Chapter 478: Behind the Limit (2)

After talking about the situation of his own trading, Li Yan looked at Liu Guangquan in front of him and the people who participated in today's "salon", smiled slightly and said loudly: "Don't let me say ......it, everyone!

Having said this, the gaze from the corner of Li Yan's eyes subconsciously glanced at Wu Zhilin beside him.

Just now, when he was talking about how to raise the limit of silver seed wine, Wu Zhilin kicked himself under the table with his foot. said that after he admitted that in the last ten minutes, after the pulse rose to the limit, Wu Zhilin almost didn't scratch herself to death with her "Nine Yin White Bone Claw".

After Li Yan worked hard to make this price limit, he really didn't plan to hide anything.

Especially the people who appear in Lijiang at night now, the people here are all investors in the circle. Although it is not the top master in the Monster Hunting League, to put it vulgarly: these people are all gourds on a vine, and they are pretending to be a King Kong gourd baby in front of them!

The more you confess, the more you can make these people recognize themselves, right?

Li Yan thinks so, but some people don't think so.

Yuan Jili leaned on the shoulders of the two "dry" daughters who came with him, looked at Li Yan with a smile, and suddenly said, "I have heard some things recently. ”

Everyone was chatting, but after listening to Yuan Jilizhen's words, everyone almost instantly shut up, and they all silently pricked up their ears to listen to Yuan Jilizhen's speech.

"Situation?" Li Yanleng paused for a moment, and then muttered to himself in a low voice.

Now that the momentum of the banking industry's funds from real to virtual has been initially curbed, the leadership has stated that it cannot be taken lightly, and it is necessary to continue to intensify the rectification. As soon as Yuan Jilizhen's voice fell, Li Yan subconsciously asked him, "When is it?"

Yuan Jili said with a smile: "The chairman of the China Banking Regulatory Commission just mentioned it yesterday morning when answering reporters' questions at the open day of the financial system congress at the top level. Moreover, he also said that in the future, the whole trend is that financial supervision will become stricter and stricter, and that laws and regulations will be strictly enforced, and discipline will be strictly enforced. ”

"Are there three strict rules?" Li Yan has some understanding of this.

"Yes! The top management has said before: The momentum of the banking industry's funds from real to virtual has been initially curbed, and they cannot and will not take it lightly, and will continue to intensify the rectification efforts. After Yuan Jili Zhenchong Li Yan said this, he thought for a while and then said: "As a banking regulator, since the beginning of this year, the CBRC has taken a series of measures to prevent financial risks and control the chaos in the banking market. However, I personally believe that overall progress has been in line with expectations. ”

What Yuan Jili really said belongs to the principle of being problem-oriented, after all, the CBRC has determined three key areas this year: interbanking, financial management, and off-balance sheet. One of the reasons for determining these three areas is that these three areas cover more prominent risk points, such as shadow banking, cross-finance, real estate bubbles, local government debt, etc., as well as the operational risks related to them, so we should focus on remediation.

Although Li Yan understood what Yuan Jili really said, he didn't quite understand what he meant in and out of the painting.

As far as I know, the areas we just mentioned mainly involve the idling of funds, and the impact of rectification on the real economy is relatively small, and it cannot be denied that some special purpose investment companies have invested in projects in the real economy, but generally speaking, the impact of rectifying financial chaos on the real economy is relatively small. Li Yan responded with a slightly strange expression.

"Judging from the current effect, the scale of interbank assets has decreased by more than 2 trillion yuan compared with the scale of interbank liabilities compared with the beginning of the year. The growth rate of bank wealth management has dropped sharply, the net decline of interbank wealth management, the growth of entrusted loans has continued to slow down, and the special purpose investment has also declined significantly, and the effect is relatively obvious. While increasing the intensity of regulatory administrative penalties, the CBRC also urged commercial banks to carry out self-examination and strict accountability. "Yuan Jili really seems to be very concerned about the current policy.

"The outlook for the banking industry is very good, the risks can be resolved, and the contradictions can be resolved. Li Yan listened to Yuan Jili really in front of so many people who have been emphasizing risks and emphasizing the general environment. I didn't say anything, but I could tell there was something wrong with it.

"In terms of risk, from the perspective of bank loans, the first is credit risk, although the overall non-performing asset ratio of the banking industry is relatively low, but the level of loan classification management of various institutions is different, so it is necessary to fully expose non-performing loans, digest them in a timely manner, use bank capital and provisions to absorb them, and maintain the healthy development trend of the industry. The above leaders also further said that small and medium-sized banks also need to pay attention to liquidity risks, and at the same time, they should also guard against other risks, such as real estate bubbles, local government debt risks, cross-sector and cross-market risks, etc. In addition, it is also necessary to resist the risk of external shocks, including IT systems, Internet finance, illegal fundraising, etc.

"In the future, we hope to focus on supporting inclusive finance, financing for small and micro enterprises, financing for agriculture, rural areas and rural areas, and poverty alleviation. At the same time, we will continue to support major public welfare projects such as infrastructure construction and housing projects. The banking industry should be more proactive in supporting supply-side structural reforms. With that, the man turned and walked out.

"Are you afraid that I will cause losses to everyone?" Li Yan suddenly asked that Chong Yuan Ji Zhen.

"I didn't say anything, it's just that you found a fairy-level trader to help you, why do you feel so good? Look at my eyes, I'm very worried about drinking now......" Li Yan finished speaking at this time!}

"You don't have to worry about this!" Li Yan was stunned for a moment, and then he was about to say something.

...................

After talking about the situation of his own trading, Li Yan looked at Liu Guangquan in front of him and the people who participated in today's "salon", smiled slightly and said loudly: "Don't let me say it, everyone! If you have anything to say, you can also speak freely, today I am just throwing bricks and attracting jade, how did this price limit come about......"

Having said this, the gaze from the corner of Li Yan's eyes subconsciously glanced at Wu Zhilin beside him.

Just now, when he was talking about how to raise the limit of silver seed wine, Wu Zhilin kicked himself under the table with his foot. said that after he admitted that in the last ten minutes, after the pulse rose to the limit, Wu Zhilin almost didn't scratch herself to death with her "Nine Yin White Bone Claw".

After Li Yan worked hard to make this price limit, he really didn't plan to hide anything.

Especially the people who appear in Lijiang at night now, the people here are all investors in the circle. Although it is not the top master in the Monster Hunting League, to put it vulgarly: these people are all gourds on a vine, and they are pretending to be a King Kong gourd baby in front of them!

The more you confess, the more you can make these people recognize themselves, right?

Li Yan thinks so, but some people don't think so.

Yuan Jili leaned on the shoulders of the two "dry" daughters who came with him, looked at Li Yan with a smile, and suddenly said, "I have heard some things recently. ”

Everyone was chatting, but after listening to Yuan Jilizhen's words, everyone almost instantly shut up, and they all silently pricked up their ears to listen to Yuan Jilizhen's speech.

"Situation?" Li Yanleng paused for a moment, and then muttered to himself in a low voice.

Now that the momentum of the banking industry's funds from real to virtual has been initially curbed, the leadership has stated that it cannot be taken lightly, and it is necessary to continue to intensify the rectification. As soon as Yuan Jilizhen's voice fell, Li Yan subconsciously asked him, "When is it?"

Yuan Jili said with a smile: "The chairman of the China Banking Regulatory Commission just mentioned it yesterday morning when answering reporters' questions at the open day of the financial system congress at the top level. Moreover, he also said that in the future, the whole trend is that financial supervision will become stricter and stricter, and that laws and regulations will be strictly enforced, and discipline will be strictly enforced. ”

"Are there three strict rules?" Li Yan has some understanding of this.

"Yes! The top management has said before: The momentum of the banking industry's funds from real to virtual has been initially curbed, and they cannot and will not take it lightly, and will continue to intensify the rectification efforts. After Yuan Jili Zhenchong Li Yan said this, he thought for a while and then said: "As a banking regulator, since the beginning of this year, the CBRC has taken a series of measures to prevent financial risks and control the chaos in the banking market. However, I personally believe that overall progress has been in line with expectations. ”

What Yuan Jili really said belongs to the principle of being problem-oriented, after all, the CBRC has determined three key areas this year: interbanking, financial management, and off-balance sheet. One of the reasons for determining these three areas is that these three areas cover more prominent risk points, such as shadow banking, cross-finance, real estate bubbles, local government debt, etc., as well as the operational risks related to them, so we should focus on remediation.

Although Li Yan understood what Yuan Jili really said, he didn't quite understand what he meant in and out of the painting.

As far as I know, the areas we just mentioned mainly involve the idling of funds, and the impact of rectification on the real economy is relatively small, and it cannot be denied that some special purpose investment companies have invested in projects in the real economy, but generally speaking, the impact of rectifying financial chaos on the real economy is relatively small. Li Yan responded with a slightly strange expression.

"Judging from the current effect, the scale of interbank assets has decreased by more than 2 trillion yuan compared with the scale of interbank liabilities compared with the beginning of the year. The growth rate of bank wealth management has dropped sharply, the net decline of interbank wealth management, the growth of entrusted loans has continued to slow down, and the special purpose investment has also declined significantly, and the effect is relatively obvious. While increasing the intensity of regulatory administrative penalties, the CBRC also urged commercial banks to carry out self-examination and strict accountability. "Yuan Jili really seems to be very concerned about the current policy.

"The outlook for the banking industry is very good, the risks can be resolved, and the contradictions can be resolved. Li Yan listened to Yuan Jili really in front of so many people who have been emphasizing risks and emphasizing the general environment. I didn't say anything, but I could tell there was something wrong with it.

"In terms of risk, from the perspective of bank loans, the first is credit risk, although the overall non-performing asset ratio of the banking industry is relatively low, but the level of loan classification management of various institutions is different, so it is necessary to fully expose non-performing loans, digest them in a timely manner, use bank capital and provisions to absorb them, and maintain the healthy development trend of the industry. The above leaders also further said that small and medium-sized banks also need to pay attention to liquidity risks, and at the same time, they should also guard against other risks, such as real estate bubbles, local government debt risks, cross-sector and cross-market risks, etc. In addition, it is also necessary to resist the risk of external shocks, including IT systems, Internet finance, illegal fundraising, etc.

"In the future, we hope to focus on supporting inclusive finance, financing for small and micro enterprises, financing for agriculture, rural areas and rural areas, and poverty alleviation. At the same time, we will continue to support major public welfare projects such as infrastructure construction and housing projects. The banking industry should be more proactive in supporting supply-side structural reforms. With that, the man turned and walked out.

"Are you afraid that I will cause losses to everyone?" Li Yan suddenly asked that Chong Yuan Ji Zhen.

"I didn't say anything, it's just that you found a fairy-level trader to help you, why do you feel so good? Look at my eyes, I'm very worried about drinking now......" Li Yan finished speaking at this time!}

"You don't have to worry about this!" Li Yan was stunned for a moment, and then he was about to say something.

After talking about the situation of his own trading, Li Yan looked at Liu Guangquan in front of him and the people who participated in today's "salon", smiled slightly and said loudly: "Don't let me say it, everyone! If you have anything to say, you can also speak freely, today I am just throwing bricks and attracting jade, how did this price limit come about......"

Having said this, the gaze from the corner of Li Yan's eyes subconsciously glanced at Wu Zhilin beside him.

Just now, when he was talking about how to raise the limit of silver seed wine, Wu Zhilin kicked himself under the table with his foot. said that after he admitted that in the last ten minutes, after the pulse rose to the limit, Wu Zhilin almost didn't scratch herself to death with her "Nine Yin White Bone Claw".

After Li Yan worked hard to make this price limit, he really didn't plan to hide anything.

Especially the people who appear in Lijiang at night now, the people here are all investors in the circle. Although it is not the top master in the Monster Hunting League, to put it vulgarly: these people are all gourds on a vine, and they are pretending to be a King Kong gourd baby in front of them!

The more you confess, the more you can make these people recognize themselves, right?

Li Yan thinks so, but some people don't think so.

Yuan Jili leaned on the shoulders of the two "dry" daughters who came with him, looked at Li Yan with a smile, and suddenly said, "I have heard some things recently. ”

Everyone was chatting, but after listening to Yuan Jilizhen's words, everyone almost instantly shut up, and they all silently pricked up their ears to listen to Yuan Jilizhen's speech.

"Situation?" Li Yanleng paused for a moment, and then muttered to himself in a low voice.

Now that the momentum of the banking industry's funds from real to virtual has been initially curbed, the leadership has stated that it cannot be taken lightly, and it is necessary to continue to intensify the rectification. As soon as Yuan Jilizhen's voice fell, Li Yan subconsciously asked him, "When is it?"

Yuan Jili said with a smile: "The chairman of the China Banking Regulatory Commission just mentioned it yesterday morning when answering reporters' questions at the open day of the financial system congress at the top level. And he