of this KE element is troublesome, so it can have 5 million copies a year, which is already a very large production line for a production line.
"Buy!"
In an instant, his points were emptied to his original 36,000 points.
"Oh, he's a poor guy all of a sudden!" he still has 230 million funds left. This fund also needs to be invested in recruiting some scientific and technological personnel, as well as building factories or something.
All need money!