Once confirmed, Jing Jian basically understood the thoughts of the Qi brothers: the key to opening a mine with money is to have a collective identity. Of course, it would be better if the mine could be successful. For this reason, it is willing to pay a contract fee to the collective every year. As for the degree of investment in this mine, the Qi brothers were a little hesitant. I am afraid that the investment will be too large and will not succeed, resulting in the loss of all my capital; I am also afraid that the investment will not be in place, and the initial investment will be wasted, not to mention the waste of the upfront investment, and there will be a lack of a money-making industry.

Don't think this idea is naïve, in this day and age, it is actually quite common. Take a simple example: when the Qi brothers went to the capital, if they did not have a letter of introduction from the collective, they could not live in a guest house at all, and could only sleep on the streets, or even be sent back to their hometown as a blind exile. In addition, bank account opening, consignment of goods, purchase of fixed assets and means of production, procurement of raw materials...... All of this is indispensable to the official seal of the state or collective. It's impossible for a private person to get this, and the difficulty of doing business can simply drive people crazy.

In fact, the problem of the Qi brothers is a more classic investment risk assessment problem. The answer is fairly simple - the establishment of a stop loss. Anyone who has read a few business textbooks may be able to tell one, two, three, four. But in the midst of this, there is a complex question that is very characteristic of the times - do you want to make money from mining, or do you want a collective identity?

Maybe in the previous life, the brothers of the Qi family didn't care about it at all in the face of such a small problem, and they wouldn't raise their eyelids. But now ...... they are just shopping mall whites, and the novice village has not yet graduated, so they are stumped all of a sudden.

At this time, Jing Jian also had a bad taste. In the previous life, these two and two goods, relying on their two broken mouths, have always had the upper hand in their speech. What is particularly infuriating is that the joke that Jing Jian is a small artilleryman who claims to be a second artilleryman? I didn't expect it, I didn't expect you to still have today? Then let Mr. Jing teach you a good lesson!

"As far as I know, the main business of the two of them is sand and gravel. The key to sand and gravel is sales, transportation, and payment. No matter what you say, it must not affect your main business. That is your roots. Do you understand that?"

The two brothers nodded their heads repeatedly. Qi Wenlong also said: "We definitely know this. Even if the mine really gets up, I may go to the mine, and Huzi will definitely still stare at the sand and gravel. ”

"That's good. Jing Jian lit a cigarette, "Then we have to talk about the stop loss point." ”

"Stop-loss?"

"Yes. Actually, it's very understandable. It is the psychological bottom line of your losses in case of mine failure. Before investing, there is generally such an estimate, 50,000 or 100,000 yuan. Be careful, as long as it does not affect your main business. In other words, there is no return for mining, and you can all make a comeback with sand and gravel. In addition, it is important to remember that once a stop loss is set, it must be resolutely enforced. Don't invest like a gambler, you'll get deeper and deeper. ”

"Huzi, make a quick note. Write them all down!"

"Why am I again? I'm only in elementary school, and you're in junior high school. ”

"What nonsense? Xiao Jian, go on, go on. ”

Jing Jian smiled: "Then let's talk about the second question." I'm really not familiar with this associated mine, and I really don't know if it can succeed. But generally speaking, if you want to invest across industries, you should always invest in related industries. That way, the risk is much less. ”

"Related industries?Xiaojian, why do you have so many new words?"

"Don't speak, you can't learn to listen with your ears? Xiaojian, you say it. ”

Glancing at the mother and daughter, he found that they had fallen asleep, so he lowered his voice: "For example, your main business is sand and gravel, and the investment in related industries should be considered in downstream industries such as transportation, brick kilns and other similar industries." If the funds are sufficient, any cement plant, asphalt products plant, etc., can be considered. Of course, it is really risky, profitable, and can also be developed in unrelated industries. ”

As soon as he heard this, Qi Wenlong hurriedly asked, "Brother, aren't you optimistic about this mining operation?"

Jing Jian shook his head: "Didn't you say it? I don't know anything about this mine." How do you know if it's okay or not? Just to give a reminder, think about it, what is related to your sand and gravel in this mine?"

The two brothers immediately looked thoughtful. After a while, Qi Wenhu said bluntly: "Xiao Jian, are you talking about the car team?"

Sure enough, the gong doesn't need to be hammered. Jing Jian raised the wine bottle with a smile, half-jokingly: "Don't say it, don't say it, this wine is worth the price!"

A chuckle. Jing Jian was reluctant to say it too thoroughly. There are some things that you always need to explore and grow by yourself. However, looking at the expressions of the Qi brothers, they also seem to have understood. With ideas, solving problems doesn't have to be complicated.

It is estimated that the Qi family brotherhood will continue to mine and set up a subsidiary automobile team. Anyway, that collective identity was solved first. Then hold on to the car fleet firmly. In the unlikely event that the mine fails, at least the losses are minimized. After all, automobile transportation can definitely bring great development to sand and gravel. And if the policy changes in the future, what if all the mines are handed over? In addition, what if the mine is successfully opened? Or if the system is transformed, and the mines are all owned by the Qi brothers? This plan actually minimizes the risk of the Qi brothers.

Along the way, the people tacitly agreed that they would no longer discuss this issue, but they had a lot of fun chatting with each other. Before parting, Qi Wenlong went to the toilet. When he came back, he shoehorned a blank paper bag: "Brother, it's a great help." It's just a little bit of a thing. Don't be too little, know that going to college is expensive. I'll leave a contact information later, and if you have any difficulties, just look for our brothers. ”

Jing Jian is a model, at least 500 yuan in it, and the two brothers' shots are really bold enough. But he still smiled and shirked: "I have it around, and the university has a bursary, so I really don't need it." It's just a few casual nonsense, in case I can help, brother, I'm happy. Take it back, take it back, take it back. ”

Helping the Qi brothers is really not for any money. It's nothing more than a former friend in the previous life, pointing a finger or two, so that they can take fewer detours. Besides, there is no shortage of money around Jing Jian now. Even if the 300 yuan left by Wei Yingzhi is not used, there are still more than 1,700. The reason why there will be more? It is thanks to the prize money after the county award meeting. basically returned all the compensation money that Jing Jian had paid.

But Qi Wenlong didn't give up, and even Qi Wenhu came over to help: "It is said that the poor family is rich, and it is good to keep it." Accept it, take it. ”

It is really difficult to beat four hands with two fists, Jing Jian smiled: "That's it, I will definitely not accept the money." But there is one thing, I want to trouble the two big brothers. ”

"Oh, what's the matter?"

"Want to help find someone ......"