This kind of wage system is of course hated from the perspective of employees, but as a boss, he has to guard against it, he has heard a lot in his previous life, and he can't find anyone the next day with the money, and even steals the company's things and runs away directly.

Of course, except for those bosses who make black money without conscience and pay their debts, this kind of boss should be cleaned up fiercely.

There are also collective strikes to force the palace to raise wages, those people don't want to think about it, you are not easy to do the boss's money is not to be picked up, there are always many people who think that they should give themselves more if they don't have a boss, especially the previous foreign trade company Tang Qing felt the deepest, that group of relatives always thought that the boss made money easily, and tried every means to take advantage of the company, anyway, they felt that the boss was rich, and it was right to give themselves a little more, where did they know how their boss pretended to be a grandson outside, begged grandpa to tell grandma, laughed and played, and did everything possible to please people, and their dignity was smashed to the ground。

Tang Qing followed to socialize a few times, and really saw how difficult it is for the bosses of these small and medium-sized enterprises, how insecure, how unsocial status, and how misunderstood by the society, especially when he came into contact with more such people with small loans.

Yes, many of those bosses are treacherous and black-hearted, but more of them are honest, simple, diligent and diligent, especially the bosses of those small and medium-sized enterprises, they basically can't borrow money in the bank, and the bank only likes to lend to those large state-owned enterprises, and even if the other party loses money year after year, they have to borrow, resulting in the need for money to borrow, and the need to do not need to be in the bowl first, of course, many of them are political tasks Tang Qing can understand.

However, for small and medium-sized enterprises, it is like a stepmother's raising, the bank does not pay attention to it at all, basically more than 90% of the enterprise banks do not give loans at all, I don't know how many potential enterprises have been strangled in the cradle in this way, and died on the hurdle of capital depletion.

Later generations have a saying that if it were not for the blood transfusion of private loans, the country's small and medium-sized enterprises could die more than half, which is absolutely not an exaggeration, and at the same time this also reflects the prevalence of private lending in the country, Tang Qing later heard that in the coastal areas, basically more than 90 percent of the enterprises have used private loans, if it were not for the mutual lending and support of various enterprises and individuals, a large number of enterprises in the coastal areas could die.

Of course, Tang Qing can also understand the bank's approach, after all, the procedure for a loan of 100 million and a loan of 1 million is basically the same, find a large customer to borrow 100 million, and a total of 100 million loans to 100 small customers, how to choose this multiple-choice question, plus the latter's risk control cost in the later stage is really high, you can think with your ass that the bank will not do it.

It's okay to do it, the scale of bank loan review personnel has increased dozens of times, how can this kind of requirement be passed in today's streamlining of institutional personnel, unless the bigwigs are crazy, Tang Qing has nothing to do about this situation, after all, the bigwigs have so many experts to help come up with ideas and have not found a way to fundamentally solve this problem.

In Tang Qing's view, the only method adopted by the bigwigs was to open up private financial services, and later generations saw that various loan companies, and even major Internet companies were participating in the staking to seize the market, and they knew the final decision of the central government, that is, the major banks still basically maintained their positions and continued to serve the country's important economic entities, and small and medium-sized enterprises were handed over to private finance and local banks and credit cooperatives to solve, and Tang Qing's microfinance company in his previous life was one of the members, otherwise think about the dozens of times the personnel request, everyone would have a headache to death。

As for the way to improve the efficiency of loans by simplifying the process of major banks, although it is very good, but to be honest, Tang Qing feels not optimistic, once anything is released, especially things related to money, the first to enjoy the benefits is not ordinary people, but the privileged class.

The state has spent a lot of effort to deepen and emphasize some aspects of the process for so many years, in order to reduce the influence of rights in it or increase the cost, try to avoid the abuse of rights to cause too many social contradictions, and suddenly cut the hard-working process, then the fun will be great, and the person who finally gets the cake is by no means the happiest person, but can only make a wedding dress for others, which is not a strange thing in China.

Forget it, don't think about it, it's useless to think about it, anyway, the country will find a way to solve it, the rise of various financial platforms in later generations has led to more and more convenient and flexible use of social funds, which greatly solves the contradiction between supply and demand of some funds, and is developing in a better and better direction, and he doesn't have to worry about it, it is estimated that the country has such a plan now.

As for now, it has nothing to do with me.

Even if the banking system will send its own bank in the future, then he will definitely participate in the loan of small and medium-sized enterprises, as for now, it is still early.

。。。。。。

October 31.

Sunday.

Today is the day to check the results of the hotel in the past half month, and it is also the time to pay dividends, so excited that Tang Qing is looking forward to coming soon every day these days, and the first dividend of his first business can't help but be a little excited.

On this day, Tang Qing did not go to the restaurant early, but went after dinner at home, after all, if he went, he would have to help or watch dryly, no matter what, it was very boring.

I went to Lin Jiaxue's house early in the morning to do a day's homework before coming back, and nothing happened to kiss him with his hands and feet, he also knew that Lin Jiaxue was thin-skinned and couldn't stand teasing, and he would have to coax him when he got angry.

How to say it, when you really live in your heart, it is difficult for you to blasphemy, Tang Qing doesn't know what others think, but he does think so, and he does do this way, and he uses his hands and feet to engage in ambiguity in order to deepen the relationship, but in Tang Qing this is obviously not applicable, the two have already recognized each other, plus the girl is not naïve and ignorant, the relationship between the two has always been like this, a little respectful and respectful, Tang Qing also likes this feeling, Tang Qing is very relieved and full of Lin Jiaxue, who is gentle and pure as water, evil thoughts sometimes appear but will not do it。

In his opinion, the relationship between the two is difficult for those who think on the lower half of their bodies to understand.

Last week, his plaster was removed, which also means that he said goodbye to the privilege of not writing homework, and the homework assigned by the teacher this week is especially much, Tang Qing, who did not copy homework, can only do it by himself.

Needless to say, English is going to blind them next time, and biology, this is the simplest, it's all rote memorization, biology in the previous life is particularly good, basically every time it's close to a full score, after rebirth plus memory is easy to learn, and chemistry is also, it's all rote memorization.

It's more rare to be Chinese, mathematics and physics, the most things to memorize in Chinese, and the appreciation of various ancient poems and texts is really not small, until now I haven't memorized it, and the composition is good to say, and I have written a lot of copywriting planning for people in two lives, and it is better to write an argumentative essay than to die.

The rest is mathematics and physics, these two more difficult subjects are basically no problem until the next exam, at least they can't wear help, in general, now he has recovered more than 90% of his ability in his previous life, and he will tackle it again next week, the difficulty of the last exam paper and the scores of his classmates, Tang Qing estimated that he would properly enter the top three in the class this time, and it may be higher if he plays extraordinarily.

In order not to do this hateful homework next semester, he will also study hard next month to prepare for the monthly exam in December, but his goal is to be the first in the school, and then he can be confident and not write homework. After all, it is a waste of time for yourself to repeat all kinds of things that you know.

As for the confidence, of course, the system is about to be upgraded, and the development degree of your brain is based on the source gas value rewarded after the system upgrade, and the soaring memory and comprehension ability, the first in the first grade... In fact, it is also difficult, so I can only say that I tried my best.

Before dinner, Tang Qing was very embarrassed to say to his uncle that he would come back very late, there was something wrong with his classmates, as for what happened, Tang Qing didn't say anything, and his uncle didn't say anything, thinking that the child was also older, and he didn't need to be as strict as a child, plus Tang Qing's hard study during this time, Qin Yugang didn't believe that he could do bad things, so he didn't say anything anymore, just told him to be careful on the road, come back early and go to school tomorrow or something. For his deception of his uncle, Tang Qing could only silently say sorry.

Originally, Tang Qing was okay whether he went tonight or not, and in the end, he just had to make a phone call to inform him, and he would go to get dividends tomorrow or let Li Kai bring him to school, but he couldn't hide his excitement with his first income, and he wanted to participate.

After eating, Tang Qing hurried to the restaurant, at this time, because it was a weekend, of course the business was very good, the seats were full, the waiters were busy one by one, seeing Tang Qing respectfully said hello, Tang Qing couldn't put up a shelf, he would encourage a few words, after all, he was also a leader, what was there to be stingy if he didn't need money.

Tang Qing, who came to the hotel, walked straight to the cash register, at this time Zhang Jing was bowing her head and didn't know what she was doing, and Sister Zhao didn't know what to do here.

Seeing that Zhang Jing was busy, Tang Qing didn't bother her, but went directly to the freezer to get a bottle of mineral water to quench her thirst, maybe it was the sound of the freezer closing that made Zhang Jing turn her head immediately when she heard it, but think about it, after all, this is a hotel asset, but not just anyone can take it, and he doesn't say hello.

"Boss, here you are, your hands are finally healed. Zhang Jing looked up and saw that Tang Qing's eyes lit up and said in surprise, the plaster that had not seen Tang Qing for a week had been removed, but today Tang Qing was still wearing a school uniform and had not taken it off, and he couldn't help but feel a little strange in his heart, the identities of the boss and the student kept rotating in his mind, and he didn't know why he kept thinking of Tang Qing during this time.

Could it be that she fell in love with Tang Qing? Every time she thought of this, she didn't dare to think about it. Not only is there a gap in age between himself and Tang Qing, but there is also a gap in status, no matter what, it is impossible for the other party's family to agree, plus I heard Li Kai say that Tang Qing also has a childhood sweetheart, the depth of the relationship between the two is unimaginable to outsiders, and it is even more impossible for him.

"Well, you're busy, decorate me with some melon seeds to eat. Seeing Zhang Jing so surprised, Tang Qing couldn't help but feel a little proud in his heart, we are also the boss, no, a standard villain's mentality.

"Okay. "Melon seeds are something sent before the upstairs box is served, and there is no hall at the bottom, as a representative of the small boss, you will naturally enjoy a little privilege, there are some melon seeds and peanuts and other spirit stones in the cashier, and even the drink can be drunk for free, but not too much, according to the total price of no more than twenty a day, and a total of no more than six hundred yuan a month.

From time to time, when Li Jianguo buys vegetables, he will wholesale some fruits for everyone to share, Zhang Jing feels that the treatment here is simply a mess, which is all thanks to the little boss in front of him, so his gaze at Tang Qing is particularly soft.