No wonder Bieber thinks it's so funny, the U.S. Treasury Department announced the average household income level in the United States in 1976 last fall: $18,700, that is, based on a typical American family with two working families, the average income of this family is $18,700, the average annual income of no one is $9,350, and the average monthly income is $780.

However, this income is the income that has not been deducted from taxes, deducting the personal income tax payable, and then removing the mortgage, car loan and other personal loans purchased by installments by Americans who have never been in the habit of saving, and the property tax that must be paid every year...... On average, the average monthly disposable income of an American will not exceed $400.

Excluding monthly expenses such as food, fuel, and utility bills, in fact, the average American in the 70s basically didn't have much money left over every month, and if he could have $100 leftover, he would be able to manage his finances.

In Bieber's opinion, even if Chinese has always had the habit of saving and managing money, it is impossible for Chen Geng to come up with such a large amount of money...... Because he can't come up with such a large sum of money.

Chen Geng pouted: "I really can't take out $10,000, but my house was purchased in full, if necessary, I can apply for a mortgage from the bank, and my house can easily be loaned $10,000." ”

What the?!

Bieber's eyes widened: This damn yellow-skinned monkey actually has a complete house in his hands?

The next moment, he became excited: if this damn bastard really has a house with the property completely in his hands, let alone apply for a loan of 10,000 US dollars from the bank, even if it is 20,000 US dollars or 30,000 US dollars, it will be fine, right? The previous irritability and impatience disappeared, and his face was suddenly full of smiles: "Chen, why don't you lend me this money?" I promise to pay you back soon...... Well, the interest on the loan is calculated at twice the bank loan...... Oh, by the way, from today onwards, you will be the deputy general manager of the company......"

With Bieber's understanding of Chen Geng, he did not believe that he had opened his mouth, and this timid and fearful Chinese dared not lend him money? Now that he has a radish in one hand and a stick in the other, he does not believe that he will not give in.

Looking at Bieber, who was full of good things to think about, Chen Geng smiled, smiling with disdain and ridicule: "Lend it to you......?" Mr. Bieber, do you really think, with this ten thousand dollars, why don't I start a used car company myself?"

"Uh......"

Bieber was speechless, Chen Geng was right, 10,000 US dollars, let alone a simple second-hand car sales company, a medium-sized second-hand car sales company with a maintenance workshop can be opened.

Although he was a little curious about why Chen Geng was suddenly not afraid of himself, Bieber didn't think about it so much, after confirming that Chen Geng seemed to be able to come up with 10,000 US dollars, Bieber's eyes turned red, and there was only one thought in his heart: I have to get this 10,000 US dollars anyway!

Seeing that the simple promise did not work, Bieber gritted his teeth: "Since you don't agree with this plan, why don't I convert it into shares for you, Mr. Fernandez, if you buy shares with 10,000 US dollars, I can give you 20%...... As long as you nod your head, you're a shareholder of the company......

Chen Geng looked at Bieber, who was full of thoughts about good things, with a mocking expression: "Since I can get your company for 10,000 US dollars, why should I only get 30% of the shares at the same price?"

Seeing that Bieber wanted to argue, Chen Geng shook his finger and said honestly and politely: "Ten thousand dollars, if you agree, I will go to the bank to mortgage the house, it doesn't matter if I don't agree, anyway, it is not me who was forced to go bankrupt and liquidated by the bank." ”

After speaking, ignoring the blue-faced Bieber, Chen Geng went out and walked away - there are still many things to do, and there is no time to grind his teeth with this guy.

……………………

White stood at the door of the business hall with a sad face, looking at the crowd coming in and out, with a terrible headache: why are all they here to withdraw money, and none of them are here to do loan business?

In fact, it is not impossible to do loan business, but almost every person who comes to do loan business has made an appointment with his colleagues in advance, and he has no chance at all.

"White, how is it, do you have a goal?" Looking at White standing at the door of the business hall with a sad face, White's colleague James asked with a seemingly concerned but actually gloating question: "The manager said that if you can't win an order by the end of the month, you will be asked to pack up your things and get out......

Although he wanted to kick James, a bastard with a honey-bellied sword, and this bastard didn't know how to laugh at himself in his heart, but his actions seemed to be kind after all, and White couldn't say anything, so he had to deal with it casually: "Thank you for your concern, but I can solve ......"

"Tut-tut......"

James sighed and shook his head: "That's what you said at the beginning of the month, right? It's less than a week before the end of the month, and if you can't get the order, the manager will really fire you...... Forget it, who made us colleagues, I can introduce you to one of my clients, and he's ready to take out a $20,000 loan, how about it?"

"Really?" Overjoyed, White couldn't care much more, and took James's hand in surprise and asked, "James, are you really willing to introduce your customers to me?...... Thank you, thank you...... Thank you so much, don't worry, I will give you a lot of the intermediary fee that should be given......"

No wonder White is so excited and excited, it is really too difficult for a yellow-skinned Chinese to occupy a place in the predominantly white American society, why hasn't he even made a single business after working for a month? In addition to lack of experience, the reason for skin color accounts for more than half.

"You're welcome," James smiled lewdly, "I heard that your sister is 16 years old......?

Before James finished speaking, White's face suddenly changed, his face was gloomy, he gritted his teeth and whispered, "Get out!"

If it weren't for the fact that it was work time, White would have no doubt that he would knock out James' full mouth of dogteeth.

"Hehe......"

James looked at White and sneered, not surprised by White's reaction at all, he leaned up to him, and said quietly, partially, and proudly: "Shame on your face! White, don't forget that your sister will have to pay tuition in the second half of the year, if you lose this job, I will see what you will use to pay your sister's tuition!"

White's face changed suddenly.

James's words hit his mind squarely, the tuition of high schools in the United States is very high, not to mention the high fees of private high schools, even if they are relatively low-cost public high schools, the tuition fee for a year is more than 7,000 US dollars, counting other expenses, the total annual expenditure is more than 9,000 US dollars, which is almost equivalent to an adult's annual income.

Fortunately, her sister's academic performance is good, she can get a second-class scholarship, she also has a part-time job on weekdays, which reduces a lot of burden on herself, and she only needs to pay about $4,000 a year to her sister, but even if it is $4,000, it is not a small amount, and she must not lose this job, of course, it is absolutely impossible to introduce her cute and beautiful sister to James, the bastard......

Of course, even if this is the case, then you must not push your beautiful and lovely sister into the fire pit.

White took a deep breath and was about to scold James as a bastard, but the bastard had already turned away triumphantly: James came to talk to White, not to help White, but to step on him......

Although he was furious and wanted to take a gun and make seventeen or eighteen holes in James's body, the thought of having to rely on this job to save his sister's tuition made White have to try to suppress the anger in his stomach - this job is not to be lost......

In this case, the fact that a tattered little mini stopped at the door of the business hall was naturally ignored by White subconsciously, until the other party stood in front of him and asked him, "Sir, where is the credit department?"

"Credit Department, on the left side of the lobby is the ......."

White subconsciously replied casually, but the next moment, his eyes widened: Credit?

"Thank you. Chen Geng responded casually, turned around and walked inside, but he didn't make it yet...... Of course, I couldn't walk because my clothes were pulled.

"Sir, are you going to handle the credit business?" White was wearing Chen Geng's clothes, with a look of excitement and eagerness: "Please allow me to introduce myself, my name is White, and I am the credit business specialist of the business branch of the United Community Bank, who can provide you with all the credit consultation and business processing, and can also help you apply for the highest loan ...... at the lowest interest rate."

"Are you the credit officer of this bank?" Chen Geng glanced at White suspiciously, and at the same time glanced at White's badge, well, that's right, it's indeed called White, and it's indeed the credit officer of the business outlets of this United Community Bank, then it's no problem, for the sake of this guy and himself, he is also a Chinese and overseas Chinese, and it doesn't hurt to give him this business.

"Yes, yes," Seeing that Chen Geng was willing to talk to himself, White breathed a sigh of relief, as long as the other party was willing to talk to him, if he was willing to talk, he would have a chance, unlike those damn white-skinned pigs, who didn't talk to themselves at all. With a smile on his face, White said, "I don't know what kind of loan business you are going to handle, sir, how much is the loan you are going to take? Please rest assured, I will provide you with the most cost-effective loan plan with the most professional knowledge." ”

Chen Geng: "I have a house in the Great Lakes area with full ownership, and I want to use this house as collateral to get a loan, of course, the interest rate should be as low as possible. ”