Chapter IV Start-up Loans

"How do I get the first money?" Cheng Yuan sat in the corner of the library, looking through the window, looking at the sky outside that was completely dark, and his brows furrowed deeply.

I don't know if it was due to the influence of scientific and technological crystallization, Cheng Yuan found that he actually had the ability to never forget, and his comprehension ability had also improved to a big level. In just one month, he understood all the technical principles related to hologram technology.

If those scientists knew about this, they would have to vomit blood.

While thinking, Cheng Yuan quickly copied part of the content about holograms in his mind in his notebook, in order to ensure that it was reasonable, Cheng Yuan made a lot of preparations, and recording materials was one of them, after all, although there were many materials in the school library, there were very few research papers on hologram technology.

Although he didn't know the specific situation, Cheng Yuan didn't think much about it, and at present, he is mainly thinking about the issue of entrepreneurial capital.

As the saying goes, a penny is hard to beat a hero!

Cheng Yuan's brows were tightened, but his writing speed was getting faster.

Ask for it from home?

Cheng Yuan shook his head and vetoed it directly, not to mention whether his parents would agree. He knows very well the conditions at home, tens of thousands of yuan can still be taken out, but when it comes to hundreds of thousands of funds, it is a little difficult.

"Loans?"

Cheng Yuan had another idea in his mind, but he soon rejected this idea, he didn't have a house or a car, what to take to the bank for a loan, people would not casually invest money in the hands of someone who didn't even have the ability to mortgage.

Thinking about it, Cheng Yuan, who really couldn't think of a way, had no choice but to stop writing, and then packed up his things and walked to the bedroom.

Back in the bedroom, the other three were there, but when they saw Cheng Yuan, they just glanced at it lightly, and then took care of what they were doing.

Regarding the estrangement of his roommates in the dormitory, Cheng Yuan smiled bitterly, and then went to the computer and began to search for some information about entrepreneurship.

In this search, Cheng Yuan couldn't wait to slap him a few times, he thought about it for so many days, and he couldn't wait to pull out his hair, and he found the answer with a casual search on the Internet!

"Entrepreneurship Loan for College Students"

This is a policy promulgated by the state to help college students start their own businesses, and there is no impression of this policy, after all, when this policy was promulgated, he was only in his first year of high school, and this policy was too far away from him.

Seeing this scene, Cheng Yuan almost vomited blood.

At this moment, Cheng Yuan felt that his eyes could not only focus on the crystallization of science and technology, after all, no matter how powerful it was, it was only something for him to use, and the real life environment needed his attention more.

Clicking on the relevant information about the business loan, Cheng Yuan began to look at it carefully, after all, this is related to his future.

With the understanding of this policy, Cheng Yuan also had to sigh at the wisdom of the leaders who issued this policy, which completely paved the way for college students to start their own businesses!

As long as you have a good project, you can definitely succeed!

First of all, the unsecured and unsecured loan policy allows students who are interested in starting a business to get a loan smoothly, and secondly, the tax exemption and so on in the policy have eliminated the initial difficulties for college students to start a business. Finally, no matter what company you open, the office location is indispensable, otherwise you will not even be qualified to register.

The policy also takes into account the economic ability of college students, allowing entrepreneurs to use family residences, rented houses, temporary commercial buildings, etc. as business premises. Of course, this article is only for industries engaged in high-tech, modern manufacturing, and modern service industries.

It just so happens that the holographic image technology that Cheng Yuan is now mastering is the high-tech of the high-tech.

After carefully reading the entire policy, Cheng Yuan plans to go to the industrial and commercial department tomorrow to apply for entrepreneurial funds.

Although there are still classes tomorrow, Cheng Yuan can't care so much, and at this time he is focused on how to make money. There was no opportunity before, and when I saw those local tyrants who showed off their wealth, I could only envy the following, but now that I have such an opportunity, it would be false to say that I am not in a hurry.

As for using science and technology to contribute to the country, Cheng Yuan has not considered it, after all, only a strong country can improve the people's living standards and make the people safe.

But there must be a premise for this!

The ancients said that first self-cultivation, then Qi family, and finally governing the country and leveling the world.

Although self-cultivation in ancient times was to improve one's own quality, but when Cheng Yuan came here, he had another opinion.

Self-cultivation is not only to improve one's own quality, but also to make one's life sufficiently secure, after all, people who work hard for money every day and can't eat enough food, how can they have time to take care of national affairs?

Thinking of this, Cheng Yuan had to admire the wisdom of the ancients, he was too far-sighted!

......

Early the next morning, Cheng Yuan went out of the dormitory, and after spending the morning preparing the application materials, he rushed to the Pingyang District Industrial and Commercial Bureau, which is close to Huaxia University of Science and Technology.

Inside the Industrial and Commercial Bureau, there is a special application counter for college students' entrepreneurial funds, and Cheng Yuan hurriedly walked over with a bunch of materials.

"Hello, I'm here to apply for a start-up loan. Cheng Yuan put the materials in front of the counter and said politely.

The staff at the counter is a woman about the same age as Cheng Yuan, with a beautiful appearance, fair skin, and a decent professional skirt that sets off her beautiful figure to the fullest. Through the work card on her chest, Cheng Yuan knew the other party's name "Chen Li".

"Hello, please show your company credentials, if you have not registered the company, we can help you register directly here, according to the rules and regulations, you do not need to pay any handling fees, just show the relevant documents. Chen Li said formulaically, but her eyes looked at Cheng Yuan curiously.

She has just been working for a short time, and she is placed in this position basically for a month, and it is difficult for her to meet college students who come to apply for entrepreneurial loans.

After all, starting a business independently requires not only courage and courage, but also a suitable development project!

And now is the era of great development of science and technology, if college graduates apply for entrepreneurial loans to set up stalls to sell things, it will be difficult to approve the money, after all, the state does not let you set up a stall.

Of course, the state does not explicitly stipulate that you are not allowed to use money to set up a stall, but the assessment is very difficult, and the amount of the loan will not be very large, and some additional terms will be added. For example, the interest rate of the loan, and so on.

"Not yet. Cheng Yuan had already memorized the application process, and when he heard Chen Li's words, he answered very directly.

Then please show your ID card, as well as your school graduation certificate, and the name of the company you need to register. ”

"Well, I haven't graduated yet. As soon as he heard the graduation certificate, Cheng Yuan was stunned, and there was no mention of the graduation certificate in the online application process, so he rubbed his head a little embarrassed.

"Didn't graduate!?" Chen Li looked at Cheng Yuan in surprise, he didn't expect this good-looking teenager to dare to start a business before he graduated, "Then you just need to give me your ID card, student ID card, and school credit form." ”

"Credit list?" Cheng Yuan's head grew as soon as he heard the credit list, not to mention that he was a freshman who had just enrolled for a month, and the credit list must be zero. Previously, because of absenteeism, he was deducted credits by the professor, and even if he took out the credits at this time, the credits were negative!

"Didn't you bring it?" Chen Li looked at Cheng Yuan's appearance, and knew that he definitely didn't know, so he took out an application flow chart from his desk and handed it to Cheng Yuan, and said: "Forget it, you take a look at the specific process first, the process and specific content and policies of each province are different, you take a look first, prepare things and then apply." ”

"Thank you. Cheng Yuan took the flow chart handed by Chen Li, thanked him, and then sat on the chair and looked carefully.

For Cheng Yuan did not leave, but sat there and looked at the flow chart, Chen Li didn't mind at all, anyway, she hadn't seen anyone in this window for ten days and a half, and Cheng Yuan's actions would not affect her work.

A short process Cheng Yuan read it quickly, but the information involved in it made him frown deeply.

If it is only a loan of tens of thousands of yuan, the materials that Cheng Yuan is preparing now can be processed in minutes as long as he goes back to school and takes the credit list. But he wants to build a high-tech company, and in order to ensure future development, relevant equipment is also indispensable.

These devices alone cost hundreds of thousands, and once hundreds of thousands of loans are involved, the school needs to issue a certificate to prove that the scientific achievements developed by the students are worth investing, and Cheng Yuan's technology can get more loans if it is highly praised by the school.

Hundreds of thousands to millions!

If it is ordinary technology, it is not impossible to let Cheng Yuan come up with a technical data report, after all, although this kind of technology makes money, it is not exciting.

But that's hologram technology!

Now that the world is promoting the advancement of 3D holograms, where is it being used, but in reality?

It's all a defective product of holographic technology that uses holographic projection to confuse the concept under the guise of using holographic projection!

Just like the holographic touch released by Microsoft last year, although the operation screen is also suspended in mid-air, the tester not only has to wear prepared 3D glasses, but when outsiders look at it from the side, those projected images cannot be seen at all!

That's a hundred and eight thousand miles away from real hologram technology!

Cheng Yuan didn't dare to bet, he was afraid that after he handed over the technical information, the signature of this information would change from "Cheng Yuan" to "so-and-so".

Moreover, even if he stands up to testify, do people believe in a well-known person who has been famous for a long time, or is it a new college student who has just entered the school for less than two months?

Even if a few believe him, it is only a minority, and it is impossible to change the opinion of the majority.

To put it bluntly, he is now just an ordinary person who has just acquired super technology.

It is normal to be afraid of wolves and tigers.

Chen Li has been paying attention to Cheng Yuan, looking at Cheng Yuan looking at the application flow chart, with a sad face, and laughed secretly, "What's wrong with you, if you have any problems, our Industrial and Commercial Bureau will solve it for you if it can be solved, after all, the country now encourages college students to start their own businesses." ”

"This ......" Cheng Yuan took his eyes off the flow chart, looked at Chen Li with a smile, and said hesitantly: "To apply for a loan to establish a high-tech company, must there be a school certificate, and do you have to take the technical information to verify?"

"Of course. Chen Li nodded naturally, "After all, technology companies are mainly technology products, and without verified technology products, they can't get state loans." ”

"Generally speaking, this certificate is issued jointly by the school and the testing agency. Chen Li looked at Cheng Yuan, who was hesitant, and said with a smile: "Look at you looking like you're grinding and chirping, and you're afraid that someone will swallow your technology?"

"Ugh. Cheng Yuan didn't know how to answer Chen Li's jokes, so he could only smile awkwardly.

Seeing Cheng Yuan's appearance, Chen Li's eyes suddenly widened, "Okay, you seem to be very confident in the technology you invented!" Although Chen Li thought it was funny, she was still a young person after all, and she was very clear about some of Cheng Yuan's ideas.

In Huaxia, because of their youth, they are easily despised.

After all, the phrase "no hair on the mouth, no good work" is deeply rooted in the hearts of the people.

"If you are worried about the technical information being misappropriated by others, then you should find a well-known professor of the older generation, who is famous, highly educated, and most importantly, their character is the most trustworthy, if ......"

Before Chen Li could finish speaking, a middle-aged man with a serious face suddenly appeared behind her and coughed heavily, "Xiaoli, don't talk nonsense, the scientific researchers in our country seem to be inferior to one generation after another." ”

"It's supposed to be! Don't let me say it yet!" Chen Li immediately pursed her mouth when she heard the middle-aged man's words, and turned her face away angrily.

"Ahem, isn't the country vigorously cracking down on unhealthy tendencies, those black sheep will go out sooner or later, don't mislead others. The middle-aged man was so rejectedly by Chen Li that his face suddenly became embarrassed.

However, after all, the middle-aged man has been through the storm for a long time, so he quickly corrected his attitude and said to Cheng Yuan kindly: "That, young man, if the materials are not ready, go back and prepare them first." For start-up loans, as long as the qualifications are qualified, we will approve, and it is now time to rest, you can come back in the afternoon or tomorrow. ”

The middle-aged man spoke very politely, without the slightest posture, Cheng Yuan nodded to him with a smile, then looked at Chen Li and said, "Okay, I'll trouble Sister Chen again that afternoon." ”

Coming out of the industrial and commercial institute, Cheng Yuan realized that he was so stupid, just like Chen Li said, the older generation of scientific researchers have been contributing to the country all their lives, and their fame is already very great, and they don't need to encroach on other people's technology to enhance their popularity.

The most important thing is that they don't have so many crooked thoughts, as long as it is beneficial to the country, they will get their strong support!

The Huaxia University of Science and Technology, where Cheng Yuan is located, is a science and technology research university established by the first batch of scientists! It is very difficult for students from other schools to find well-known professors of the older generation in this school, but for Cheng Yuan, who is a current student, although it is difficult, it is not impossible.