Chapter Fifty-Eight: Increasing Positions
The two shook hands and sat down to talk.
"Xiao Cai, you go get busy, I'm here. Wan Aimin waved his hand at the female staff, and after she left, he said to Yang Fei with a smile, "I haven't seen you go home this time?"
"I went to Shanghai. Sister Wan, since it's you, I won't go around in circles, I want to take out a loan. I don't know, can I?"
Wan Aimin said with a smile: "Supporting the development of enterprises is the obligation of our bank! I don't know how much you want to borrow?"
"General Han Xin, the more the merrier. Yang Fei smiled.
Wan Aimin did not agree, nor did he refuse, and said: "I have known you for so long, and I still don't know where your factory is?
Yang Fei told the truth about his knowledge, and said: "I don't have my own factory now, just because of lack of funds." If I can get a loan from the bank, I will build my own factory immediately. ”
"You only sell laundry detergent, and you make so much money every day?" Wan Aimin was shocked.
In her impression, laundry detergent is only more than two yuan a pack, Yang Fei does not have a factory, can he make so much money?
"If you have your own production plant, you can make even more money. Yang Fei said modestly, "Please also ask Sister Wan for more support." ”
Wan Aimin muttered: "It stands to reason that a high-quality customer like you will not have a problem with a loan, but the recent approval is strict, and you must have fixed assets, or a powerful company willing to guarantee for you, otherwise, the amount of the loan is very limited." ”
Yang Fei also knew that this was the truth.
The bank eats interest, and if there is no relevant qualification, or the risk is too great, it is impossible to lend. This point, in the 10s, was especially strict, and it was difficult for ordinary private companies to get loans.
Yang Fei smiled: "Sister Wan, I don't want to embarrass you, let alone take kickbacks for money, so something will happen sooner or later." How much can you approve for me under your approval authority?"
"Five million!" Wan Aimin said a conservative number.
Yang Fei's deposit in the branch exceeded this number, plus his car, house and the shell company called Bubble, it was not a problem to borrow 5 million.
"What if it's a short-term turnover? I'll only borrow for 20 days, and it's okay if the interest rate is higher. Yang Fei said his psychological price, "Borrow 100 million, a month, and give the bank 10 million interest, do you think it is feasible?"
Wan Aimin's body was shocked, looked at Yang Fei's eyes, and said slowly: "What are you going to do with this money? If it is not used for enterprise production, then the approval is very sad." ”
Yang Fei smiled slightly: "Sister Wan will have a way, right?"
Wan Aimin knew what he meant, and it wasn't that no one was doing anything that was in violation of the rules.
Someone did it before, someone does it now, and someone will do it in the future.
Where there are interests, it is the Shura field that tests people's hearts.
"Brother Yang, tell me honestly, what are you going to do?" Wan Aimin asked in a deep voice.
"I do want to open a factory, the company's approval has come down, and I will soon choose a site to build a factory. ”
"A factory can't be built in 20 days. Moreover, you still pay such a high interest, which shows that you have a lot of plans!"
Yang Fei didn't tell the truth, and said with a smile: "If Sister Wan has difficulties, then forget it." ”
Wan Aimin thought for a while and said, "That's it, I'll help you apply for a loan of 10 million." Brother Yang, if you open a factory in the future, it will be easier to negotiate a loan. ”
"I understand. Then please Sister Wan. Yang Fei got up and said goodbye.
If he hadn't been ten out of ten and knew that Baoyan had a lot to gain, he wouldn't have borrowed from the bank.
Loans to open factories are already considered tightrope walking.
Borrowing money to speculate in stocks, that is, dancing on the strands of hair.
It was really unexpected to see Wan Aimin here.
The bank can only lend 10 million, which is better than nothing for him.
However, he also understands Wan Aimin.
If Wan Aimin is really a greedy lord, Yang Fei will not dare to have a close relationship with her in the future.
On the way back to the company, he suddenly thought of Jiang Shuying's letter, so he took the steering wheel and went to the dormitory of the daily chemical factory.
Opening the dormitory door, Yang Fei saw a letter lying quietly on the floor.
He picked it up, closed the door, opened the letter, and sat at his desk to read.
The letter is very long, and Jiang Shuying's handwriting is graceful and smart, as charming as her beautiful and refined appearance.
In the letter, she mainly talked about some of her life after returning to Shanghai, mentioned that she wanted to take the university entrance examination, and asked Yang Fei if she wanted to take the exam together.
The letters of this era, even between boyfriends and girlfriends, are really talking about ideals and life!
At the end of the letter, she playfully replied: "Do you want to talk to me for the rest of your life?" Okay, if you have the chance, I will come to you, and you will not get drunk and go home." ”
From beginning to end, she did not mention the previous breakup letter.
Is she selectively oblivious?
Or are you going to treat him as a regular friend?
Yang Fei did not reply, because she went to the capital, and she had to wait for her letter to know her new address.
He went back to his parents' house for dinner, and then went to visit his grandfather in his hometown in the county.
The next day, Yang Fei drove to Taohua Village.
The comrades of the county water conservancy bureau had already driven out the planning and design drawings of the tap water, and after discussing with Tie Lianping and others, he first advanced money, recruited workers, and laid the tap water.
The largest retail investor hall in the provincial capital, and also the largest securities business hall in the provincial capital, officially opened three days ago.
Yang Fei does not have to return to Shanghai to grasp the market changes of stocks.
The share price of Yanzhong Industrial has been rising slowly and has not fluctuated significantly.
This is what Yang Fei hopes for, and the longer the time drags on, the more funds he will accumulate.
The degree of madness of the shareholders in the southern province is no less than that of the people of Shanghai.
When the market opened on Monday, thousands of people poured into the business hall of Founder Securities on Liuhua Street, blocking the 1,800-square-meter retail investor hall.
Yang Fei drove to see the market and came back.
The atmosphere in the provincial capital, as well as the service consciousness of brokers, is not as good as Shanghai.
From Southern Province to Shanghai, it is a two-hour flight by plane.
Yang Fei decided that when the merger and acquisition war entered the substantive stage, he would fly to Shanghai again to watch the battle of the century in person.
On this day, September 29th, it was another Wednesday.
Yang Shenxian, who had never appeared, suddenly appeared in Shanghai.
In the big room of the stock exchange, which belongs to Yang Fei's compartment, he hasn't seen anyone for ten days.
Da Jinya and the others, seeing Yang Fei walking in with a radiant spirit, thought they were dazzled.
Immediately, as if they had seen a savior, they rushed over together and shouted: "Yang Shenxian! Yang Shenxian, you are here!"
Yang Fei was a little puzzled, touched his chin, and asked, "What's wrong with you?"
"Immortal Yang, we're missing you!" Da Jinya didn't hide his gaffe, and said with a smile, "Please take a seat." ”
Yang Fei rushed to Shanghai before the National Day holiday, of course, not to travel.
Although in the southern province, it is also possible to see the stock market.
However, he was still willing to sit in the big room of Shanghai and experience the battle for himself.
In addition, he has money in his hands again, and he can continue to increase his position.