Chapter 972 - Difficulties for Investment Advisors
Actually, for the investment advisers of brokers. It's not a big deal to be he!
Investment advisers who have been in the industry for more than 10 years or more have experienced the impact of the subprime mortgage crisis in the United States on China. Until today, more than ten years later, the peak of China's capital market is still left at that time. At that time, fund companies frequently sold billions of fund products.
In today's world, the sale of fund products with the size of a giant is bound to be struggling with sales. But at that time, a multi-billion fund product was put on sale, and it could basically be shorted out instantaneously on the same day. Later, the fund-size offering could no longer satisfy the crazy investors. Banks and other sales channels can only use placement or number issuance for investors to buy.
There have even been cases of uncles and aunts rushing to the offices of the bank to do their best, pointing at the nose of the person in charge of the bank and scolding the street. It was once reported that a certain lady rushed to the bank manager's office and scolded the bank manager because she did not buy fund products, saying: "You people who became rich first have given good things to relatives and friends with their power for personal gain, don't you? You don't want us to buy products at all and get rich together!"
What can the bank manager say when this big hat is buttoned down? Presumably, the bank manager is also shouting in his heart: The baby is bitter, but the baby can't help it!
But in the past few years, the sea has been turbulent. When the 6,000 points fell to 2,000 points, the staff of the brokerage went out to sell fund products. The old lady chased after the staff of the brokerage company at the gate of the vegetable market and shouted: You are a group of liars! Liars......
Working in a brokerage, if you work for a long time, what kind of people will encounter what kind of tragedy will be "smashed" ruthlessly on the top of your head.
The investment advisory model in ChinaAMC was first established by Guosen Securities. The accusation of an investment advisor is to provide investment advice to clients, such as buying and selling timing, hot spot analysis, securities selection, risk warning, etc. Of course, one of the red lines is that it is forbidden to operate on behalf of customers.
In other words, the investment advisor provides advice to the client for reference, and the decision is made by the client himself. Profits and losses are borne by the client, and securities companies may charge fees for investment advisory services, including differential commissions, individual advisory fees based on the amount of assets or service period, etc.
It seems to be a good Chinese-style innovative service to "learn from the Western model", but it has been carried out for many years, but it is just like that. Many investment advisers are just pretending, and those who are really capable are killing all sides in the trading seats of investment banks and institutions.
Of course, when a brokerage selects an investment consultant, the first thing is the ability to communicate with customers. It stands to reason that an investment advisor will not respond to a client's ridicule.
But today is different, when the investment consultant of Guotai Securities was reading the research report to investors, he had already heard some customers whispering: "Isn't that person Li Yan? Why did he come in?"
"Who is Li Yan?"
"It's the person who forced Lao Shi to death, this person...... So young, I can't imagine it, but I really don't have the heart to be ruthless!"
"What does this guy do? Is it amazing? Why haven't I heard of it......?"
Although the investment advisor in a black suit was reading a research report just now, his eyes swept over Li Yan a few times.
Lao Shi is this person's customer, and the relationship is not bad on weekdays. Sometimes they often smoke two cigarettes together and talk about the capital market in China and the impact of economic events in the country on the capital market.
When Lao Shi jumped off the building today, this investment consultant also witnessed everything with his own eyes. At this time, Li Yan was standing here, if it weren't for his professional identity, he would have dared to go up and kick Li Yan a few times!
At this time, after reading the research report, Li Yan's two hehes beside him suddenly became the fuse.
Li Yan tilted his head and glanced at this person a few times, he didn't expect that he would take the initiative to provoke him. Because he has worked in a brokerage company for a long time, Li Yan understands in his heart that investment consultants generally do not offend people, let alone take the initiative to provoke customers.
Within all financial institutions, the first word is always and!
Harmony generates wealth, and harmony is precious!
was a little surprised, so Li Yan tilted his head and looked at him a few more times.
"What do you mean?" But it's not good to do it for no reason, so that's why I questioned myself aggressively.
Li Yan shook his head and said to him, "I just feel that there is a little problem with your opinion. ”
"What's the problem? Is our strategy accurate, you can ask these people who are here! What is the situation in which we outperform the market!" After the investment adviser said this, he immediately said: "If you don't approve of it, we can not speak, if you have an opinion, you can put it forward, is it necessary to sneer at me?"
Li Yan didn't really want to deal with this person, after all, the old Shi was gone. I just now also hit me because of Lao Shi's incident for a while, so I wandered here aimlessly. At this time, because of a few questions from this investment consultant, the mood eased a little. Li Yan understood that the most important thing he should do at this time was not to play tricks with him, an investment consultant, but to go back and start operating Qianhe Flavor Page!
However, just as Li Yan turned around to leave, a customer from Cathay Securities next to him suddenly asked aloud: "Yes, what do you mean? Do you think the market will rise today?"
"That's right, if you think differently, you can talk about it. But the premise is that it is justified and cannot be nonsense!"
Everyone surrounded Li Yan, and they didn't know whether they deliberately wanted to ask Li Yan questions or deliberately squeezed Li Yan here to make things difficult for him.
The times have come to this day, and everyone has learned the trick of the officialdom in ancient times.
For example, if the government wants to take people on trumped-up charges, they will make up a crime that is not painful and not itchy at first, and get people into the yamen first. For example, the crime of open defecation can get people in. As long as you enter, isn't it just for the government to knead people and file them evenly?
At this time, these people in Guotai Securities did not directly say anything about Lao Shi to Li Yan, but took Li Yan and began to besiege Li Yan.
In the corner, a girl sat at her desk with a coffee cup in her hand and watched everything in front of her.
A figure next to him asked him, "Miss Shangguan, Li Yan doesn't seem to be right." Do you need our people to come and do him a favor?"
Shangguan Xuanyue gently put the coffee cup in his hand on the table, shook his head with a smile and said, "Your coffee here is not very delicious." ”
The man paused for a moment, stood in front of Shangguan Xuanyue and looked down at the coffee box on his desktop.