Chapter 10 Loans and Selling Houses
I really didn't think I'd do that!
The interest rate of the real estate mortgage loan is indeed not low, and it is difficult to do the interest first and the principal later, more of which are mortgages, which have to be repaid every month, and the loan amount is difficult to be on par with the market price, which is generally 80%.
Unless you mortgage someone else, you can get a loan at the market price, but that must be a monthly payment!
Sell it, and these problems are completely non-existent.
Even if it sells for less than 100,000 per set, it's totally worth it!
"Anjie, there is a house that I bought, but someone else lives in it, so it's inconvenient to look at the house, what do you think about this?" I asked.
"It's okay, didn't you just run into a dog skin plaster?"
An Jie said with a smile: "First use photos and videos to show the customer, and after the deposit is called, I will find an excuse to get the person out, and the customer will trade without any problem after reading it, and then I will find someone to collect the house." Who are you afraid of if you have a real estate certificate!"
Anjie is also responsible for collecting debts when he does private lending, and he is familiar with the matter of collecting houses.
"Okay, I'll give you 100,000 afterwards. I said immediately.
An Jie laughed: "Brother Hui, you are really a particular person, just give me 50,000 yuan afterwards, after all, my girlfriend can still get a lot of intermediary fees." ”
"Don't talk nonsense, the intermediary fees are all given by the buyer, and it has nothing to do with me, I will give you a gift of 100,000 yuan. I wish you all a speedy success and an early birth to a precious son!" I laughed and teased.
An Jie thanked him again and again, and asked me to send him the location and photos immediately.
I happen to have these photos in my phone, they were all taken after the previous renovation, and the effect is very good.
Less than ten seconds after WeChat was sent, An Jie replied: These two big houses are really good, but unfortunately we can't afford them, otherwise we must stay in one set, they are all school district houses, and there is still a lot of room for growth in the future. I sent it to my girlfriend and she will be contacting the client right away!
In the summer, I sleep late, and it is not a problem to contact customers at this time.
I'm a takeaway businessman, so of course I understand that.
I turned on the computer in the living room and searched for information on second-hand houses, and found that I had seriously undervalued these two houses.
The house of my parents-in-law Linhu Haoyuan is a landscape house or a school district house, and it is still a double school district, and now the market price is approaching four million.
The house opposite Jincheng Garden is also a school district house, because next to it is Jincheng Middle School, one of the best junior high schools in Haicheng, Jincheng Middle School is a nine-year consistent school, and the primary school attached to Jincheng Middle School is also one of the best primary schools in Haicheng, so the price is very expensive!
The price is also over four million!
The market price of the two houses has reached more than 8.5 million, and now there are more than two months before the start of school, and according to the regulations just promulgated this year, it will be possible to enroll in the two houses within two months with the vacant places in these two houses!
So, now is the best time to sell your home.
When you meet parents who are in a hurry and don't have a bad money, it is not difficult to sell an extra 180,000 yuan.
After understanding this, I have certain psychological expectations.
If the minimum transaction amount given by An Jie's girlfriend is too outrageous, I would rather give An Jie 20,000 yuan for information than ask his girlfriend to help sell these two houses.
I am willing to reduce the price by 100,000, I believe that there will be a lot of intermediary companies or houses flocking to it!
Anjie suddenly sent a message asking me to request it through her girlfriend's friend.
I just noticed that there was a beautiful woman named Nianran who added me, and after passing, she said: Hello Brother Hui, I am An Jie's girlfriend Li Nianran, working in Anju Real Estate, your two houses are good houses, according to the market price, they will exceed four million, and they are all full-payment houses for more than three years, and now is the hottest time for school district housing, and the price reduction of 50,000 yuan will be killed in seconds!
I thought this girl was more honest, so I replied to her: I will reduce the price by 100,000 yuan, and if you can get the transaction in one day, the extra 50,000 yuan will be given to you as a bonus.
Nian Ran knew that I would give An Jie 100,000 benefits, and said that she would not ask for this money again, she said that if she was not in a hurry, she should be able to close the deal at least 10% more than the current market price after a while!
I said that I was in a hurry, and I would close the deal within a day.
But there is a request, the two houses will be used for me for another month, and I will pay 10,000 yuan for the rent each!
After the house payment arrived, I didn't care if I turned against Li Xiaolu and his family, even if the money was lent to Chen Xin!
The purpose of using the house for another month is to facilitate me to continue the show, and to see the shameless faces and ugliness of Li Xiaolu's family and Lai Yumin's brute.
When the final curtain opens, they will be stunned by the ending.
That's what I want.
Li Nianran was silent for two minutes and said that there was no problem, and now several of her customers have already taken a fancy to the two houses, as long as there is no problem with the degree, the children's enrollment procedures can be handled, and the deal will definitely be reached tomorrow when they find time to look at the house!
Li Nianran asked about the specific situation of the house again, and after understanding it clearly, he asked me to arrange to see the two houses tomorrow.
An Jie's side also knew about this, and he had a way to let my parents-in-law go out.
An Jie said on WeChat: Brother Hui, you just wait to collect the money, you take care of us so much, we will definitely help you do things beautifully, not only to sell them at a high price, but also to eliminate all your worries!
I am happy.
An Jie and Li Nianran are both people who do things, it seems that I didn't find the wrong person this time!
I didn't feel sleepy at all, so I pretended to care about Li Xiaolu and sent her a video.
She didn't answer.
But after a while, I sent a voice message, and I was afraid of waking up my female colleague under the pretext of being afraid of waking up my female colleague, and hypocritically asked me to rest early.
From the beginning to the end, she didn't ask me if I was going to deliver food!
My heart was already cold, but it still hurt a little.
After all, I am still a person who attaches too much importance to feelings, otherwise I would not have hurt my so-called brothers and lovers so deeply and so badly!
I don't regret it, but I also don't give up on taking revenge on any of them!
Their lives and deaths will never give me a little compassion again!
An Jie called to ask for the keys to the two houses, and Li Nianran got up early tomorrow to take customers to see the house!
"Brother Hui, is it convenient here in Jincheng Garden?"
"Convenient. ”
Half an hour later, I went downstairs and handed over the keys to Anjie.
After going back to my daily rental room and taking a deep breath, I went for two more beers and fell asleep drunk.
I had nightmares all night and woke up covered in cold sweat.
Chen Xin was already quietly making breakfast.
"What time is the plane?" I asked.
"At one o'clock in the afternoon, we can still talk all morning. ”
Chen Xin smiled: "The next time we meet should be a few months away, and I have to deal with some things." ”
I nodded slightly: "Okay, you can help me with some things in a moment." ”