Chapter 432: Where Did the Money Go?
"Say it again, I didn't hear clearly!" Cheng Yuan stood up from his position suddenly, his eyes widening. Pen % fun % Pavilion www.biquge.info
"With your consent, I withdrew $12 billion from the company's account, but failed. Zero said.
"You take a breath?" Cheng Yuan frowned.
"No, according to the required documents, I transferred the corresponding funds to the newly opened purchase account, but in the process, there was a gap in the account. ”
Zero's approach is different from ordinary manufacturing processes, because of Zero's own strong ability, he can accurately calculate the materials consumed, and since it is a robot under his control that takes over the manufacturing, the possibility of material waste is almost zero.
In this way, everything that is basically made will be directly purchased from all the materials needed, and then the one-time non-stop manufacturing will be carried out.
Because engineering robots are not humans, they don't get tired, so it's natural that he's extremely fast in this regard.
It's like cutting-edge labs and satellite bases.
Since the satellite base did not have large underground facilities, the excavation of the foundation was completed quickly, and after completion, the materials were already ready, and it was completed in less than a month.
The same is true for the later work of the cutting-edge laboratory, but the foundation is not yet complete, so it will take some time.
As soon as Cheng Yuan heard the word 'vacancy', his face instantly became gloomy, and he instantly thought that someone in the company was making small moves.
But as soon as this idea came out, he immediately rejected it, and there was zero surveillance, and if something like this happened, he would definitely report it to him immediately.
So zero didn't say this problem, that is, there is no problem within the company, so what's going on with this funding gap?
Cheng Yuan was at a loss for a while, but soon, he came back to his senses, and he was stunned: "Zero, you mean there is a problem with the bank?"
"Yes, I just hacked into the other party's interior and found out that the other party has been aggressively diverting our company's funds to invest in other projects without our consent. Zero replied seriously.
Cheng Yuan's face was instantly difficult to look at, for the bank's behavior, he naturally knew that when the depositor deposited money in the bank, it was not as simple as handing over the money to the bank and letting them put the money in the safe, and the bank also had its own investment.
Otherwise, how can they say that it is equivalent to you lending money to the bank, and the bank gives you a certain amount of interest and uses your money to do business.
If that's not the case, why would they help you keep it, and don't charge you for it!
And in this regard, ordinary people will not understand, as long as the bank does not understand their money, everything is easy to say, anyway, there is interest, they are naturally willing.
Of course, in addition to taking money to invest, the bank will also leave a part of the cash for daily operations, after all, some people save money and some people withdraw money, and you can't wait for people to withdraw money when they say they have no money.
And now, Cheng Yuan encountered a situation that the 300 billion US dollars he deposited in Huaxia Bank was invested by the other party without being informed.
According to common sense, the other party really won't tell you, after all, when you go to the bank to open an account, people won't tell you that we are investing your money.
But the amount of money involved this time is so huge, they haven't said it in advance, it's impossible to say, especially when he wants to use it, and give him a lack of funds!
Can someone wonder, isn't the money just a number when it is stored in the bank, how much does the other party need, and wouldn't it be good if you transfer this number to the other party's account?
But that's not how it works, there is a total active account in the bank, and all electronic banking transactions are transacted through this account.
And the numbers in this account are also settled according to their existing funds, even if Cheng Yuan's account has 300 billion, but the bank doesn't have it, even if they have the counterparty, they will prompt that the funds are insufficient, and they can't receive this corresponding number.
Some people may not understand this, but in other words, the bank is compared to a company, the total assets of the company are 1 trillion US dollars, but 900 billion of them are real estate, and 100 billion is liquidity.
And all of this trillion is deposited by depositors, but most of it is used by banks to invest in real estate to generate more profits.
And that $100 billion in liquidity is for your daily use.
In the whole trillion dollars, he himself is a general ledger, and you depositors are sub-accounts, and how much you deposit is on the sub-accounts.
When the subledger increases, the general ledger also increases, and when the subledger decreases, the general ledger also decreases.
But what if someone directly withdraws $99.9 billion from the $100 billion in liquidity in the general ledger? Although your account has not changed, in fact, there is not so much money in the general ledger of the bank.
Cheng Yuan encountered this situation, so his funds would be vacant.
Cheng Yuan is not dissatisfied with this investment practice of banks, because all banks are like this, and the purpose of their establishment is to gather people's funds to invest, and then return to depositors with interest.
This is also the origin of the bank.
But he can't tolerate such a large amount of money from the other party!
With $300 billion in funds, he can't even take out $12 billion now? If Cheng Yuan hasn't reacted to this kind of thing, he won't be a man!
"Inform Zheng Jia, contact Huaxia Bank immediately, and let them give me an explanation, if you don't give me a satisfactory answer, I will immediately withdraw all the funds!" Cheng Yuan gritted his teeth and said, but as soon as he finished speaking, he immediately continued: "Forget it, I'll go in person!"
Cheng Yuan's anger is burning in his heart now, if he puts it at another time, maybe he won't be like this, after all, as long as the other party can still return the money to him, he will naturally not say anything.
But Cheng Yuan was still suffering from the heartache of spending money like flowing water just now, and there was nowhere to vent this heartache, but he didn't expect that he hadn't recovered yet, so this was another stubble.
Naturally, he will turn his anger on the other party!
And when Cheng Yuan came down from the laboratory with an angry face, Fang Jing and Chen Yu saw Cheng Yuan who was angry, and the two of them were stunned for a moment, and then their faces changed.
They don't know who provoked Cheng Yuan, and this time it seems that the situation is not light, after all, although there are people who have not provoked Cheng Yuan before, Cheng Yuan has never shown such a demeanor.
"Follow me, go to Zheng Jia. Cheng Yuan's stiff voice sounded, and he didn't even stop his steps, and was about to go out.
"Boss, wait!" Just as Cheng Yuan was about to walk into the elevator, Fang Jing suddenly called out to him.
Cheng Yuanyi frowned and said impatiently: "What's the matter?"
Cheng Yuan's unkind tone made Fang Jing's heart skip a beat, and he glanced at Cheng Yuan with some fear, and whispered, "Boss, you are still wearing civilian clothes." ”
Fang Jing pointed to Cheng Yuan's pajamas.
Cheng Yuan looked down, and an embarrassed look suddenly flashed on his face, because the weather was too hot, he took a shower after coming here from home, and then put on the pajamas prepared by Fang Jing......
"Help me get my clothes. Cheng Yuan's face turned red, and he hurriedly waved his finger.
Fang Jing pursed her lips and smiled, then walked quickly to get Cheng Yuan's clothes, changed her clothes in her room, and Cheng Yuan took the two of them to Zheng Jia again.
This time, Cheng Yuan can be said to have made a big fuss about the past, and he did not deliberately cover it up, so that many employees of the company saw their young chairman striding towards the president's office with a bodyguard and assistant.
Especially Cheng Yuan's expressionless appearance, it doesn't look like a good thing.
For a while, the employees who didn't know it all whispered.
"That's our chairman? really young! But seeing that his face is not very good-looking, where did Mr. Zheng anger the chairman?" a female employee whispered after Cheng Yuan walked away.
"Don't talk nonsense, nothing big has happened in the company recently, everything is in order, how can it be the same as you say. As soon as the female employee's voice fell, someone opened her mouth to reprimand.
"That's right, Chairman Cheng just didn't show any expression, how do you know that he is angry, do you still show people that you can't do it?"
"That's it, don't talk nonsense, if this thing gets out, you can't eat and walk around! It's not like you haven't seen those paparazzi outside, squatting there every day. ”
The female employee was blamed by everyone, and immediately said aggrievedly: "How can I have it, I just guess, why do you say this about me." ”
"Can't guess, such a good job, such a good treatment, you don't want it, there are more people who want it outside, don't you know the notice from the Ministry of Personnel, our company will expand immediately, and the treatment of those who have expanded in is not as good as we are now, and I heard that the company's system will also be changed to a competition system in the future, and those who have no ability will be brushed down, so that people who have their own come up and enjoy the corresponding treatment. ”
“……”
The employees outside were discussing, Zheng Jia also had a serious face, and after seeing Cheng Yuan walk in angrily, she also knew the intention of her little boss.
"You also know, what are you going to do?" Zheng Jia looked at Cheng Yuan with a serious face.
Cheng Yuan was also stunned when he saw Zheng Jia's appearance, "You also know?"
Zheng Jia nodded and said solemnly: "How can I not know about such a big thing, the bank has already called just now." “
"As for the bank?" Cheng Yuan sneered, "What did they say, they can afford to withdraw a large amount of my funds without prior notice and delay my time." ”
Zheng Jia didn't answer immediately, but asked curiously: "What did you do, how could you make the bank have problems." ”
"Me?" Cheng Yuan shrugged his shoulders and said, "What can I do, isn't the company's satellite base built, of course I need money to make satellites, and I naturally need money to build satellites, so I calculated with Zero, a total of 12 billion US dollars is needed, and as a result, I was given a lack of funds, and I thought my bank card was stolen! )