This sentence is especially going home to drink the northwest wind. made Li Yan's originally hanging heart gradually fall back to where it should be, to be honest, what Li Yan was most afraid of was that the ideas of the left and right people were the same. If everyone holds a point of view and still wants to drill the horns no matter what they say, or rush towards the south wall with neat steps, then their alliance leader really can't stop them!

Li Yan tilted his head and looked at Wu Zhilin, and his eyes seemed to be emotional: I thought it was ironclad. It turns out that wherever there are people, there are contradictions!

Afterwards, everyone saw Li Yan nodding at everyone and said, "That's right, maybe you can really drink the northwest wind." In fact, the logic has been deduced to the present, and everyone should understand that for China, the only way out is almost really the only way out except for the trade friction confrontation with that big country. And for the rest, the top management can only reduce land rents and financial costs. After understanding these two choices, everyone should understand why the high-level has repeatedly mentioned these prevention and resolution of financial risks on many different occasions and at different heavyweight meetings, insisting that finance serves the real economy, housing is not speculation, and reducing land rent, squeezing finance, and engaging in entities is the only way out for the rise of a great power. ”

After saying this, all those present were silent. Those who just felt that they knew more about the real estate market were even more embarrassed and even a little lucky.

I'm glad I didn't go to anger Li Yan in front of everyone just now, if I did. In the end, it should be yourself who will lose face!

"Whew...... Some words are said to be over here, and everyone understands people. I would like to conclude by saying that none of the people who are still shouting about pushing the housing prices skyrocketing will eventually escape the judgment of history, because they are on the opposite side of national rejuvenation. After Li Yan said these words, a smile appeared on his face.

"If you don't use national righteousness to suppress us, I really won't speak!" Suddenly, a thin and withered man who was only about one meter six tall stood up.

Li Yan looked at the man who stood up from the crowd, and did not look down on him because he was about the same height as when he stood up and sit. Instead, he frowned and looked at the man very seriously.

"Mr. Zhao, it seems that you have misunderstood what I meant. Li Yan frowned and explained.

"Yes, I misunderstood you, did I?" Mr. Zhao snorted coldly.

Wu Zhilin also frowned beside him, this Mr. Zhao held a lot of shares of Qianhe Flavor Page in his hand, and the proportion was also an extremely prominent existence among everyone. And this Mr. Zhao is also a dead-eyed person, and he can't pull back the eight cows that he approves.

He doesn't recognize Li Yan as the leader of the Demon Hunting Alliance, so he will do everything he can to oppose it. On the contrary, if he recognized Li Yan, then Wu Zhilin understood that he would use his life to maintain the authority of Li Yan, the leader of the alliance.

The true temperament of daring to love and hate, is definitely a big hero in the Demon Hunting Alliance. And at this moment, the attitude of this hero is very vague! No one knows if he is sitting here, but whether his heart is also on Li Yan's side.

"My surname is Zhao, but I've asked myself before. Do I also deserve the surname Zhao?" Mr. Zhao sneered and glanced at Li Yan, and said coldly.

"I just hope that people don't get involved in unrealistic investments. Li Yan sighed, and responded to Mr. Zhao with a shameless face.

"Okay, don't give me any national righteousness, you can tell me...... It made me discourage the idea of investing in real estate. If you can't impress me, I'll still say what you said when you didn't come just now! Pull up the stock price of Qianhe Flavor Page as soon as possible, and let all our brothers withdraw with the money. You have done it for the Demon Hunting League, and you have done it for everyone, and my Lao Zhao will respectfully call you the leader of the alliance, and there is no second heart. If you can't, hehe......"

Mr. Zhao turned around, pointed to the door and said, "You Li Yan is amazing! But can't I go with my brothers? ”

"Why is Li Yan just a mouthpiece? How many things he has done for your Demon Hunting Alliance, can't you see? Could it be that in your hearts, if he is the leader of the alliance, he should work for your welfare? He doesn't owe you!" Bi Peilin couldn't listen anymore, and suddenly rushed at Mr. Zhao.

"Should it?" Mr. Zhao tilted his head and grinned at Bi Peilin.

Li Yan gently raised his hand in front of Bi Peilin, tilted his head and said loudly: "I should be the leader of this Demon Hunting Alliance, and I should do things for everyone and benefit everyone." Don't you say it......"

In the hall, after listening to Li Yan's words, the people sitting on the tea beach seemed to change slightly in his gaze. Everyone stopped whispering to each other, and Mr. Zhao's eyes when he looked at Li Yan were also a little different.

Biperine's face turned red and she snorted heavily, and she turned towards the door of the hall and stopped talking.

Looking at Mr. Zhao, Li Yan smiled bitterly and suddenly asked: "Mr. Zhao, then if you ask the people of Huaxia now, what do they want to rise the most, what do you think they will say?"

Mr. Zhao didn't seem to expect Li Yan to ask such a question, so he frowned and didn't speak.

Li Yan continued: "I think the most likely answer must be the stock market. Pinching his fingers and calculating ......" Li Yan sighed when he said this, and then listened to him continue: "Twenty years, China's Shanghai Composite Index is still fluctuating around the 3,000 point mark, I don't want to see what the Dow Jones has become, how many times it has hit new highs......"

A person sitting next to him interjected with a wry smile: "Isn't it the same for the men's football team?"

Li Yan shook his head with a wry smile, and then said: "If you ask ordinary people what they are most looking forward to, then there is no doubt that they are looking forward to the decline in the property market. ”

"Doesn't gasoline count?" someone next to Mr. Zhao suddenly asked.

Li Yan tilted his head and laughed dryly twice and said, "The car can't shake the number, it's not the demand of the broadest masses of the people, right?"

The man stopped talking, and Li Yan continued: "The state of housing prices in my country is basically rising non-stop, and it is really not a price limit, but it is rising every day. The current situation is almost the same as the Dongying Fusang property market in the early nineties of the last century, and it is completely in an extremely crazy state. According to the data of real estate transactions across the country in March this year, there are more than 60 cities in China where housing prices exceed 10,000 yuan, of which 23 are third- and fourth-tier cities or county seats!

Wu Zhilin also asked with a smile at everyone at this time: "The skyrocketing price in first- and second-tier cities has not ended, and the housing prices in the third, fourth and fifth tiers are close behind." Even the national-level poverty-stricken counties have fallen into the carnival of housing prices, and you want to speculate on real estate?"

Such Wu Zhilin made many people feel embarrassed.

Li Yan showed a bitter smile on his face, and after being silent for a moment, he suddenly asked aloud at everyone: "I just want to ask everyone, think carefully with your smart wisdom." How long can this continue?"

No one answered Li Yan's question, including Mr. Zhao, who frowned.

In fact, everyone regards third- and fourth-tier real estate as an investment product. What everyone present just wanted was to get a piece of the pie from the third- and fourth-tier real estate market! But from the perspective of transactions, observing the trend of the third- and fourth-tier real estate market, in fact, there are really too many things to speculate, but everyone seems to have chosen to ignore them.

Li Yan said aloud at this time: "I will list a few key points for you, and you will sketch this picture in your hearts." After saying this aloud to everyone, Li Yan saw that some of the people were frowning and some were whispering. He then added: "If you think what I said is wrong, you can reason with me face to face." If there is a mistake anywhere, I am willing to correct my mistake as well!"

The atmosphere that suddenly quieted down was a little weird, but Li Yan saw that everyone stopped talking, and continued: "The first point I want to share is that the fundamentals of the vast majority of third- and fourth-tier cities are unable to afford high housing prices! And the monetized resettlement policy for shantytown renovation has only quickly released rigid housing demand in the short term!"

Li Yan said this, pausing deliberately, his gaze wandering over everyone's faces. No one objected to Li Yan, in other words, everyone agreed with Li Yan's point of view, and then continued: "I want to say that behind these is actually the purchasing power of residents in the next few decades. ”

As Li Yan said, most third- and fourth-tier cities currently lack industrial support. The rate of growth in household income began to decrease. The exodus has reached a point where it is "severe". How can such urban fundamentals support such high real estate prices? Especially in the poor counties at the national level, they have also entered the moment of housing price carnival. This may be the prelude to a crash.

No one spoke, and Li Yan suddenly asked loudly: "If the property market really collapses, what kind of scene will it be then?"

"The collapse is really over...... someone sighed and muttered with a frown.

In fact, history can learn from the present, in 1990, the real estate bubble burst rapidly, and the price of real estate also plummeted, and in 1993, the real estate of Dongying Fuso entered a moment of total collapse, and enterprises closed down one after another. The legacy of bad debts amounted to $600 billion, triggering an extremely serious financial crisis.

Dongying Fuso fell into a fifteen-year depression and slump, and there are similar cases in Huaxia. Ordos has created a series of economic myths, and its GDP once caught up with and surpassed that of Xiangjiang, and housing prices are close to Beijing, Shanghai, Guangzhou and Shenzhen. What is the result of the pity?

The huge wealth brought by the black "gold" of coal has been squandered in the real estate market by the city.

Li Yan cleared his throat and said: "I have seen a set of public data, in 206, the average price of the property market on his side was only about 1,200 yuan, and the average price of housing soared to a high of 7,000 yuan in just three years. And their myth was shattered when the price of coal plummeted. They fell into a debt crisis, and the myth of the property market was shattered overnight. Judging from the history of the collapse of the real estate market at home and abroad, how can there be eggs under the nest?"

Wu Zhilin said lightly on the side: "If the property market crashes, the bank will have a hard time paying." Once there is a problem with the bank's payment, the state cannot save the bank, and the most common way to save the bank's top management is to frantically start the money printing machine and print the money like water. ”

The two sang and harmonized, a bit like talking cross talk. But no one had a smile on their faces. Li Yan nodded and said: "Implement the policy of quantitative easing, but the money to save the market will also be a frightening amount." No one can predict the extent of the final currency depreciation......"

"At the same time, the collapse of the property market will also lead to the collapse of upstream and downstream related industries. In that year, the 10 major industries were revitalized, and among them was real estate! As soon as he revitalized, how many industries were revitalized from top to bottom? There were no less than 10 large industries, and more than 100 branches could be subdivided. ”

"The entire economy will also collapse, and the number of people in business will increase rapidly. ”

"Isn't it always destocking now?"

"Yes, one will be destocking, and the other will be a strict restriction or comprehensive fill-in-the-blank city policy. I want to tell you that real estate regulation has gone all the way, and the top management can be said to have put all the effort into it. It seems that everyone wants this bubble to be in a state of seeming to burst, but since it is the day when the bubble will burst sooner or later, I just don't know which day it is. ”

"It's like you know that the stock market has come to an end, but you just don't know when it will crash, no one can predict it, right? I think the only thing we can do is not to participate, and if you do, you will leave the market early and wait and see what happens!"

Stable income is stable happiness

Since the beginning of this year, the news about the interest rate cut in the online loan industry has been coming, and various platforms have begun to generally cut interest rates, and some investors who "seek stability" and "investment whites" who lack financial management experience have begun to panic, not knowing whether to enter the market, and whether the high returns of the financial management industry can continue to continue, and what the risks are, in short, from the bottom of their hearts, they want to have a real "stable happiness".

Among the thousands of wealth management platforms, are there any financial products that can harvest stable income and happiness?

Stable: This level of wealth management products does not guarantee the repayment of the principal, but the principal risk is relatively small, and the income fluctuation is relatively controllable.

In terms of credit risk, the product mainly bears the risk of credit subjects with high credit ratings, such as the risk of bonds rated AA (inclusive) or above;

In terms of market risk, the product mainly invests in low-volatility financial products such as bonds and interbank deposits, and strictly controls the investment proportion of high-volatility financial products such as stocks, commodities and foreign exchange.

Tips:

1. This level also includes wealth management products that ensure the relative safety of principal through derivative transactions, hierarchical structures, external guarantees, etc.

2. The corresponding customer risk tolerance is A2.