Chapter 72 Investment Management VS Asset Management

Standing on the side of the road, Li Yan, who had a messy face, was blown by the cold wind, and his body shivered uncontrollably. The pen "Fun" Pavilion www.biquge.info perhaps it was precisely this sudden cold wind that made Li Yan suddenly remember that someone seemed to have said: The flowers fail in winter, the flowers bloom in spring, some people leave, and some people return.

This sentence suddenly gave Li Yan a sense of identity, instead of the kind of sorrow he first heard for the new words.

Turning his head to look at the little poop standing not far from him, Li Yan saw that the cold wind of Suzhou and Hangzhou was blowing on the hat of the little, and the pom-pom ball was gently swaying with the wind, and there was an indescribable cuteness in the cuteness.

"Do you look like I'm joking with you?" The little raised his head and pointed to the tip of his nose, the corners of his mouth raised slightly, and Li Yan didn't know what to say for a while.

Yang Muye stood aside and squinted his eyes and didn't speak, but the essence of light in his eyes fluctuated from time to time. If Li Yan glanced at Yang Muye at this moment, he might find that he was like a child preparing to "play a prank" at this time, with apprehension on his face, but he was cunning.

After being silent for a while, Li Yan suddenly grinned a few times, and then muttered to the little: "What, what, let me be at the helm?

The words that came out of his mouth were full of doubts, and what lingered in Li Yan's mind was even more incredible. In Li Yan's mind, people don't know whether it will be windy or rainy at the next moment. But you must not know how many catties and taels you have, and how many bowls of dry rice you eat. He was a small employee working hard at the bottom of a securities company, and suddenly became the head of an investment management company......

"I'm telling you again, Sister Shuangshuang told me!" After the little egg wrinkled his little nose and snorted at Li Yan, he repeatedly emphasized half a sentence, and suddenly remembered something. He took off the bag he was carrying behind him, unlocked it and rummaged through it.

Li Yan looked at the little in surprise, and pondered in his heart: Let me be the person in charge of the investment management company? Where do I have this diamond diamond? Although this kind of company is similar to a medium, that is, the tooth line in ancient times. However, in the daily operation, the investment management company generally plays the role of an intermediary. Li Yan knows some friends and clients of investment management companies. Naturally, I also know that most of the time they are in some companies with management or financial difficulties to provide strategies and guidelines.

Of course, most of the really good management companies will bring investment and partners to these companies, so that these troubled companies can be brought back to life.

Li Yan knows very well that the main way to make profits for this kind of company is basically to obtain strategic returns or to participate in shares in the company to obtain returns, and the focus of business is also on corporate customers!

For investment management companies, Li Yan doesn't know much. At most, I've heard and seen some cases, and I've been scratching the surface. But you can really parachute yourself into this kind of company. Isn't that the national football team? The layman commands the insider, and the final result is to be played and abused by various small countries?

Li Yan, who was standing on the side of the road, pondered in his heart, and his eyes fell on the little. I saw that she took out a small notebook the size of her palm at this time. The little egg lowered his head and flipped through the small book at this time, and Li Yan subconsciously turned his head to look at Yang Muye beside him. I secretly thought: although I am also dealing with customers, where do I have any experience in dealing with enterprise-level customers?

Although Li Yan feels that most of the time he goes to the door of the vegetable market, as long as someone is willing to communicate with him about finance-related knowledge. Then you must be able to fool the other party, but how can this kind of investment management be able to fool you if you want to?

"Huh?" the child held a small notebook in one hand and frowned suspiciously. Immediately said to Li Yan: "The book is written ......"

Li Yan frowned, and then heard the little egg holding the book and saying, "It's ...... that put you at the helm It's Westlake Financial Asset Management Company, not ...... Not an investment management company. Oops! Anyway, I look pretty much the same, I guess it's all the same thing. ”

"I'll go!" After Li Yan sighed, he frowned and shook his head and muttered: "Do you know the difference between a financial management company and an investment management company?"

"Regardless of what they only see, it's almost the same thing anyway. Sister Shuang has already explained it clearly anyway, as long as I find you, I will send you to your destination as soon as possible. It's up to you to handle the things in your area of expertise, and I can't help you with anything. After the little egg finished speaking, he turned his head to Yang Muye, who had been silent, and asked, "Where is the hotel?"

Yang Muye coughed dryly, and quickly pointed in the direction of the hotel where he was staying, and said with a dry smile: "This way, ...... go."

The night view of Suzhou and Hangzhou belongs to the center of the lake with broken bridges and moon shadows. It's just that Li Yan didn't have the heart to think about these beautiful scenery, and the wealth that the little egg said to him was churning in his mind! Li Yan subconsciously touched the demon hunting bracelet on his left wrist with his hand, and he was already faintly aware of something in his heart.

The little egg walked beside Yang Muye, and suddenly turned his head to look at Yang Muye. His eyes flashed like a little fox and said, "Mr. Yang, what do you do?"

Yang Muye laughed dryly twice, and muttered in a low voice: "I? I also work for a financial management company. ”

The little snorted, turned his head to Yang Muye and asked, "What kind of company is your company?

Yang Muye shook his head and said, "No, I'm just here on a business trip to do something." As for what...... Well, I'll tell you a story, shall I?"

"Stories, yes! I love stories. The little smiled and nodded.

While walking, Yang Muye slowly said to the little shitman: "In the United States from the 80s to the early 90s of the 20th century, there was a banking crisis with great impact. At that time, more than 1,600 banks and more than 1,300 savings and loan institutions in the United States were in trouble. In order to defuse the crisis, the Federal Deposit Insurance Corporation (FDIC) and the Federal Deposit & Credit Insurance Corporation (FDL) have done everything they can to provide industry assistance. The U.S. government also took a series of measures, and at that time set up a restructuring trust company to dispose of the non-performing assets of savings and loan institutions. After operating for more than five years at that time, the trust company effectively resolved the financial risks. In addition, it has made many achievements in promoting financial innovation, and is recognized as a successful model for disposing of non-performing assets of financial institutions in the world. ”

As he spoke, Yang Muye subconsciously tilted his head and looked at the little. I saw her bewildered expression, her mouth slightly open and looked at herself blankly.

Yang Muye smiled awkwardly, and then said: "Let's put it this way, in a sense, the establishment of asset management companies has become a common practice for countries to resolve financial risks and dispose of non-performing assets. This is the origin and function of asset management companies. ”

The little egg clicked his lips and asked blankly, "What the hell are you doing?"

Yang Muye paused, was stunned, and roared in his heart: You don't understand this?

Li Yan followed behind the little and suddenly said: "Simply put, it is the role of disposing of non-performing assets, debt recovery, asset replacement, and asset securitization!"

"I'm a mother! It sounds so high!" The little egg sighed and suddenly continued: "Isn't it over when you tell me that you are collecting accounts for people?

"Debt collection ......" Li Yan almost didn't spray when he heard this. Hurriedly corrected the little: "Let me say so! Basically, our country's asset management company invests in bonds and underwrites stocks. Or invest directly in the above companies. ”

"Can you keep it simple?" asked the little egg with a frown.

Li Yan raised his head and rubbed his forehead and said, "Take other people's money and help others issue securities, invest in stocks, bonds or something." ”

"Hey, didn't I understand what you said earlier? Didn't you give you my money, and then you helped me speculate on the stock company?"

Li Yan raised his hand violently and looked at the starry sky, and shouted in his heart: "Sister Shuang, you are looking for such a cute girl, are you really planning to send it to help me?"