"Don't promise him, you're doing well in a state-owned bank, what are you doing in a small bank? Don't think that a small bank is having a good time, the big cake has been cut by the state-owned bank, and only some residues are left, where can you go? Yu Qiu hit the nail on the head.

The place that everyone yearns for must be a good place, and most of the mavericks die when they arrive in Nanshan.

"That's not necessarily, the bank also depends on the operation, do a good job or bad is to see the ability of the leader, Governor Li is a person with great ability, in the case of state-owned banks can achieve the second position in the market, second only to the Construction Bank, with his ability, to go to the White Water Bank as a leader, it will definitely change in three years, and it will be listed in five years, and then we will follow, and the shares will be valuable. ”

Li Min thought of the prospect described by Li Yangming, and her heart was very hot, if she could go public in five years, she would buy shares with the money she wanted to buy a house and pay a down payment, and sell it after listing, even if there were no multimillionaires, she should be able to pay in full to buy a house, maybe she could buy a larger one, a small duplex, and the money she earned in the past few years would be used to decorate the house and provide for the elderly of her mother.

Although she and her mother have had to work a little hard in the past few years, in the long run, these endurances will be rewarding and worth it.

"Don't be stupid, Li Min, sister and tell you the truth, why is the competition between civil servants and state-owned enterprises so fierce, and they have to find someone to send money when they go in, just because the work is easy and stable, and the benefits are good. And in a small place like Baishui Prefecture, a third- and fourth-tier city, with a population of less than 3 million, and it is not qualified to build a subway, where can this kind of small bank develop?"

Although Yu Qiu is pessimistic, it is realistic.

Wu Meili also agreed with Yu Qiu's opinion, "Now the real economic environment is so poor, among the 100 enterprises of the enterprise, at least 90 have fallen in three years, not to mention that they can be listed in five years, and it is not necessary to go in five hundred years.

In recent years, insurance has become more and more difficult to do, and the immediate troubles cannot be solved, who has the heart to think about the distant future?

In Baishuizhou, it is not enough to eat raw, and I want to dry it and keep it.

Speaking of Li Yangming's matter, Wu Meili is the first time to object, in her opinion, Li Min doesn't want to work hard, go to a small bank, everything has to start from scratch, thankless, just like a cold and windy night in winter, don't stay in the warm and warm quilt nest, hide in the oyster shell and want to somersault, where can you turn over.

Li Min naturally understood the thoughts of several good sisters.

The four major state-owned banks are treated as central enterprises, the working hours are not long, the wages and benefits are high, the base of the provident fund payment is three times that of the locality, the social security and enterprise annuity are paid according to the actual payment, and the retirement in addition to social security, there are enterprise annuities, as well as subsidies in the bank, and the funeral expenses and pensions for the dead are also higher than those of ordinary local enterprises, which is not worse than the official ape.

Whitewater Bank is different, the county is only a small legal person, and the provident fund and social security are paid according to the base, which obviously shows that the average salary of employees in this bank is definitely not very high, and the tax bureau can turn a blind eye.

"Don't look down on small businesses, as the saying goes, it's better to turn around when the boat is small. Li Min has long been brainwashed by Li Yangming, small business operation is flexible, and he is the head office, he does not have to hand over profits, and he has no personnel constraints, he can do what he wants, and he can spend how he wants.

"I don't look down on small businesses, I look down on small businesses, you know, small businesses may be good when they are good, they may be bad when they are bad, the variables are too great, and when you are older, you don't want to say that you have nowhere to find a job, and the official ape and state-owned banks, as long as you don't make political mistakes, you can go to work until retirement with peace of mind.

Yu Qiu's sentence can be summed up as that the sustainable development ability of small enterprises is too poor to withstand the storm.

"With Governor Li's ability, running such a small bank well is like killing a chicken with a knife, I believe that your worries are not unnecessary, you think about it, if it is done well, the salary is different from that of the state-owned banks, as long as you contribute more, you can get more money, maybe ten times, a hundred times the current one, and then maybe I will be the first of us to achieve financial freedom." ”

Li Min repeated the words of the human resources manager of Whitewater Bank.

"Draw a big pie and you think you really swallowed it?" Yu Qiu really wanted to ask Li Min, did it rain too much just now, and your brain was flooded?

Huang Yixi also disagreed with Li Min's resignation, but she knew Li Min's tough temperament, if she blindly persuaded on the contrary, she would not listen to it and make rebellious behaviors.

"If you use SOT to analyze, whether it's from the advantages or disadvantages, from the opportunities or the threats, I don't see the need for you to take such a big risk to change this job. ”

SOT is a strategic analysis method, through the comprehensive evaluation and analysis of the strengths, weaknesses, opportunities and threats of the analyzed object, to draw conclusions, through the organic combination of internal resources and external environment to clearly determine the resource advantages and shortcomings of the analyzed object, to understand the opportunities and challenges faced by the object, so as to adjust the method and resources at the strategic and tactical levels to ensure the implementation of the analyzed object to achieve the goal.

Although Huang Yixi and Li Min have different backgrounds, to put it bluntly, they are now single-parent families, the economic conditions are not good, and they have no backing or help, if they don't mix well, they can't even find someone to help.

"If you go to that small bank, you can only work in a small bank in the future, and it is impossible to go to a state-owned bank again, is it worth betting on the ethereal future with a certain future?" asked Huang Yixi.

When the three of them were in graduate school, because Li Min had already decided to work in a bank, they decided to take a major related to banking.

Li Min's advantage lies in his graduate degree, corporate lawyer, and certified public accountant, which are all prerequisites for promotion in state-owned enterprises, but in small banks, relying on nepotism, relying on relationships, and relying on resources, Li Min does not have these.

The so-called resources, for the bank, the largest part is deposits, Li Min's family is in the field, the family is poor, and none of her relatives and friends can help, and her friends are Huang Yixi, who are also from ordinary families.

As the saying goes, when one person is in the bank, the whole family is busy. For the bank, the deposit is the capital to settle down and the guarantee of wages and expenses.

Moreover, there is little room for promotion in small banks, and there are not many factional struggles in nepotism, if Li Yangming doesn't stay here one day, Li Min may not be able to stay.