It doesn't matter if Zhou's father and Zhou's mother don't understand, the important thing is that Zhou Fangyuan has said everything he can say.

If his parents don't agree to this, he doesn't know what to do, should he continue to grind foreign workers? Day after day to grind away the worries in the hearts of his parents? That would be too troublesome, and time is running out, seeing that the time for the issuance of documents is getting closer and closer, if he doesn't hurry up, I'm afraid he will really miss this once-in-a-lifetime opportunity.

Fortunately, Zhou's parents did not disappoint Zhou Fangyuan, and they once again showed their growth.

As mentioned earlier, Zhou's parents and Zhou's mother's ideas are constantly changing.

It's like their own land, they originally valued it very much, but later because the fast food restaurant made money every day, they didn't care about the land anymore. Besides, in the past, they had to break a dime into two petals, but now, 550,000 yuan bought a car and didn't even hit it, which shows that their vision has grown with the take-off of their careers.

refused before, just because this time the investment was too big, not only to throw all the family's money into it, but also to go to the bank for a loan, a bad may even lose the fast food restaurant, which is equivalent to being knocked back into the dust overnight, for Zhou's parents who have just developed, this is of course something they can't accept at all.

But after Zhou Fangyuan's explanation, their brains also turned.

In fact, Zhou Fangyuan was right.

If the city wants to develop, according to the local situation of Beitong, the three directions of southwest and north are not suitable. Needless to say, the volcanoes to the west are extinct volcanoes, but who can say for sure? The city leaders will only expand the city to the west unless they have a convulsion in their heads.

In the north-south direction, there are too few residents, and all kinds of infrastructure are seriously backward, and if the city wants to develop in these two directions, it will either not work, or the cost will be too high. On the contrary, in the east, with a large population and dense roads, only a small amount of investment is needed to develop the new area, and this is indeed the case in the later generations of Beitong City. Before Zhou Fangyuan's rebirth, the construction of Beitong New District has been completed, and a large amount of capital has begun to gather in the east city, in terms of a fourth-tier city, the opening price of housing prices is 7,000 square meters, which is no longer a joke.

It can be seen that the city leaders of Beitong are smart, and they know in which direction the city should develop.

Besides, Jin Polo, there is no problem with the head office earning 20,000 yuan a day, and now there are seven more branches, although to a certain extent, it will thin the customer flow and profits of the head office, but the Zhou family still makes a lot of money, and at the end of the day, although there is no continuous income to make a comparison, but 30,000 or 40,000 a day is definitely not a problem.

Zhou's father and Zhou's mother just didn't think of this before, but now if you think about it carefully, you can say that 30,000 a day, and 10 million in a year, this number was unimaginable before, but now it is very likely to become a reality. Even if this money is discounted, five million a year, there is no problem in paying off the loan of five million. And it's unlikely that a discount or something, at most it will fall to the extent of seven or eighty percent, and the income of seven or eight million a year, and the repayment of a loan of five million is not more than enough?

As a result, if you look at it this way, it is true, you will not lose money when you buy land, even if you lose money when you buy land, there are stores, there is living money in your account every day, and your own fast food restaurant will not be taken away by the bank all year round.

"But, son, isn't it a bit unorthodox for us to do this? We have bought a house and land now, if the development plan comes out by then, we will not be scolded to death by the backbone?"

Zhou's mother asked another question.

This is also a problem that many people will consider, after all, people are social social animals, and they will always subconsciously consider their own image and impression in the hearts of others, so her worries are not unreasonable.

But for his mother's worries, Zhou Fangyuan sneered.

"Mom, what age is this? It's time to change your old thinking, in this society, it pays attention to the individual not to destroy the heavens and the earth for himself, you think about others, others don't think about you. And we buy houses and land, they are all regular transactions, you love me, they are willing to sell is their business, we don't steal or rob, even if we sue the king of heaven, we don't care about the loss.

Besides, that's what intelligence is all about. The ancients knew that they knew that they would not be defeated in a hundred battles, and this is even more true today. We have channels, news, and money, so we should make money. Isn't it normal for them to have nothing and not be able to earn this money? Whoever wants to make trouble will go directly to the police, and we will go through the regular channels so that everyone has nothing to say.

And we also have to take risks, what if the ground is smashed in our hands? Although the risk is not as big as we imagined, it may not even be a risk for us. But the problem now is that there are no relevant documents in the city, and the reason for us to buy the land is completely reasonable, so we are taking the risk. They don't make money from farming, so let's plant, they can still go out to work after selling the land, you also said, farming is better than working, we are helping them, how can we be a pit person? Mom, you, you think too much. ”

"This ......"

Zhou's mother was speechless by her son's words.

Then the husband and wife glanced at each other, and they both saw a look called Yidong in each other's eyes.

"Son, tell me what you think, we were indeed a little blind before, now you can talk about your plan, let's listen. ”

Zhou's father also has a lot of energy, since most of the risks have been solved by his son in a few words, and he also has the courage to do big things, he held back the excitement in his heart and began to ask Zhou Fangyuan about his further detailed plans.

The same is true for Zhou's mother, after all, if she can really take this opportunity to reach the sky one step at a time, of course she will be extremely yearning.

Looking at his parents' performance like this, and listening to their words again, Zhou Fangyuan smiled.

He knew that he had succeeded halfway, at least he had convinced his parents, and the remaining half, it was up to him.

Next, he explained his thoughts in more detail, including how to take out a loan, how to buy a house and land, and how to develop the land if the development plan is blocked, although he has never done such a thing before, and he has never done such a big project. But he has never eaten pork and has never seen a pig run, and this kind of thing must be done by lawyers and professionals at that time, he only needs to say his initial thoughts.

Zhou Fangyuan said very seriously, Zhou's father and Zhou's mother listened very seriously, in this small courtyard and small house, in the deafening sound of the TV, Zhou Fangyuan and his parents put their ears close to each other, and set the future development plan of the Zhou family.

......

The next day, Zhou's father and Zhou's mother began to get busy. The fast food restaurant is on the right track, although there is no special store manager, but Sister Liu is actually almost the same as the store manager, with her, Zhou's father and Zhou's mother are still more assured.

As mentioned earlier, the Zhou family is not a small family, and all walks of life have their own relatives.

Zhou Fangyuan's second aunt and grandmother are the elder sister, Zhou's father's second aunt, his eldest son, Zhou Fangyuan's uncle Zheng Xinzheng works at the Construction Bank of Beitong City, of course, the second aunt's grandmother's family and Zhou Fangyuan are not close, basically belong to the kind of person who can see each other every year at the grave, and then the father will go to pay a New Year's greeting, that's all.

Zhou Fangyuan's uncle can only see him once in a long time, and he may not be able to come back even if he goes to the grave, so the relationship between the two families is very rusty.

They are relatives after all, and some of the blood in the veins is the same after all. So when Dad Zhou found the second aunt and explained his thoughts, the second aunt and grandmother gave Dad Zhou the phone number of the uncle's office.

Zhou Fangyuan's uncle is a small loan officer in the credit department of China Construction Bank, his status is not high, and he is not a half-official position, but after all, he is in charge of this matter, and he can talk to his superiors.

Zhou Fangyuan didn't know how to talk about the loan, after all, he still had to go to school, but it was conceivable that the loan must not be difficult.

First of all, Jinpolo is one of the most famous enterprises in Beitong, and it is operating well and its profitability is also very strong. This kind of enterprise is a high-quality enterprise in the eyes of the bank, and the bank likes to lend to this kind of enterprise the most. Because you don't have to worry about this kind of enterprise not being able to pay back the money, even if you really can't afford to pay it back, it doesn't matter, such a business itself is an old hen that lays golden eggs, and the bank is happy to take such a business into its own hands.

Of course, the loan is not used to buy a house or land, but to make a new round of investment. How can we say that? There is some discrepancy between the name of the loan and the use of the money, but this kind of thing is originally a blind eye, and how many people will really pursue it? Not to mention the present, even in the future generations, there are not many enterprises and individuals who have done other things after taking out loans? Banks don't care about this, they only care about whether the money they have lent out can be recovered, and that's it.

Secondly, now the bank is not having a good time, with a large number of state-owned enterprises bankruptcy, all kinds of bad debts and bad debts are almost piled up in the filing cabinets of major banks, imagine how much money is in this? Basically, which bank is now worried, now Zhou's father has taken the initiative to take out a loan for a year, although he still has to borrow money, but Zhou's father's current situation, there is no such thing as not being able to repay the money. Therefore, borrowing money is tantamount to making money, and banks will not do it if they are stupid.

Zhou's mother began to quietly visit the village, and in the name of visiting the door, she began to quietly investigate whether each family had the intention of buying a house or land. And then explain their intentions without leaving a trace, of course, a very important step in this is to tell these people not to go out and talk nonsense. The method is also very simple, just tell them that if other families know the news and want to sell the house and land at a lower price, the Zhou family can choose other families to trade at that time.

Of course, Zhou Fangyuan still didn't pay much attention to the specific process, he believed that his parents could still do this kind of thing well.

He is now having a headache with another question, that is, what gift should he buy? The third brother is happy to move, and if he comes to visit the house by himself, he must buy a gift, but what gift to buy makes him a little worried.