Chapter 461 Pension Planning
"If we can have that long, it is better to plan a place where we can retire, and then we will retire here. ”
It's only been a day, and Kang Mingyang likes this village, and suddenly interjects.
In recent years, there is the idea of group pension, some of the same interests of the elderly do not like or do not trust the nursing home, so they each take out a large amount of money, buy a piece of land to build a house, get a large public space, ask two nannies to hire a nurse, go back to their respective rooms during the break, and play in the public space in their spare time.
The idea is very good, but the reality is very skinny, not to mention anything else, where does that money come from, who will inherit the property rights after completion, who will inherit it after leaving, whether the children and relatives oppose it or not, where to find the place, the countryside is inconvenient, the hospital resources are few, the city is disturbed and the place is few, there are a lot of problems and difficulties, and a thought will find that this is not a pension, this is a business.
It's just that this topic is really incompatible with Kang Mingyang, and I don't know how he would think of pensioning, a person who doesn't even have a wife and doesn't know where his children are, how can he want to retire, Huang Yixi really admires his whimsical.
"Don't talk about that, I also think this industry actually has a lot to offer. ”
Shang Luoyu asserted that most people of Huang Yiming's age are only children, even if the current policy can have children, but many people will not choose to have children, so in the future, the pension of this generation will become a problem.
For example, Li Min, a person has to bear two old people, there are many people like Li Min or older, one or two people have to bear four to six elders, and there are children and grandchildren to bear below, and there are ways for them to be responsible for the care of the elders in the economy and work, and it is impossible to serve the elders in the morning and dusk like in ancient times, so the problem of providing for the elderly will become more and more prominent.
The more people thought about it, the more it made sense.
"Then let's go and contract it?" Seeing Shang Luoyu say this, Huang Yishan and Huang Qi saw that there was a play, and asked together.
"I think we have to consider a closer look, as far as I know, there are many people involved in the pension industry, but there are very few companies that really make money and do well. Huang Yixi replied.
Don't blame Huang Yixi for pouring cold water, many people in the pension industry say that they can make money, but Huang Yixi is not optimistic.
Don't look at the current adults are willing to give money to their children, but the parents are obviously not so generous, the elderly themselves are reluctant, everyone can compare all aspects, not to mention anything else, just say that the price of clothes, children's clothing and elderly clothing must be very different, and the profit difference is also very large.
Parents want the best for their children, and what they prepare for themselves can be saved, as for the children for their parents, hehehehe.
It's not that Huang Yixi is dark in his heart, it can be seen from the saying, for example, that sentence, there are parents all over the world, if there is, most of them are in love.
Being a lawyer for so long, Huang Yixi doesn't agree with this sentence, there are many parents who fail, but the world is difficult, and it is also a skill to be able to feed children and let children receive education, and psychological factors should not be imposed on others, as for the few beasts that are more poisonous than tigers, it is not nothing, but the proportion is small.
As for the children to their parents, there are not many capable filial sons, otherwise the country would not have to vigorously advocate it, and there are many children who grow up with money and expect to squeeze their parents until the last moment.
Of course, there are also some parents who are beginning to wake up, such as those who do not bring grandchildren, but there are very few non-mainstream voices in this minority, and some do not bring grandchildren, and they also pay for nannies, but the children are not only not grateful, but many people agree with the threat of waiting for them to look at them when they are old.
Huang Yixi won't talk about these days, she still has something practical, "First of all, from the perspective of the recovery rate of funds, I estimate that from the first year to the tenth year, it is already great to be able to protect the capital. ”
The pension industry is different from other profitable industries, with a lot of public welfare and charity attributes, so it is impossible to make money with huge profits, but in line with the general law of the pension industry rate of return and payback period indicators, usually the pension industry period is longer than other industries.
Speaking of these, Huang Yixi looked at the fourth cousin helplessly, "You want to do a farmhouse for a while, and you want to do it when you hear that the pension industry can make money, and you don't investigate anything seriously, and you can change your decision just by someone else's words, so that a few people can rest assured that they will invest their money in you?"
The reason why Huang Yixi objected was that he felt that Huang Yishan did not regard himself as a decision-maker at all, and it was too child's play to want others to hand over a huge amount of money to him just by thinking about it.
"I think it can be done, can't it be done?" Huang Yishan was still unconvinced.
Huang Yixi shook his head, whether he can do it or not is not something that can be determined by chatting alone, the bigger the project and the bigger the investment, the more cautious he must be.
"If you want us to invest money, you have to make the plan first, and then everyone will know what's going on. ”
This sentence is not easy for Shang Luoyu to say, Huang Yixi is suitable for it.
Huang Yixi's words were like a basin of cold water poured on Huang Yishan's husband and wife, Huang Yishan still wanted to struggle, and looked at Shang Luoyu without giving up, Shang Luoyu waved his hand, signaling that he could only listen to Huang Yixi.
Huang Yishan didn't give up, Huang Yixi just wanted to think about it, not directly veto, anyway, it will take a while before this section of high-speed repair and overseas Chinese come to invest, and they can still be convinced.
That night, we talked until about ten o'clock, and then everyone began to go upstairs to sleep.
That night, with the sound of wind and rain, I fell asleep.
On the morning of the second day, after Huang Yixi got up, he walked to the balcony and saw that the rain outside had become lighter and the wind had weakened.
It seems that the typhoon has already passed.
It's just that in the vegetable field in the distance, there is indeed water, and when you look at it from here, you can only see the sharp yellow flowers of rape flowers emerging from the water.
When I went downstairs, I saw Huang Haichuan coming back with a hoe on his back, and he was still carrying a rope made of weeds and a few miscellaneous fish on it.
"Uncle, why did you go to buy fish so early?" Huang Yixi asked casually.
Now the family either doesn't buy it, and if you do, it's usually sea fish, and you rarely eat these river fish anymore.
"I caught it in the field. Huang Haichuan said with a smile. "The water in the reservoir overflowed, and the fish swam out, and the fields below were not planted, and became a small pond, and there were a lot of fish, and I saw them, so I caught a few of them. ”
"Ah, are there any fish over there?" Huang Yixi asked excitedly.
In the past, when I went to the farmhouse, one of the most popular activities was to catch fish in the rice fields.
I didn't expect my hometown to have such an opportunity to catch fish today.
"What's the fuss, I haven't seen a fish?" Lin Shufang heard it, walked over to take the fish, and gave her daughter a blank look.
"That is, you are rare now, you didn't use pesticides before, and the terraces next to the small pond used to be muddy fields, and you can step on them to your thighs, stir them, and the loaches will run out by themselves. ”
The rain is too heavy, the water from the reservoir is poured out, the air pressure is low and there is little oxygen, this will happen, and their generation has done farm work and has learned the scriptures as a matter of course.