Chapter 8 Misappropriation of Client Funds
Chen Dongfeng explained while sharing his cigarette: "Manager Li, I came today mainly to say goodbye to you, and I resigned. ”
"Well done, why did you resign?" asked Li Niansheng strangely.
Chen Dongfeng didn't want to tell the truth, so he casually made up a reason: "Manager Li, I found a new job, so I resigned." ”
After all, what happened today is incredible, Chen Dongfeng said it, no one would believe it, it is better not to say it.
"Do you know what happened in Mingsheng Company?" Li Niansheng looked at Chen Dongfeng and asked thoughtfully.
Eh, what happened to happen to the company when he resigned? Chen Dongfeng asked curiously, "Manager Li, what happened to the company?"
Manager Li motioned for Chen Dongfeng to close the door of the office, and after hesitating for a while, he said softly: "Chen Dongfeng, since you have resigned, it doesn't hurt for me to talk about it." But you have to keep it confidential and don't talk too much about it with other brokers. ”
"There is a big incident in Mingsheng Company, if it is not solved well, the entire company and all stores will go out of business. ”
Chen Dongfeng asked with some disbelief: "Manager Li, no, I think the company's agency commercial housing sales and second-hand housing brokerage business are quite good, how can it fall into the situation of bankruptcy?"
Li Niansheng shook his head and said helplessly: "At present, the business of the company's stores is really good, but the three leaders of the company have made big mistakes, which makes it difficult for the company to turn over." ”
Listening to Li Niansheng's narration, Chen Dongfeng finally understood the dilemma faced by Mingsheng Company.
It turns out that after several years of hard work, Mingsheng Company has accumulated considerable wealth, and at the same time enjoys a high reputation in the second-hand housing brokerage market in Tianning City.
The three leaders of the company saw that real estate sales in Tianning City were booming and prices had been rising, so they began to embezzle customers' house purchase funds for speculation.
According to the practice of second-hand housing brokerage in Tianning City, the buyer first hands over the funds to the account of the brokerage company, and after the seller gets the down payment, he begins to cooperate with the buyer to carry out a series of procedures such as transfer, payment of deed tax, bank loan, etc., and when all the procedures are completed, the brokerage company will pay the balance to the seller.
Generally speaking, the completion of a series of transaction procedures, especially when the bank loan is processed, takes half a month or even a month, which provides an opportunity for the real estate brokerage company to embezzle customer funds.
During the period of transaction procedures, hundreds of thousands, millions, or even tens of millions of dollars of money of buyers are deposited in the bank account of the brokerage company.
You must know that Mingsheng Company has eight stores in Tianning City, and the funds collected by buyers every day are at least 10 million yuan, which provides a lot of funds for the company's three leaders to speculate on houses.
At the beginning, because the housing prices in Tianning City have been rising, the company made a lot of money by speculating in and out quickly.
Later, as housing prices rose too fast, the cost of speculation increased, and the selling time was too long, the three leaders of the company decided not to speculate anymore, but to look at the sales of office buildings that have been at a low price.
Tianning City is a developed coastal city, the foreign trade economy accounts for a large proportion, small and medium-sized foreign trade companies and transportation agents, sales companies are very many, these companies to carry out business, of course, need office buildings.
It's just strange that although there is a lot of demand for office buildings in Tianning, the sales price is often only one-third of the price of commercial housing in the same area.
The three leaders of Mingsheng Company wanted to carry out the bottom of the office building, and actually used nearly 200 million yuan of customer funds to develop two office buildings.
According to their original idea, as long as they could carry out the pre-sale of the office building, they would definitely be able to drive the sales of the office building by taking advantage of the company's fame and all the stores.
It's just that what they didn't expect at all was that the sales of office buildings were far less than the popularity of commercial housing, until the two office buildings were all capped, and only 50 of the nearly 600 office buildings were sold, which really made the three leaders cry without tears and anxious.
In this way, Mingsheng Company will have a big deal and cause big trouble.
Originally, as long as Mingsheng Company could stimulate the sales of office buildings, the funds returned could make up for the misappropriation of funds paid by home buyers, and they could also make a profit from it.
Now that the sales of office buildings are so bad, it is impossible to return the funds, but the embezzled 200 million yuan of customer funds have been trapped.
200 million yuan, although Mingsheng's eight stores have a good second-hand housing brokerage business, but it also makes the company's three leaders busy tearing down the east wall and making up the west wall all day long.
Even if they take out the money they made from speculating in the past, they have never been able to make up for this financial loophole, and so far, they still owe customers 150 million yuan in house purchase funds.
With the increasingly fierce competition in the second-hand housing brokerage business, the monthly profit of Mingsheng's eight stores is not as good as before, and if the three company leaders do not find the funds to solve the set, things will become out of control.
There are three reasons why Li Niansheng knows the inside story of the company.
First, he and the three leaders of the company are the entrepreneurial veterans of Mingsheng Company and are familiar with each other.
The second is that he has a deep affection for the company, and of course he doesn't want the company to go bankrupt like this.
Third, the three leaders of the company also want to introduce some funds through him to help Mingsheng Company tide over the difficulties.
It's just that the sales of office buildings in Tianning City are currently so sluggish, which company or individual is willing to take over?
After Chen Dongfeng learned about the specific situation, he made some calculations in his heart and finally made an important decision.
Chen Dongfeng handed another cigarette to Li Niansheng, and said indifferently: "Manager Li, I am not familiar with the three leaders of the company, and I can't find them. ”
"Manager Li, I would like to ask you for a favor and ask them to meet and talk, I want to acquire these two office buildings and Mingsheng Company. ”
Li Niansheng heard Chen Dongfeng's words, and was so surprised that even the cigarette in his hand fell off: "Chen Dongfeng, you just resigned, come and joke with me now." You know, the acquisition of those two office buildings alone will cost hundreds of millions of dollars, where did you get so much money?"
Chen Dongfeng picked up the cigarette that Li Niansheng dropped, put out the flame and threw it into the trash can, and after lighting a cigarette for Li Niansheng again, he slowly explained: "Manager Li, I can't hide it, I inherited an inheritance today, so I resigned." ”
"But now that there is such a good acquisition opportunity, I certainly don't want to miss it. Rest assured, I have enough money for the acquisition. ”
Li Niansheng reached out and touched Chen Dongfeng's forehead: "You don't have a fever, it seems that you are not talking nonsense." After a pause, he kindly reminded: "Chen Dongfeng, why did you buy those two office buildings? Mr. Hu and they have no way to sell them, and you shouldn't have a better way." ”
Chen Dongfeng smiled and said, "Manager Li, I actually fancy the eight stores of Mingsheng Company for second-hand housing brokerage, you listen to me in detail." ”