Gu Fan looked at the time displayed on his mobile phone and it was only four o'clock in the afternoon, and the day was about to pass again, and time was like flowing water coming and going, and there was nothing else except the traces of the years.

The car drove slowly, which made Gu Fan, who was already a little idle, a little irritable. Looking at the traffic jam in front of me, I wanted to light a cigarette to pass the time, but found that the last one had been smoked more than ten minutes ago.

Cigarettes don't feel dispensable before smoking, but smoking for a long time is a habit, when you are bored, when you are happy, when you are sad, it is a part, and it has gradually become a part of life, and the cigarette box says that smoking is harmful to health, but who really wants to quit this bad habit.

Looking around, he found a bank, and thinking of the money promised to Li Pengfei and the others today, he hit the steering wheel, and Gu Fan parked the car in front of the bank.

At four o'clock in the afternoon, this time is the time period for the system docking between the bank and the head office and the delivery of funds. The armed escort van was parked in front of the bank, and the escort guards the area with shotguns in their hands.

The rhyming officer holds a gun with the muzzle pointed at the ground one meter away, which is said to be a safe distance, and the rhyming person can choose to shoot if they enter this distance. In fact, many people don't know that most of the rhyming personnel have just gone through some ordinary training, and really capable veterans will not be escorts. Most of the escorts are recruited from society, and many of them eat and die.

People who know guns can find that the insurance of the shotgun is not opened, and even if the insurance is opened, the first bullet in it is an empty shell, which cannot kill people at all, and can only be used as a warning.

The empty shells were fine, and some of the escort guns had no bullets in them at all.

Why is this happening? Have you ever seen a successful bank robbery when you read the news now? Ten years ago, the Skynet system is gradually maturing, and you can't run away if you rob money, and thousands of cameras in a city are not decorations. Coupled with satellite positioning in the sky, where can you run?

Besides, how much money can the branch have, millions of dollars in cash, as long as a robber with a little brains will not do this.

Instead of taking the risk of doing something that is 1 in 10 million to succeed, you might as well buy a lottery ticket and go home and daydream.

As for the lottery thing, there are a lot of people who dream, and there are a few who can really win the lottery, if they all win the lottery station, what makes a profit. Now that technology is so advanced, isn't it easy to control what number you want to open at will? Instead of wasting this money, it is better to buy some meat and fight tooth sacrifices with your family.

The bank was also the busiest time near the end of work, and with the help of the staff, Gu Fan lined up a number, and looked at the more than a dozen people in front of him, and really wanted to turn around and leave.

Listening to the citizens next to him chatting about the events of last night, Gu Fan's gossip heart was blazing, but it didn't taste like it when he listened to it, how many soldiers died, what was going to be warned, what was treacherous, what was said was reasonable, and the head was the way.

If Gu Fan hadn't participated in the action last night, maybe he really believed the nonsense of these people.

Listening to these unreliable chats gu fan was also a little tired took out his mobile phone and looked at the time less than half an hour left before five o'clock I don t know if the bank will postpone the end of work to

No, I can only come out tomorrow at noon and take the lunch break to handle business.

A bank staff member walked up to Gu Fan's side, "Sir, may I ask what business you want to handle?"

Gu Fan raised his head and looked at the logo on the other party's chest, Wang Yan, the lobby manager, "Apply for a bank card, and then transfer some money inside." ”

Wang Yan nodded, with a professional smile, "There is less than half an hour before the end of work, do you want to handle business in the VIP area?"

The bank also has VIP business Gu Fan This is the first time I have heard of it, this is the second time he has come to the bank to handle business, the first time is to open a card account, this is the second time.

"Now the banks are also hierarchical. Gu Fan muttered.

Wang Yan smiled professionally, "That's right, the VIP area is for those big customers, and this is also to better protect their personal privacy." ”

Listening to this explanation, what else can Gu Fan say, this thing has its own reason, and no one can judge right or wrong.

Under the leadership of the staff, Gu Fan came to the VIP waiting area, and as soon as a customer in front of him finished handling the business, Wang Yan stepped forward to say hello to the staff in the counter.

Wang Yan beckoned Gu Fan to sit at the counter, "Sir, the rest of the work will be completed by my colleagues for you." ”

Gu Fan thanked him, took out his bank card and ID card from his wallet, "Help me apply for two bank cards, and transfer 20 million from this card to these two new cards." ”

The bank staff was a little stunned, what did the young man in front of him just say? Even if you apply for a card, you even have to put 10 million yuan into each of the two bank cards here? Isn't this a big customer, can you make your deposit this month on this customer, and maybe you can sell some financial management to earn some commissions?

The man was a little absent-minded at first, after all, he had made an appointment to go out on a date with his girlfriend after work, and now when he met a big customer, he immediately had a smile on his face, "Sir, do you need to apply for a card?"

"Yes. Gu Fan replied in the affirmative.

"Okay. After confirming the information on the ID card, the bank staff contradicted the two application forms, "Mr. Trouble, fill in your information." ”

After some information to confirm the registration, the two bank cards were finally completed, and the money was transferred to the two bank cards, and Gu Fan was ready to leave.

"Sir, would you be interested in considering our wealth management products? The bank staff asked.

Anyway, money is idle, it's better to put it in financial management to make a little more, isn't it? Gu Fan sat back in his seat, "Do you have any good financial products?"

Seeing the customer's question, the bank staff Xiao Zhang was happy in his heart, and hurriedly investigated and dealt with a wealth management product promotion from the drawer, "You look at a wealth management product we launched this month, and the annual income has reached 4.7%. ”

Gu Fan took the leaflet and looked at it seriously, letting the bank staff work hard to publicize, he turned a deaf ear, no matter how good the thing he said, it was not in vain, "Is there a contract? I want to see the contract before making a decision." ”

Xiao Zhang's work experience is also old-fashioned, "The things on Mr.'s contract are basically the same as the promotional page, no difference." ”

"Everything on the leaflet is on the positive side

The contract is the most real reflection of the risk of the product. "Gu Fan is not a stunned young man, he is very concerned about the things on this kind of clause.

Xiao Zhang was a little embarrassed, took out a contract from the drawer and handed it to Gu Fan from the window.

Gu Fan looked at the contract in his hand, looked at it with confidence one by one, and asked some questions that he didn't understand directly for Xiao Zhang to answer.

At first, Xiao Zhang was also very patient to give Gu Fan one by one answers, but when Gu Fan was about to turn the page to read the next content, "Sir, we are about to get off work here, and you have almost read the contract, or let's handle the business!"

As a psychological expert, Gu Fan naturally observed Xiao Zhang's performance clearly, quietly turned the second page, and glanced at the content of the contract, "Forget it, since you have to get off work, I'll come back tomorrow." ”

Xiao Zhang is a little anxious, come over tomorrow, he has seen a lot of excuses for this kind of shirk, "Sir, our wealth management products have a limit, if you come here tomorrow morning, you may not be able to buy them." ”

"I don't care, I can't buy this, there are other options!"

Seeing that the customer was about to leave, the staff was a little anxious, "Other products don't have such a high profit." ”

Gu Fan took the contract and opened the page that the staff was a little anxious to read, "Is your wealth management product for yourself or for your grandson?" The contract is very clear that the purchaser can only withdraw the wealth management amount after death, and the dividends will be paid to the designated bank account every month during this period. In other words, when I need money urgently, I can't withdraw it at all. Who would buy such a deceptive financial product. ”

Xiao Zhang's face froze, he didn't expect this young man to be so easy to fool, just a simple glance at the terms in the contract had already found the loophole, "Sir, this financial product is for the next generation, do you need other products here?"

Gu Fan stuffed the contract into the glass window and turned around and left, "No need, my money will be stored in the bank, and the current interest is not a lot enough for me to eat and drink for the rest of my life." ”

I saw on the news before that the bank was doing, Gu Fan still didn't believe it, if he hadn't encountered it today, he would have thought it was all made up by reporters.

Nowadays, the wealth management products in the society are nothing more than stocks, bonds, and investment dividends. When buying financial management, the customer broker will not say that there are curves and curves in it, but only to attract customers to earn your commission, and praise how good the products are, but in fact, it is not the same thing. What kind of limited and limited sale things, ten have 仈jiǔ are all fake, and the other party will say the same thing if you go the next day. The salesperson's mouth can say black to white, and white to say a flower, making you feel that things are so good.

Many customers hear all kinds of propaganda from sales consultants, and they don't see the investment risks on the contract.

Gu Fan was glad in his heart that he didn't buy blindly and impulsively, otherwise the 400 million people would have no place to cry after buying that pit product. Even if you are a powerhouse in the transcendent realm, no matter who you find, it will be in vain. It's useless to fight a lawsuit, the money may have to be returned, but don't think about interest and the like.