"Brother Mar. ”

Zhou Fangyuan connected the phone.

"Xiaoyuan, are you out of class?"

The phone was connected, but Brother Ma was not too anxious, he said with a smile, and his tone was very steady. Of course, if he hadn't pressed the dot to make this call, his tone at this time would still be very confusing.

"Well, just got out of class," Zhou Fangyuan nodded, "What you called me before, I just thought about it, and I think that retail website can be done or not." ”

"How?"

The big brother on the other end of the phone immediately pricked up his ears and listened carefully.

"It's very simple, Brother Ma, I said that I can do it because of this kind of website, if you do it, it will definitely be beneficial, and it is very important to occupy the market in advance. But it's very simple to say that you can't do it, there are still very few Internet users, and when this website is opened, you have to be prepared to continue to go hungry. ”

Zhou Fangyuan sorted out his emotions and continued.

"As far as I know, there are only more than 4 million Internet users in China today, and how many of these people are willing to spend money to buy things on the Internet? When this website is opened, it will be a completely new thing, everyone has never seen it, and the safety and quality of the items you buy cannot be guaranteed.

"How is that possible? Since I want to build this website, I must protect the interests of consumers. ”

Big Brother retorted.

"Of course, it is to protect, I understand, you understand, everyone understands, but the unknown is often the most dangerous, in the face of new things, how many people dare to try the first? This is different from QQ, QQ costs a maximum of ten or twenty yuan, and they don't feel distressed if they lose it, and they have already enjoyed the service. But if you buy something online, you may have to spend more money, and if the money is gone, will you say that consumers will feel distressed? Do you think consumers will have any concerns?"

Zhou Fangyuan continued.

"So you mean to give up on the project?"

Brother Da Ma asked a little unwillingly, of course, he also made up his mind in his heart, even if Zhou Fangyuan disagreed with his idea, he would give it a try.

"Of course you can't give up, I said when we met before, I'm optimistic about e-commerce, I just said, you can do it if you want to, but now is not the best time. If I had to choose, I would choose in 02 or even 03, when there will be more Internet users, the short ones will pick the big ones, and the volume will go up, and there will always be brave people who dare to try, but now, even if someone dares to try online shopping, but the number will be very small. So you're going to get this site, no problem, but you're going to be prepared to keep losing money. ”

Of course, Zhou Fangyuan couldn't get Brother Da Ma to give up doing e-commerce, just kidding, is Brother Da Ma still Big Brother without e-commerce? What did he buy a stake in Ali for? Isn't it just to get on this ride? How can any fool spend the fare and break the car.

"Provision for losses...... I've done it a long time ago and I want to do this project. ”

Brother Da Ma was silent for a moment and said in a deep voice.

"Then of course I support you, do you need funds? I still have 10 million in my hand, if you need it, I can continue to invest more. ”

Zhou Fangyuan said with a smile.

"Of course you need to invest, but 10 million is too much, I can't use that much for the time being, and there is still some money in the company's account, so I'll tell you when I need it." ”

Brother Da Ma is not stupid, of course he knows the purpose of Zhou Fangyuan's additional investment, isn't he still trying to get more shares? He is an ambitious person, how can he sell his shares again and again? It's not that he can't sell them, but 10 million is too little, and now Zhou Fangyuan is already a major shareholder, and he is diluting his shares, does he still want this company? Even if he raises money, he wants to start directly with US dollars instead of soft sister coins in the next step.

"Okay, remember to inform me when the time comes," Zhou Fangyuan was not disappointed when he failed to get more shares, "In addition, Brother Ma, if you want to do a retail website, there is another important issue, that is, the payment method." Retail and wholesale are not the same, wholesale is the docking between companies, direct company transfer is not a hassle, but if it is retail, ordinary consumers cannot go to the bank for every transaction, which is too time-consuming and labor-intensive. ”

"I thought about it, and I wondered if I was going to make a payment system, but I hadn't fully figured it out, and I didn't know how to make it right now. ”

Big Brother said.

"Haha, why bother. ”

Zhou Fangyuan laughed, "You must have noticed the cooperation between my distant network and Tengxun company, there is a very mature payment system in my Internet café management system, originally this system I used to facilitate the Internet café owner to transfer money to me, and later cooperated with Tencent, I made certain modifications to the payment system, as long as there is a bank card that has opened the online banking function, and bind, you can pay directly, for this reason, I have also signed a cooperation agreement with the major banks that can be seen on the market." If you really want to get an e-commerce website, it's better to use my system, rest assured, when the time comes, I will split the payment system and make a separate software, just need to hang the software and your website together, and it is very easy to complete the payment. ”

Zhou Fangyuan finally showed his little tail, this was his purpose.

What disagrees with the Big Brother Lane website, and what wants to make additional investment, it's all fake.

The first point is impossible for Zhou Fangyuan to oppose, and the second point is just a test of water.

Now Brother Da Ma has all refused, and he has made it clear that he is "not optimistic", and he is determined to do it. He wanted to invest more, but he also disagreed. There is a repeat and a second in everything, but there is no repeat and a fourth.

Brother Ma rejected Zhou Fangyuan twice in a row, and it was impossible to refuse him for the third time.

And at this time, Brother Ma didn't have too many goals for this online payment, and he was just thinking about getting a payment channel for the retail website he was about to build. Now Zhou Fangyuan provided him with a relatively mature channel, which saved him a lot of trouble, and Brother Da Ma agreed without thinking about it.

"Of course, no problem, but is your payment system stable?

"The system must be stable, which we have been tested by the market, and now the payment system supports the transfer of Internet café owners at the same time, as well as the charges of various value-added services of QQ, our number of transfers has reached more than three million yuan, and the number of transactions has reached tens of thousands of times, and there has not been a single error, so Brother Ma, you can rest assured. And to be honest, if this payment system is really split out at that time, we will definitely set up a company to operate it, and there will be a professional team for maintenance and subsequent development and update, so you can be absolutely assured at this point.

As for the handling fee, it's hard to say at present, let's tentatively set it at 5%, and like Tencent, we are responsible for the handling fee on the bank side. ”

Zhou Fangyuan said with a smile.

"Alright then, that's settled, I'll go get the retail website first, I'll let you know when I'm done, and then we'll hook up the payment system." ”

Brother Da Ma solved a heart problem and was in a slightly better mood.

"Okay, then Brother Ma, I'll wait for your good news. ”

Zhou Fangyuan said with a smile.

His plan has succeeded, and the payment system has been smoothly linked to QQ and the future of digging, as long as he does not make a big mistake, I believe that this payment system is enough to replace Alipay that has not yet appeared.

Putting away the phone, Zhou Fangyuan happily hummed a little song and left.

He didn't see it, and when he left, a small head appeared on the window next to the rooftop.

It was Zhao Danying, she looked at Zhou Fangyuan's back, her eyes were so bright that they could almost glow.

When Zhou Fangyuan took out the phone to answer the phone, she noticed it, and at the same time, her heart was itching like a cat's claw, Zhou Fangyuan took out the mobile phone, which was enough to prove the identity and financial resources of the other party.

After class, Zhou Fangyuan ran out to answer the phone, and her curiosity immediately drove her to follow, and she listened quietly throughout the whole process. When she heard the words "ten million", her breath was several times short.

And it can be heard that this 10 million is nothing to Zhou Fangyuan at all.

Zhao Danying's heart immediately decided that Zhou Fangyuan was the person she was looking for. 10 million, this is 10 million, her family's conditions are good, and the family is only a million savings.

Of course, in this era, a million deposit is not a small amount, and it is a goal that people can strive for for a lifetime. What is the extent of 10 times that of 1 million? What is the extent of not even 10 million?

Zhao Danying couldn't imagine it anymore, her mind was now full of Zhou Fangyuan's appearance and the appearance when she was on the phone, the more she thought about it, the more she felt that the other party was too handsome, thinking about it, her face couldn't help but flush a little.

Zhou Fangyuan didn't know that his phone call was overheard, and he didn't know that he had been targeted by a money worshipper, of course, even if he knew, he wouldn't care.

After leaving school, he drove straight to the distant network company.

He usually drives this car, and now it has almost become Zhou Fangyuan's specialty. Zhou's mother usually picks up and drops her off when she goes out, and she basically doesn't drive by herself.

After coming to Yuanfang Network Company, Zhou Fangyuan called the third brother and Sun Fatzi over, and he first briefly explained the content of his call with Brother Da Ma.

"That's what I think, our payment system must be split up now. In the future, if we cooperate with other companies, we can't always use the Internet café management system to connect with each other, so a separate payment system is necessary. I'll leave this matter to Brother Sun for the time being, and you will find a way to handle this matter. On the company's side, there are no other projects at present, just let others keep an eye on it, and you must do the payment system as quickly as possible. ”

"I understand. ”

Sun Fatzi nodded, he was now very used to accepting Zhou Fangyuan's orders.

After Sun Fatzi received the order to leave, Zhou Fangyuan closed the door of the office and walked to the third brother and sat down.

"Third brother, I want to be wholly owned by this payment company, but theoretically there is also your share in it, so if you want any compensation, just tell me, as long as I can do it, I will definitely satisfy you." ”

Zhou Fangyuan looked at the third brother and said very seriously.