"Lao Tzu is too much of a deception, what can you do with me, you have the ability to beat Lao Tzu!" Ma Lin patted his face and said arrogantly.

Looking at Ma Lin's unbeaten look, Su Han and Zhang Lei were very angry, but Zhou Ming said very easily: "I didn't expect you to move quickly, but do you think that if you do this, my treasury bill business will not be successful?"

"What else can you do? I forgot to tell you, not only did the factory post such a notice, but my father also asked the security department to send this notice to the neighboring township, you have to go to other places to collect it, beware of being beaten to death by those peasants! Even if you are not killed by the peasants, it is not a glorious thing to be sent to the police station by the nearby production team!" Ma Lin said proudly.

This made Zhou Ming a little surprised, he didn't expect that Ma Lin's father would actually do this job, and also notified other towns, it seems that Ma Lin told his father about the treasury bills, and his father also saw the huge benefits of this business, so he used his power to post notices, in order to monopolize the treasury bill business in his own hands.

"Marin, your father is indeed the most powerful deputy director of our factory, but you can't stop my treasury bill business, there are some things I didn't want to do now, but now it seems that I have to do it. Zhou Ming said.

"You can do whatever you want, Lao Tzu is waiting for you here!" Marin laughed and left.

......

"Zhou Ming, what should we do?"

Su Han asked Zhou Ming very hesitantly, Zhang Lei on the other side did not speak, but the expression on his face was the same as Su Han.

Zhou Ming understands that they have no idea at all, but this is normal, in the face of Ma Lin's use of relationships to suppress, anyone will be at a loss, unless it is the kind of person who is very capable.

"Do you really think that if Ma Lin does this, our treasury bill business will not be able to be carried out? Ma Lin's father is no more than a deputy factory director, do you really think that Ma Lin and his family can cover the sky in our Nanhui County?" Zhou Ming asked.

"But Zhou Ming, we are all ordinary factory workers, and we don't know any leaders!" Su Han said.

"Xiaohan, you have forgotten someone," Zhou Ming reminded, "Director Dai of the County Agricultural Bank, we can go to him and partner with him in this treasury bill business." ”

In fact, this is a move that Zhou Ming has thought of when Director Dai deliberately tested himself, as a reborn, he knows very well that such a big cake, and it is still a completely risk-free business, it is impossible for these people who have no power and no power to eat, at the beginning others do not know that they can still make money, but when others also appear and use their power to grab money, they will not be able to do well, so they must find a strong partner, and Zhou Ming's partner is Dai Zhenjiang, director of the County Agricultural Bank.

First of all, Dai Zhenjiang has already tested himself before, and it will be more convenient to find him by himself, and there will be no situation where he can't enter the temple gate with a pig's head; secondly, Zhou Ming, who has more than 20 years of memory, knows very well that this Dai Zhenjiang came out of the bank and became an official to the director of the Provincial Department of Finance.

In addition, at this time, banks were not as blooming everywhere as in later generations, and there were only two banks in Nanhui County, namely the Construction Bank and the Agricultural Bank of China, so Dai Zhenjiang, the director of the Agricultural Bank, if he said that he had nothing to do with the leaders in the county, he didn't believe it.

Originally, Zhou Ming planned to take this step when the secret of the treasury bills was known by others and there were more and more competitors, but now that Marin is doing this, Zhou Ming can only take this step in advance.

Zhou Ming took Su Han and Zhang Lei to the county Agricultural Bank, and Zhou Ming said directly to the staff of the Agricultural Bank: "I am Zhou Ming who came to exchange 10,000 treasury bills yesterday, and I am looking for Director Dai of your bank." ”

The staff of the county agricultural bank were frightened by Zhou Ming's momentum, and were stunned for a moment before reporting to Dai Zhenjiang, and after a while, they invited Zhou Ming, Su Han and Zhang Lei into the bank.

Still in the reception room, Dai Zhenjiang invited Zhou Ming, Su Han and Zhang Lei to sit on the sand, he also sat down, looked Zhou Ming up and down a few times before asking: "I don't know what Comrade Zhou Ming came to me for today? Is it possible that a larger amount of treasury bills will be exchanged for huàn today?"

Zhou Ming shook his head and said, "No, I came today to discuss cooperation with Director Dai, wasn't Director Dai curious about me coming to exchange so many treasury bills at one time?"

"I think I understand your intention, do you want to find me to cooperate in the treasury bill business?" Dai Zhenjiang asked, Zhou Ming nodded yes, Dai Zhenjiang lay back, leaned on the sand casually and said, "If it was yesterday, I would have happily agreed to you, but unfortunately, today I am afraid it will be very difficult, because I have heard about the things in your factory, and the security department of your factory has posted a notice, saying that if you collect treasury bills in the factory again, you will be arrested, right?"

Hearing Dai Zhenjiang say this, Su Han and Zhang Lei sighed together, they didn't expect Dai Zhenjiang to already know about this, it seems that Zhou Ming is right, Dai Zhenjiang is indeed very powerful in the county, and the notice posted by the factory this morning, I didn't expect him to already know.

But this will be troublesome! Because the only reason they came to Dai Zhenjiang was the treasury bill business, and now that Dai Zhenjiang already knows about this matter, it means that someone in the factory should have told him, so with his relationship, he can completely control this business by himself, and even if he can't, he can cooperate with other more powerful people, why won't he choose them!

What can I do?

Su Han and Zhang Lei were very anxious, because the current situation was too unfavorable for them, but Zhou Ming was still not in a hurry: "Director Dai is worthy of being the leader of our county Agricultural Bank, and he can really listen to the six roads and see all directions." ”

Zhou Ming's unhurried attitude made Dai Zhenjiang feel very surprised, he could see that Zhou Ming was really confident, but he didn't understand where Zhou Ming's confidence came from, he asked Zhou Ming: "Do you still think that I will agree to cooperate with you?"

"Of course, as long as Director Dai wants to make money, then I think the conditions on my side will definitely satisfy Director Dai. Zhou Ming said, "Judging from the treasury bills I exchanged here yesterday, the interest rate in our Nanhui County should be about one to one cent a year to one cent and two cents, right?

Zhou Ming's rhetorical question made Dai Zhenjiang unable to sit still at that time, he looked at Zhou Ming with a shocked face, staring at Zhou Ming's eyes, trying to see something from Zhou Ming's eyes, but the results failed, Zhou Ming looked at him very calmly, without the slightest panic, which proves that what Zhou Ming said is very likely to be true, he can really raise the interest rate of one cent and two to one and a half.

When Dai Zhenjiang was staring at Zhou Ming's eyes, Zhou Ming was also staring at Dai Zhenjiang's eyes, Zhou Ming read a trace of frustration from his eyes, and Zhou Ming cheered in his heart, because Zhou Ming knew that he had taken the first step to persuade Dai Zhenjiang. You must know that Dai Zhenjiang, as the director of the county agricultural bank, thinks that he is the person who knows the most about treasury bills in the entire Nanhui County, but he can't imagine that he can do anything to increase the interest rate of treasury bills, so if he wants to make this money, he can only choose to cooperate with himself.

Dai Zhenjiang was shocked, and Su Han and Zhang Lei were equally shocked, because Zhou Ming had not told them about this before, and they did not understand why Zhou Ming wanted to praise this Haikou, treasury bills are the stuff of the state bank, and even the bank has no power to change the interest rate, how could Zhou Ming raise the interest rate? Could it be that Zhou Ming has not cared about anything in order to pull Dai Zhenjiang on board? But in their impression, Zhou Ming should not be such a person, right!

"Director Dai doesn't seem to believe me?" asked Zhou Ming.

"How do you want me to believe you?" Dai Zhenjiang said, "The interest rate on treasury bills is set by the state, how can it be that you can increase it if you say it?"

Zhou Ming said with an expression that he knew this earlier: "Actually, Director Dai, I didn't ask you to believe me when I came today, and I didn't want to convince you of anything, I just wanted to buy back all the treasury bills that I came to the bank to exchange huàn before, and when I come back with the money, I think facts speak louder than words, right?"

"Is it a dime to buy it back at the interest rate of one cent and five a year?" Dai Zhenjiang asked.

Zhou Ming nodded and said, "Of course." ”

Dai Zhenjiang gasped, hesitated slightly, and then slapped his thigh and decided: "Okay! Although it is a little unruly, I can let you buy all your treasury bills back, and the money you owe will make up after you make money." ”

"Director Dai is really a cheerful person. Zhou Ming said.

Then Dai Zhenjiang asked the bank's accountant to carefully calculate the accounts, and then handed over the treasury bills to Zhou Ming and said: "This is 20,000 taels of treasury bills, according to the interest rate you said about one and a half cents a year, minus the fraction, you still owe me 13,000 yuan in interest." ”

If it weren't for the fact that they knew that the treasury bills belonged to the state, they would definitely think that this was some kind of usury, otherwise how could the interest be more than half of the principal? This is simply a money grab!

"No problem," Zhou Ming said briskly, "but I need Director Dai to help me." ”

"You say. Dai Zhenjiang said.

"I need to go to Jiangxia City to find one of my classmates, so I need Director Dai to help me book two sleeper tickets to Jiangxia City, if I can, I hope Director Dai can also help me reimburse my travel expenses on the way. Zhou Ming said.

Zhou Ming's request made Su Han and Zhang Lei feel that their whole outlook on life was wrong: Dai Zhenjiang had already made an exception to sell all the treasury bills back on credit, how could he still make so many requests?

Unexpectedly, Dai Zhenjiang laughed and said: "This is easy to say, I have acquaintances at the station in Linyang City, I can help you book two sleeper tickets, as for the travel expenses, our bank is still very surplus, and there is no problem, but the premise is that you can really bring me back the interest of one and a half cents, if not, don't blame me for saying ugly things in front, I will deduct it from your money." ”

"Director Dai is still a cautious person," Zhou Ming said, "Director Dai, don't worry, you just wait for me to bring you back with 12,000 interest." ”

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