In the face of Zhou Ming's request, Louis did not reply immediately, but looked at Zhou Ming in a daze, Zhou Ming asked him curiously what questions he had, and Louis said: "Mr. Zhou Ming, I now very much suspect that you are deliberately trying to embarrass me, because in Brighton Bank, many of our Lowell family's holding companies operate these subprime loan companies. ”

Zhou Ming shrugged his shoulders with a smile: "I don't know this, but listening to Mr. Louie, it seems that I am asking the right person, because of the relationship of responsibility, you will know more about the subprime loan of Brighton Bank." ”

Almost before Zhou Ming's words fell, Louis jumped to his feet and said loudly: "Chinese, I want to solemnly tell you that I am the patriarch of the proud Lowell family, not your slave, if you want to know any news, please go and look through these documents yourself!"

Zhou Ming was taken aback by Louie's excitement, he didn't expect that before he made any requests, Louie immediately jumped to his feet and scolded his mother, it seems that his series of questions just now made him unbearable. It's just that although Louie was jumping and scolding his mother, Zhou Ming still didn't care, but asked Louis instead: "Mr. Louie, are you really sure you want me to go through the documents myself?"

Of course, I want you to read it for yourself, and not only these subprime loan documents, but also other documents about Brighton Bank!

This was the answer to Louie's first reaction in his mind, but in the end, Louie didn't say it, because Zhou Ming's meaningful smile made him instinctively feel the chrysanthemum tighten.

"Zhou Ming, what do you want to do?" Louis asked very vigilantly.

Zhou Ming spread his hands and replied: "What else can I do?" Since Mr. Louis is unwilling to help, I can only go through the documents by myself, but my thoughts may not be able to be shared with Mr. Louis at that time. ”

Louis said in a deep voice: "Mr. Zhou Ming, what do you mean by that? Are you threatening me?"

"I didn't say that, but what you think, Mr. Louie, has nothing to do with me. Zhou Ming said and glanced at his watch, "We've been delayed in Rhode Island for too long, I'm going to start looking through the information now, if Mr. Louis is okay, you can leave first, anyway, you don't plan to help us find the documents, do you?"

gave Louis an eviction order, and Zhou Ming pulled Lin Muqing to the pile of documents the size of a quarter of a basketball court, which was as tall as half a person, and then divided labor and cooperated to find it.

Louis was left to hang out like this, he looked at Zhou Ming and Lin Muqing's movements, and snorted disdainfully: "Don't you pretend in front of me, do you think I'll be afraid?"

For Louie's words, Zhou Ming and Lin Muqing just glanced at him coldly and didn't do anything, which made Louie panic, because if they really found the hidden danger of the subprime loan, and then deliberately concealed that he and Edward Lawrence made some deals, and sold the interests of the Lowell family, what would they do? Even if it was not a problem with the subprime loan, if there were any other problems, and the two families would pit themselves together, Louis believed that they would definitely be able to do it.

This damn despicable Chinese!

Louis cursed in his heart, and then came out and said to them: "You guys are really enough, you want to know the news of the subprime loan, can I tell you that it is not okay?"

Hearing this, Zhou Ming immediately raised his head from the pile of documents: "It seems that Mr. Louis has finally figured it out." ”

After speaking, Zhou Ming put down the document and sat back on the sofa with Lin Muqing, and at the same time they also invited Louie to come and sit down and talk.

Louie didn't know that this was the first time he wanted to vomit blood today, judging from the performance of Zhou Ming and Lin Muqing, Louie knew that he was obviously deceived by them, they were clearly pretending to scare themselves before, the purpose was to mess up themselves, and then take the initiative to help them find the news, but they hated that they obviously thought of it, but they still fell for them.

How could Zhou Ming and Lin Muqing not see the anger in Louie's eyes?

Zhou Ming's approach is very shameful, and he also knows that Louie is angry and wants to kill people now, but he is not worried that Louie will regret it, because as a nobleman, that kind of backtracking is not his tutor.

In the end, just as Zhou Ming thought, although Louis was so angry that he trembled, he still sat down and gritted his teeth and said: "Chinese, one day, I will throw you into the White Mountain Forest to feed the wolves!"

In the face of Louis's threat, Zhou Ming said indifferently: "Then let's talk about it one day, but now I think we must first understand the problem of Brighton Bank on subprime loans." ”

Although Louis is still full of anger, since he has decided to sit down, he still answers honestly: "The so-called subprime loan refers to some people who do not have enough credit rating, due to the bank's loan regulations, they cannot get loans directly from the bank, and can only obtain bank loans through some loan companies in the secondary market. ”

"In fact, Brighton Bank has been in the subprime lending business for a long time, as early as two hundred years ago, Harry Investment Bank, which is controlled by the Adams family, began to cater to low-income people. Loans to minorities and those with little financial literacy at much higher interest rates than Brighton Bank have not been discontinued until the recent introduction of the Depository Institutions Deregulation and Currency Control Act and the Optional Mortgage Transaction Parity Act, as well as the latest tax reform bill, which accelerated the development of the subprime lending business. ”

Louis added: "Of course, due to the banking act and the restrictions of Brighton's own positioning, it is impossible for Brighton Bank to directly participate in subordinated loans, so the consortium relies on cultivation and acquisitions to control more than 100 investment companies that operate subordinated loans." ”

"So the biggest company is Mr. Louie, did you just mention Harry's Investment Bank?" asked Lin Muqing.

Louis shook his head and replied: "Although Harry Investment Bank is the oldest company of the Addams family to operate subprime loans, it is not the largest company, the largest is McDonnell Douglas Investment Bank, which is a new investment bank in the past ten years, and it is because of his very good performance in the subprime loan market that it was acquired and controlled by the Adams family. ”

"Won't it be relying on other investment companies to buy all the subprime loans of other investment companies in the form of bonds, and then sell them to other investors?" Zhou Ming asked after Louie's words.

"That's right, that's the way. Louisco glanced at Zhou Ming, "It seems that Mr. Zhou Ming also has some understanding of the secondary loan market." ”

Zhou Ming smiled lightly, and didn't say anything more on this issue, but said to Louie: "I think I have a certain understanding of the subprime loan of Brighton Bank, so please trouble Mr. Louis to do me another favor and help me prepare the information of investment companies like Harry and McDonnell Douglas, Ms. Lin and I are very tired, so we will go back to rest first." ”

After dropping such a sentence to Louie, Zhou Ming immediately picked up Lin Muqing and left the living room.

Louis watched Zhou Ming and Lin Muqing leave in a daze, and after a while, he scolded: "Zhou Ming, you shameless bastard!"

However, at this time, Zhou Ming had already returned to the room with Lin Muqing, so he didn't listen, of course, even if he heard Zhou Ming, he would be very relieved that it didn't matter, but Lin Muqing would have some worries.

"Zhou Ming, did you say Louie, will he help us prepare?" Lin Muqing asked.

Zhou Ming shook his head and said, "I don't know about this, but I think he should be, because from his tone, I can feel that he or the Lowell family is not optimistic about this subprime loan." ”

"I think this is very normal, after all, subprime loans are for some low-income and minority people, the repayment risk is very large, it is easy to cause bad debts and bad debts, even if the risk can be shared with other investors through the distribution of bonds, but for an orthodox financial family, there is no need to take this risk. Lin Muqing said.

"I think there's one more point. Zhou Ming took Lin Muqing's words and said, "According to my contact, these French people in the Lowell family, they are very arrogant, I think the reason why they are not optimistic about subprime loans is that they don't want those poor ghosts to tarnish their noble loans at all." ”

Lin Muqing was very surprised: "Do you still have such an idea?"

Zhou Ming shrugged his shoulders and said, "Who knows, the world is so big." ”

Lin Muqing had no choice but to accept Zhou Ming's idea, and she asked Zhou Ming again: "Do you really think that the Addams family can be threatened through subprime loans?"

"If it's just subprime loans, of course, it's not possible, after all, Brighton Bank is the core pillar of this super consortium, so it is impossible to invest all the huge assets in it. My idea is to influence the bond market through subprime loans and then spread to the entire financial market,......" Zhou Ming thought for a moment and continued, "To put it simply, I want to create a financial crisis against the Addams family through subprime loans." ”

"Artificially create a financial crisis?" Lin Muqing gasped.

Lin Muqing was very shocked in her heart, because this approach is really crazy, although Lin Muqing has been the chairman of the Hong Kong City United Investment Fund for a period of time, she also believes that many financial crises are manipulated, but they are all manipulated by a huge consortium behind the scenes, and now Zhou Ming is just one person, and even most of the funds have been frozen, how can he still create a financial crisis against the Addams family?

Even if the person who said this is Zhou Ming, even if she has witnessed too many incredible miracles of Zhou Ming, but those miracles are all traceable, and they are still within the normal financial scope, but Zhou Ming's vision is more accurate, but now, this is far from a matter of vision.

It's not that Lin Muqing doesn't believe in Zhou Ming, but if any person can create a financial crisis, then this financial crisis is too cheap, so how can such a cheap thing affect a huge family? Could it be that there is the help of Kendini Lawrence and the Lowell family?

Zhou Ming saw Lin Muqing's thoughts, and he told Lin Muqing: "On this matter, the three major families are the masters who don't see rabbits and don't scatter eagles, and I think before the financial crisis takes shape, they will definitely not contribute at will." ”

"Then Zhou Ming, what do you want to do?" Lin Muqing asked very puzzled.

"I haven't figured out how to do this yet, and I won't be able to decide until I've read the detailed information. Zhou Ming said and looked at Lin Muqing, "But there is one thing we can do first, Sister Muqing, your investment fund can still be used, right?

The answer to this question was directly engraved in Lin Muqing's mind, so she answered almost reflexively: "I still have three million dollars left in my investment fund to use." ”

"Since there are only so many, there is no way to do it. Zhou Ming said, "Sister Mu Qing, then let's talk about mergers and acquisitions with Brighton Bank in the name of the M&A fund." ”