Linyuan City, No. 235, Group 5, Huaxiang Village, inside a four-story residential building with a gable roof.

The girl in the long white short-sleeved sweatshirt dress is curled up in a quilt, and the window door is closed.

She stared at the bedroom door, sometimes looking at her phone, and pricking up her ears, and whenever she heard a sound like a knock, she would suffocate herself under the covers, like a frightened bird.

Li Xinran, a sophomore single woman at Qingbei University, has good grades and acceptable appearance.

In order to pursue a material life, compare with her peers, and balance her psychology, she borrowed 30,000 yuan on the "Quick Loan" online platform on March 12, 2017 for luxury consumption.

However, as the one-year loan deadline approached, she realized that the money she earned from her part-time job each month could not pay off the loan at all.

Because of the average family conditions, her parents took on a lot of pressure just for tuition fees and living expenses, so Li Xinran didn't dare to tell her parents, and no one was willing to help her classmates and friends, so she began to take out loans on other platforms to make up for the loan.

After several twists and turns, not only did the loan amount not decline, but the total amount of interest accumulated to nearly 500,000 yuan, seeing that many short-term loans were about to be overdue, Li Xinran was anxious, and anxiety and fear filled her mind.

At this time, a "savior" appeared, and the WeChat name was "She is the light".

He said in the column of adding friends that he could help her borrow 500,000 yuan and pay off all the loans on the platform, and even more beautifully, his loan had no repayment period.

Li Xinran agreed to add him as a friend without hesitation, and didn't think about why he knew so clearly.

The real nightmare is only now begining.

"She is the light" said that in order to borrow this money, she must take out a naked loan, not only to take a naked photo with her ID card, but also to provide him with some information, such as parents, roommates, counselors, addresses and other information, with these guarantees, he can give her a loan.

Li Xinran originally wanted to refuse, but he was desperate, so he had to obediently do what he asked.

Who knows, the loan given to her by "She is the Light" is only 250,000 yuan.

He said that if he wanted the remaining half, he had to shoot another dynamic face show video about his private parts.

Half of the water was spilled, and it was too late for Li Xinran to regret it, so she had no choice but to endure the humiliation and send the video to him.

What Li Xinran never expected was that after receiving her video, "She is the Light" finally gave her only 100,000 yuan, and the remaining 150,000 yuan actually prevaricated for various reasons, and threatened her that if she dared to call the police, her nude photos and videos would be published on the Internet.

Li Xinran panicked, so he told his parents about the incident, and his parents realized the seriousness of the matter and chose to call the police.

The police came to ask her about the cause and said that they would find the culprit.

With the intervention of the police, "she is the light" quickly disappeared, and the debt collection text messages were still one after another.

What's even more terrifying is that her nude photos and videos appeared in the school's post bar, although the bar deleted the post in time to eliminate the impact, there are still many people who have witnessed these things, and rumors have spread for a while.

A few days later, nude photos and videos of her also appeared in some chat groups at the school.

Li Xinran had no face to stay in school, she directly applied for a leave of absence, and if the situation worsened, she would be ordered to withdraw from school.

After recuperating at home for a week, Li Xinran did not recover from the mental torture, because the creditor said that if she did not return the 200,000 yuan within a month, he would arrest her and sell meat to make up for the arrears.

Seeing this sentence, she realized that the creditors of these platforms are all the same person, or in other words, there is a cooperative relationship, so the person "she is the light" is probably also ......

"She is the light" is indeed gone, but there is no news from the police, and as the month approaches, Li Xinran is becoming more and more frightened. Although his parents said that the creditor did not dare to come to the door so blatantly to arrest someone, Li Xinran always had a heart hanging.

Her parents went to work, and she was alone at home, scared to death...... She thought about dying, but if she committed suicide, what should her parents do? They must be very sad, right? Will the creditor urge her to put the money she owes on her parents? In such a situation, death is a manifestation of irresponsibility, cowardice, and evasion, and life may bear countless infamy, but only by living can there be hope.

After this series of pains, Li Xinran did not make impulsive decisions again, and reason returned to her mind. If, she thought, if she survived this, she would be stronger.

Even though this incident may become a demon in her mind years later, so what? It is more of a warning to her against real-life people and scams, and she also warns others not to fall into the trap of evil people...... Li Xinran comforted himself like this, and suddenly heard a male shout from downstairs: "Xinran!

The voice is...... Cousin, Li happily rolled out of bed, put on cloth shoes and ran downstairs.

Outside the simple iron gate, a tall bald man wearing a white cotton vest saw Li Xinran who came to open the door through the fence, and a long-lost smile appeared on his fierce face.

Feng Qiang, 34, spent three years ago in prison for a fight and is now a security guard for a small company.

Although he used to be a gangster, he was not heinous, because he fought social scum and scum.

When he was short of money, he would try his best to rob some people who seemed to be thieves or behaved like rich people, and some of the money he got was used to maintain his daily life, and the rest he donated to charity.

The person who was robbed may be a thief, or he can only consider himself unlucky if he thinks that the amount is not high, and he does not report the crime.

As for the reason why he went to prison, it was also because the road was uneven. One night he passed by a cul-de-sac and saw a group of young men in black robbing a girl who looked to be sixteen or seventeen years old in a street lamp.

He immediately used the phone to secretly contact a few brothers nearby, and he stayed outside to observe, but found that these four young men actually wanted to rob the sex, and in a fit of rage, he picked up a brick on the side of the road before the brothers arrived, stepped forward, and fought with them.

The ending is naturally a lose-lose situation.

Although the leader of the four black-clothed young men was carrying a knife, he didn't expect someone to attack, and the knife in his hand was smashed by Feng Qiang's brick.

By the time everyone reacted, the leading young man was already lying on the ground, clutching his abdomen and wailing, temporarily losing his combat effectiveness.

This also aroused the ferocity of the other three young people, who spit out the cigarettes in their mouths and cursed and surrounded Feng Qiang in a triangular manner. Although Feng Qiang had bricks in his hand, he couldn't smash them all at once, and he couldn't afford to take a human life, so he had a few less strengths.

However, the three young men will not show mercy to their subordinates, grasping Feng Qiang's vital attack, the three of them work together, and Feng Qiang spends most of his time parrying.

When his brothers rushed over, they saw Feng Qiang holding his head and falling to the ground, and the four young men who were hanging the lottery still did not stop, still kicking his body.

Below is an indescribable picture of violence, they were all severely injured by Feng Qiang's brother.

The finishing touches were handled by the police who were called in by the girl.

The ambulance arrived in time, and the four young men were not dead when they were sent to the hospital, but they also lost half their lives.

Feng Qiang ate a year's prison meal for this, and the brothers he called were slightly miserable and ate for three years.

"Cousin!" Li Xinran opened the door and gave Feng Qiang a hug, she was very excited, as long as Feng Qiang was there, she was not afraid of ten creditors, her cousin was so secure.

"Gladly, you're suffering. Feng Qiang stroked her messy hair and said viciously, "Those usury creditors are a group of blood-sucking beasts, for the sake of profit, they can do anything that is unconscionable, and they dare to harm you like this." ”

"Cousin, let's go in and talk. Li Xinran's haggard face added a bit of brilliance.

"Gladly, I took two days off in the company, and tomorrow is the deadline set by the creditor you said, and if he comes, see that I don't break his leg. Feng Qiang said as he glanced at a corner of the building outside.

Li Xinran invited Feng Qiang into the living room of the inner room, she didn't make it clear on the phone, but told Feng Qiang that the creditor might arrest her to sell meat, and now, she confided the whole process of the loan to Feng Qiang.

"Xinran, you are confused!" Feng Qiang was heartbroken, "Why don't you find your cousin if you have difficulties, getting involved in a naked loan will ruin your life!"

"Cousin, how can you have spare money to lend me. Li Xinran said resolutely, "This is the trouble I caused, and I shouldn't trouble you." ”

"I thought about it, it's a big deal to drop out of school and not get married, it's no problem to do some odd jobs to make ends meet, right? It's good to be famous...... Although it is notorious, if I can face it positively, as a flaunt, everyone may admire me in the future, and my notoriety can become a good name. ”

"My cousin has really grown up. Feng Qiang's eyes were full of relief, "However, don't be too optimistic, the reality is far more cruel than your ideal, although people have changed from animals, but unfortunately, many people have changed back." ”

"Well, I understand. Li Xinran smiled forcefully, she said it well, but her heart was on the verge of collapse.

One second she didn't say that she was radiant, it was smooth, but the next second she suddenly fell into the abyss, and no one could stand such ups and downs. Is this the fate of impermanence? A simple choice can determine life and death, success or failure, joy and sorrow.

She made the wrong choice, she has nothing to say, but who can guarantee that she will not make a mistake? Maybe you think it is right, but fate thinks it is wrong.

Just like the news six months ago: a severely depressed patient committed suicide by jumping off a building, and as a result, a couple passing downstairs was stoned to death. Is it wrong for a couple to go out? No, but fate thinks it's wrong, and they lose their lives.

It is precisely because of such cases that Li Xinran did not collapse and survived until now. Compared with this couple, she is still lucky, one side is innocent and dead, and the other side is not dead after making a mistake, although it is better to live than to die.

But isn't there a saying that it is better to die than to live? In fact, she is not willing to die like this, obviously at the age of a flower like jade, because when she encounters such a thing, she will kill herself and die?

Yes, people have to find a decent reason to survive.