In the morning light, the whole villa area is filled with the fragrance of trees. Quiet and peaceful, with occasional birdsong. On the sofa in the large living room, Jing Jianzheng was talking on the phone with Hong Kong.

"Brother Xiao Jian, Nan Henglong is only willing to borrow 20 million this time, no matter how good things you say, they are not willing to borrow more. And the news has spread, and other banks are not willing to borrow money. They are so discredited, I'm so angry......" On the phone, Guo Wenzhen kept complaining.

"Hehe, it's nothing to make less money, my family Ah Zhen must not be angry, I will be grief-stricken. Hehe. Jing Jian's usual words were a few words.

"I'm not from your family, dead pervert. Guo Wenzhen also scolded as usual, "I praised Haikou to you, I earned 20 million in September, just a little bit, I'm angry, I'm angry." ”

After Jing Jian arrived in the United States, in addition to the start-up capital left to Skull Sea, he handed over 20 million US dollars to the Guo family brothers and sisters, equivalent to more than 150 million Hong Kong dollars. However, in less than half a month, Jing Jian transferred another 10 million US dollars, so now Hong Kong only has 70 or 80 million Hong Kong dollars left.

Relying on these, coupled with Baishifu's 20 million financing, Nanhenglong's 50 million loans, and the scattered 1 or 20 million short-term loans outside, in just one month, the Guo family brothers and sisters can earn about 18 million, to be honest, this is already a super level of performance of the two novices, and Jing Jian is also quite satisfied.

However, Nan Henglong suddenly reduced the loan, and Jing Jian still wanted to find out the reason: "Then will Nan Henglong still reduce the loan? What is their reason?"

"The deposit is too small, and no one is willing to guarantee it. ”

"Then you Baishifu have not changed much?"

"Not yet. Sir Lin said, wait for this time, wait for the bad news to pass, and then find a way to contact other banks. What's the bad news? Haven't we been making money? Let me know who is behind the rumors? Bad girl's reputation, I'm not done with him. ”

"Hehe, you should say 'Grandma', so that the tone is heavier and more threatening. 'This girl' is a little soft. Hahaha. ”

"Dead pervert, ignore you. Hum. ”

"Okay, two months at most, and the $10 million can be transferred back to Hong Kong." Everything will be fine then. ”

"Two months left, can't you pay me back sooner?"

"Hehe, Ah Zhen, if I'm not mistaken, this money should be mine, right?"

“…… I hate it, this girl, no, no, my aunt and grandmother hate Brother Xiaojian the most! I hate it! Hmph. ”

“……”

Hanging up the phone, Jing Jian smiled and shook his head. The Guo brothers and sisters are still too immature, but in fact, it is not the South Hang Lung Bank that is the ghost, but their Baishifu.

As we all know, the normal lending of banks requires collateral and guarantees. And Jing Jian's securities loan is mortgaged by stocks, and the guarantee is of course Baishifu. Best of the Bank controls the risk for the bank, and once it faces liquidation, it will immediately force the liquidation.

And this kind of borrowing is not about lending you money, and then you use it as you please. Instead, if there is a lump sum, he borrows one, sells the stock, and repays the loan immediately. If you need it next time, borrow it next time. Jingjian and Nanhenglong's 1+2 conditional loan of 50 million yuan is such a situation. The bank can reduce or increase the next loan amount at any time according to the changing situation.

As for why Nan Henglong is reluctant to borrow more now, the apparent reason is very simple, Jing Jian is missing the $10 million, and the mortgage is not enough, of course, it is impossible to borrow more.

The deep-seated reason is equally simple, Baishifu is unwilling to guarantee, and secretly stuck the channels of other banks, wanting to force Jing Jian to transfer back the funds earlier, so that they can make more money. Of course, Baishifu didn't want to offend Jing Jian too much, so his 20 million financing did not change much.

However, for such a situation, Jing Jian had long been accustomed to it in his previous life. Banking, securities and other financial industries, they are the most snobbish group of people. They have never been sent in the snow, but the icing on the cake is rushing to come. If you're always successful, they'll come to your door with the money. Once it fails, then wait for the situation to get worse! So this is the rule of the trade, and Jing Jian will not be angry.

……

"After the call, look, am I good-looking?" At some point, Qin Zi came to Jing Jian's face, wearing a foundation dress, high heels, long hair coiled, and heavy makeup. Seeing Jing Jian looking at him, Qin Zi immediately turned around gracefully.

Jing Jian's eyes lit up, and this body vividly embodied the delicate and charming beauty of the beauties in Sichuan. But then, Jing Jian couldn't cry or laugh: "Woman, is there anything wrong, you are not going to the beauty pageant, you are going to court! You are a victim, you are going to accuse that poor man! Please, light makeup, dark skirts, solemn focus, acting stupid." Give the jury an image of a deceived big-breasted and brainless woman. Eh, didn't Smith teach you?"

"You men know how to dress up? Muttering, Qin Zi reluctantly went upstairs to change clothes......

"How's this one?"

"Damn, woman, be dignified, you can't be too casual, do you want to show respect for the court and the judges?"

“……”

"What about this set?"

“…… Forget it, I'll pick it for you. I changed my heels first. ”

"Xiao Jian, am I stupid?

"An existence that I look up to since the Young Pioneers, and now I actually live on rice worms, it is indeed the demeanor of the Sichuan girl, and your fellow countryman...... Pixiu is almost there. ”

"Pixiu, what's that?"

"It's the black and white demon bear that has turned the world upside down!"

“…… The big devil bear, the giant panda, giggles, actually! It's pretty cute!"

"Don't be a nymphomaniac, hurry up, don't be late. ”

"Oooh. Ah, it's too late!"

"I'll give you off! I'm going to the hypermarket to buy some beer or something, and I'm going to take it to the club, just on the way. ”

"And what about me coming back?"

"Let Smith send it! He's made tens of thousands of dollars in just over a month. Quickly change, there is something to say in the car. ”

"Small Construction ......"

"Huh?"

"I'm going to change my clothes, you're out!"

“……”

"Xiao Jian, wait. ”

"What's the matter?"

"You're not going out tonight, are you......? I don't want to eat alone. ”

“……”

……

was anxious, and finally sent the troublesome Qin Zi to the court. Today happens to be a rest day, and it is also the time that the club has agreed to build a toilet. And Wright also decided to hold a barbecue picnic by the way, and Jing Jian's assigned task was to buy some beer and other drinks.

After entering the hypermarket and paying the money, Jing Jian borrowed a cart and began to move back and forth. Usually on rest days, there are more members of the club, there are 50 or 60 members, so it will take some time to carry these dozen boxes of drinks into the car.