Chapter Forty-Three: A Sudden Turnaround

I asked him if he had consulted Zhang Meng's best friend, Wang Lin, who seemed to be expanding its lending business.

Gao Qiang was stunned for a moment: "Isn't Dongfang Bank making small loans? We want hundreds of millions of loans at every turn!"

"Could it be that our tens of millions of loans are small loans?"

I was speechless and immediately called to ask.

Wang Lin immediately replied: "No problem, as long as the assets are complete and there is no debt relationship, we can mortgage it." ”

I told Gao Qiang the results, and Gao Qiang immediately invited Wang Lin to come over for an asset evaluation.

In the afternoon of the same day, Wang Lin accompanied some people to Tianfu.

After the introduction, I learned that he was actually the head of the commercial loan department of the head office of Oriental Bank, and he was also the executive vice president of the bank, Mr. Zhou!

"The operation of Gaoda Group has been very good, if it is not for the deliberate run on the bank, it will definitely be able to develop steadily and sustainably, and it will grow into a first-class large enterprise in China in the future!"

Mr. Zhou showed a thoughtful look: "You just offended more powerful people, but it doesn't matter, we won't be afraid of these!"

Mr. Zhou led people to complete the investigation and evaluation of many enterprises in Gaoda Group in two weeks.

At the summary meeting, Mr. Zhou proposed to use 30% of the shares of Gaoda Group as collateral to give a five-year loan of 30 billion!

Wang Lin joined the board of directors of Gaoda Group as a representative of the bank room and participated in and supervised the operation of Gaoda Group.

If the Gaoda Group does not operate normally, the bank has the right to recover all the loans in advance, and the Gaoda Group will continue to pay all the interest during the loan period.

If the loan cannot be repaid, the ten companies under the Gaoda Group will be compensated and taken over to the bank!

Gao Qiang agreed to this agreement!

The 30 billion loan is enough for the group to solve the problem of tight capital chain!

The interest charged by the bank is not high, and it is a five-year interest-first-principal loan, which can not be better!

After signing the contract, Mr. Zhou politely declined Gao Qiang's kind offer to invite him to play for a few days, he still has a lot of things to do, and he has no time to relax at all!

Wang Lin stayed behind to lead a team to develop Tianfu's related businesses while overseeing the management decisions of Gaoda Group.

After Gao Qiang got the loan, he immediately repaid the 20 billion loan from the local bank!

When those banks saw that the Gaoda Group had really repaid the money, they immediately put on another face and wanted to give the Gaoda Group a long-term loan.

Gao Qiang didn't want these loans, because of the lessons from the past, he had to be jealous.

To say that it is impossible to be willful.

Gao Qiang is not the first day to enter the workplace, let alone the first day as a manager.

Emotions are simply superfluous!

Only interests are the most important.

I accompanied Gao Qiang to repay the loan, and when I saw this, I kicked him, and the two of them excused themselves to go out to the toilet.

"Daiki, you mean that we continue to use their loans?" Gao Qiang understood what I meant.

"Definitely, the interest on their original loan was not high. ”

I whispered, "Now that we have changed our attitude, let's take the opportunity to talk more about the conditions and get a loan with a larger amount and longer duration." Don't forget that we are going to do real estate business, what can we do without funds?"

Gao Qiang suddenly realized that he had forgotten about this stubble!

After returning to the conference room, I played a double reed with Gao Qiang!

I pretended that Mr. Gao did not agree to continue the loan, and even if he was short of money, he would go to other places to take out a loan.

Everyone has a large loan amount for a long time and low interest, and it is also a form of interest first and principal later!

Gao Qiang seemed a little hesitant and uncertain.

At this moment, Gao Qiang's mobile phone rang, and the bank called to ask about the loan.

The sound of Gaoqiang's mobile phone is very loud, even if we stand on the balcony to answer the phone, we can hear it clearly!

The bank wants to provide Gaoqiang with a large loan with better conditions in all aspects, and the attitude is extremely sincere and proactive.

I kept agitating next to me until Gao Qiang's phone suddenly turned off!

The bank here immediately ducked, and after a little discussion, they gave better conditions than the conditions on the phone!

I mean they don't keep their word, so don't continue the conversation with them!

Gao Qiang requires that the conditions for early payment must be indicated in the other party's agreement, which is not excessive, but it can prevent the previous run!

I felt that the conditions he gave were too lenient, so I quarreled with him and asked the other party to add more stringent conditions.

In the end, the bank here gave a compromise plan!

The loan was put down on the same day!

Gouda Group used 20% of its shares as collateral and got a loan of 20 billion yuan for eight years!

On the way back from the bank, Gao Qiang and I couldn't be happier!

With this loan, we can show our strengths, take advantage of the domestic real estate market is still promising, quickly find a breakthrough to enter it, and seize the opportunity to make more money.

According to the estimates of the two of us, the real estate market in the first and second-tier cities should be in a golden period within ten years.

After the golden period, it's downhill.

At that time, the first- and second-tier markets were basically saturated, and they had to move to third- and fourth-tier cities, and they should be able to do it for a few more years.

Then it is necessary to withdraw decisively and look for opportunities in other areas.

"By that time, we will not only withdraw from the real estate industry, but also from our main industry!"

I've been thinking about this industry for a long time and I trust my own judgment.

Gao Qiang has listened to my analysis and judgment of the industry, and he is more convinced!

"We'll do it according to your schedule, and say that you're not fit to be at the helm of the tall group, but your performance is clearly more suitable than mine, and it's a visionary!"

Gao Qiang slapped me on the shoulder and offered to celebrate.

Old man Gao's health has been very good recently, and the crisis of the group has passed.

Zhang Meng and the children will soon come to Tianfu, parents can enjoy family fun, and the whole family will be able to gather together!

There are many things to be happy about in life, and Gao Qiang's mood is naturally very happy.

I didn't refuse Gao Qiang's invitation, and came to Tianfu with him, the famous Sihailou.

The seafood here is very famous, and if you come to Tianfu to eat seafood and don't go to Sihailou, it means that you haven't been here at all!

We came to Sihailou to find a private room to sit down, and Gao Qiang called some executives of the group to celebrate today's 20 billion loans.

The executives were also very happy when they heard that they had actually obtained another loan of 20 billion yuan, and the term was longer and the interest rate was lower.

Although 20 billion yuan is not a pure profit, it is definitely a good thing for Gaoda Group to get out of the predicament and get enough funds for development!

Compared with before Gao Qiang's return, Gao Da Group's capital chain is about to break and is facing the dilemma of bankruptcy.

I don't know how much better the current situation is......