With the roar of the engines, the helicopter took off from the roof of the villa and flew back to Brighton.

The helicopter was Wells' private jet, and Sun Wei, the general manager of the U.S. branch of the Hong Kong City United Investment Fund, was on the plane, while Zhou Ming and Lin Muqing stood on the roof to see them off.

Watching the plane fly farther and farther, Zhou Ming asked: "Sister Mu Qing, do you think that guy Sun Wei will really persuade Wells to start the merger and acquisition negotiations with Brighton Bank? No matter how many reasons or confidence I have, this matter itself is still a little too nonsense, I think they must know very well what they will face when they start this negotiation, and the merciless ridicule and ridicule will be more intense than Wells just now." ”

Lin Muqing replied to Zhou Ming: "According to my understanding of Sun Wei, he is a person with a correct work attitude, if he is unwilling, no matter what reason we have, he will oppose it, and now that he accepts it directly, I have reason to believe that he will do it seriously." ”

"Just like before, he came to the United States alone to establish the U.S. branch of the Hong Kong City Joint Investment Fund?" Zhou Ming asked.

Lin Muqing shook his head and said: "Strictly speaking, he strongly opposes the establishment of a branch, because he does not think that we have this condition, especially after analyzing our investment habits and the American market, he is very opposed, because we are very different from the United States, and he is also worried about the lack of adaptation." This time, however, he was unconditionally supportive. ”

Saying that, Lin Muqing glanced at Zhou Ming a few more times: "I always knew that Zhou Ming was very charismatic, but this is too powerful, right? I feel that Sun Wei just believes in you, and he will accept it unconditionally, unlike when I asked him to come to the United States and talked to him for a long time." ”

Zhou Ming felt a little embarrassed by Lin Muqing's words, because he actually heard a trace of sourness from Lin Muqing's tone.

Does she think that she is so beautiful and wise, and it is so difficult to convince a man, but she is persuaded by just relying on her personality charm, so she is a little jealous?

This made Zhou Ming very helpless, Zhou Ming had no interest in continuing to talk about such a rotten topic, so he had to change the topic and said: "I received a pager from Louis just now, and he said that he had sent all the documents and materials about the subprime loan of Brighton Bank. ”

Of course, Lin Muqing understood that Zhou Ming was changing the topic, but she was not a real rotten girl, although she was a little jealous of Zhou Ming's personality charm than herself, but Zhou Ming was her man after all, she was more just happy, and at the same time, she also understood that the most important thing now was these subprime loans, so she nodded happily and went down with Zhou Ming, and they came directly to Louie's study.

Louis was sitting on the chair in the study, he saw Zhou Ming and Lin Muqing coming in, picked his eyelids, and asked, "Are your affairs dealt with?"

Zhou Ming nodded yes, and Louie threw out a brown paper bag to Zhou Ming: "These are the subprime loan documents you want, my people have already streamlined them for you, I hope there are things you want." But I warn you that while I'm not optimistic about the poor people in subprime loans, maybe the market isn't as bad as you think. ”

Zhou Ming took the brown paper bag, he was not in a hurry to open it, but raised his head and said, "It seems that Mr. Louis must know something, right? ”

In the face of Zhou Ming's inquiry, Louis smiled disdainfully: "Haven't you already given you all the documents? Just read it yourself, do you still want me to teach you?"

Zhou Ming glanced at the brown paper bag in his hand, raised his head and asked lightly: "Are you sure Mr. Louis wants me to see it myself?" If I were you, I don't think I would make such a decision. ”

These words shocked Louie's heart, and he suddenly remembered the fear of being dominated by Zhou Ming for a while, and finally he slapped the table hatefully and scolded Zhou Ming before saying: "Okay, it's okay for me to tell you, I think you must think that those subprime loans are all lent to those poor ghosts, as long as you create some reasons for those poor ghosts to not pay back the money, those subprime loans will not be recovered, and it will cause the bankruptcy of the subprime loan company, and then threaten Brighton Bank, right?"

Regarding Louie's question, Zhou Ming just looked at him and didn't speak.

However, Zhou Ming's attitude had already given a good answer, so Louis continued: "Then I can tell you that your idea is wrong, and it is very wrong!"

Lin Muqing was very unhappy with Louis's contemptuous tone, and he immediately retorted: "What can be wrong with this idea? Is it true that the subprime loan cannot be recovered, and it can't form bad debts and dead debts? I know that Brighton Bank is very resilient to pressure with the support of the entire Brighton consortium, but without the support of your three major families, Kendeni, Lawrence and Lowell, the Addams family alone will not be able to withstand the pressure at all, right?"

Listening to Lin Muqing's rebuttal, Louie smiled even happier: "You are really right, even if those subprime loans cannot be recovered, it is impossible to form bad debts and dead debts." ”

Lin Muqing was surprised: "Why is this? Could it be that these subprime loans are not insured?"

Looking at Lin Muqing's surprise, Louis felt very comfortable: "I'm really right to tell you, these subprime loans are really insured, CDS contracts, have you heard of this kind of contract?"

Zhou Ming and Lin Muqing didn't speak this time, and Louis felt more and more comfortable: "The CDS contract is explained as the credit.default.swap contract, credit default swap, that is, if I have a project that needs to be borrowed from the bank, in order to avoid the risk of default, I can choose to find an investment bank or insurance company to sign a CDS contract, I pay a high amount of insurance to the other party every year, once I have a default risk, the insurer will repay it for me." ”

Speaking of this, Louis deliberately paused for a moment before continuing: "Then the situation is obvious now, all subprime loans are insured, how can you still have room to play?"

Although Lin Muqing hated Louie very much, hearing Louie say this still made her gasp, and she asked Zhou Ming very worriedly: "How can this be?

"Why wouldn't anybody underwrite it? You know, in this world, everybody is willing to be driven for the sake of profit. Louis looked at Zhou Ming and Lin Muqing and continued, "Do you think you are very clever and have discovered a new continent that has been forgotten by everyone? But unfortunately, there are already many inhabitants of that continent, and they are all laughing at your stupidity and arrogance!"

Regarding Louie's words, Lin Muqing was very dissatisfied and said: "Mr. Louie, I don't know what you are happy about, can it be that our error of judgment is of any benefit to you?"

"It's not good, it's going to bother me a lot, but I'd love to see you embarrassed?" Louis said deliberately.

Lin Muqing secretly scolded Louis for being perverted, and then Zhou Ming stood up and said: "Mr. Louie is talking about these advantages too early, right? Although the situation is a bit unexpected, I have never said that it will be simple, Mr. Louie, how can you conclude that the current situation is not what we expected? And we haven't even read the material yet, so you have come to this conclusion, no wonder you will be pressed under the body of the Addams family in three hundred years." ”

Louis slapped the case: "Zhou Ming, I ask you to pay attention to your own words and deeds!"

Zhou Ming ignored him, just took the brown paper bag and Lin Muqing and left the study.

......

On the other side, Wells and Sun Wei took a helicopter back to Brighton, the helicopter stopped on the roof of the financial building where they were located, and Wells and Sun Wei stepped off the plane and returned to the company's office.

Before Wells sat down and took a sip of water, he asked Sun Wei: "Sun, do you really want to listen to what Mr. Zhou Ming said and want to start negotiations on the merger and acquisition of Brighton Bank? ”

"Of course, I have promised Mr. Zhou Ming that people must be true to their word, don't you often say the same Mr. Wells?" Sun Wei said.

"I did say that, but it wasn't the same then as it is now. Wells said, "With all due respect, what you are doing now is actually a kind of foolish loyalty, and such trust is meaningless, or we should think about how to make the company make more profits, which is a kind of loyalty, not blindly following their orders, they don't know the situation here, they will bury the company and the investment." ”

Sun Wei still shook his head and said, "Mr. Wells, I think you also need to have a little confidence in Mr. Zhou Ming's judgment. ”

After speaking, Sun Wei thought for a while before he said: "Mr. Zhou Ming told me before that there is a big hidden danger in Brighton's subprime loan market now, as long as he detonates this hidden danger, it can easily threaten Brighton Bank, so once there is a big problem within Brighton Bank, it is not completely impossible to merge and acquire three million." ”

Wells wanted to say something, but Sun Wei said in front of him: "Mr. Wells, we just want a return on investment, and now three million dollars to gain control of a Brighton bank, I think it's a very cost-effective way to do it from any point of view, isn't it?"

"It's a good deal to be successful, but I don't see that as a basis. ”

Wells said emphatically: "Sun, I know very well about the subprime loan you mentioned, in fact, my own investment bank is engaged in this business, and I admit that there is a certain risk in this business, but what kind of investment is not risk-free? Not to mention that I have already given the subprime loan the middle risk, and if I lock it up, there will be no problems." ”

"What do you mean when you say you've locked up the risk of subprime loans?" Sun Wei asked.

"It's insurance, I have credit default insurance for every one of my subprime loan contracts, as long as any subprime loan defaults, there will be insurance companies to pay, how can I have an accident?"

Wells continued: "I can be sure from your look that your boss didn't tell you this, so he probably doesn't even know about it, and I don't blame you, after all, this is the United States, not a port city, and under the free market, any interests are guaranteed." ”

Sun Wei thought carefully for a moment, and then picked up the phone on the desk: "I think I need to ask Mr. Zhou Ming first." ”

Wells made a gesture of please, and Sun Wei immediately dialed Zhou Ming's number, and immediately told Zhou Ming about credit default insurance after the phone was connected, and asked Zhou Ming if he needed to stop.

Zhou Ming's side only thought about it for a moment and immediately gave an answer: "There is no need to stop, it is better to continue to start negotiations with Brighton Bank as originally planned." ”

For Zhou Ming's answer, Wells scolded Fack!