"Did Meituan really ban Alipay?"

As soon as he arrived at the company the next day, Shen Feng opened Meituan with his own hands and said with a smile: "It's so quick to see the poor dagger?"

"No way, Ele.me doesn't support WeChat after all, so ......"

Li Nanjun didn't think it was a problem to see the excitement: "First of all, Meituan's payment product Meituan Monthly Pay shouted in the air on the official blog, and another takeaway platform does not support WeChat payment. ”

Then he posted on Weibo again and asked Taobao: When can I use WeChat Pay and Meituan Monthly Payment?"

"Yesterday, even Wang Xing spoke out in person: WeChat Pay has more active users than Alipay, and the handling fee is lower than Alipay, why does Taobao not support WeChat Pay?"

Shen Feng laughed, you come and go, you are arguing, it's not lively.

It's not the first time, is it?

Who made Xiao Ma a major shareholder of Meituan!

"The monthly payment has been online for more than two months, right?" Shen Feng analyzed: "Behind Lao Wang's successive temptations and his seemingly reckless actions at the moment, there may be greater ambitions and deeper considerations. ”

"Isn't it a bit of killing a thousand enemies and injuring eight hundred?" Li Nanjun was puzzled: "Many people use Huabei to order takeout, if Alipay is blocked......"

Shen Feng shook his head, no matter which payment method is chosen, after all, it is to serve consumers, so the right to choose the payment method should be in the hands of consumers, not the platform itself.

Lao Wang is not stupid, if it weren't for the trillion-dollar cake of paying for the entry into finance......

Who wants to be stupid on both sides that are not flattering?

Looking at the monthly payment, users can basically buy this month and pay next month on the platform for eating, drinking and playing, with an interest-free period of up to 38 days, and support bill repayment in installments, which can be divided into up to 12 installments.

Properly benchmark Ant Huabei, Jingdong Baitiao, WeChat payment.

Now customers who use Alipay are rushing to Huabei, and if Meituan really popularizes monthly payment, it may really be able to cancel Alipay payment later.

The idea is very full,

It's just that where does the confidence of monthly payment come from?

"In 16 years, it completed the wholly-owned acquisition of the third-party payment company Qian Daibao, and then obtained the third-party payment license. In November of the same year, it won the small loan license, and then the speed loan and business loan were launched ......"

"Yealink Bank, which has held 28.5% of the shares for 17 years, was approved to raise funds and obtained the most difficult banking license ......"

"In February 18, Jincheng Hunuo Insurance Brokers Co., Ltd., a wholly-owned subsidiary, obtained the wholesale license of the Insurance Regulatory Commission, and made another ...... in the insurance field"

Li Nanjun replied: "Meituan, which has four licenses in hand, can be said to have both ambition and strength. However, five years have passed, and the actual development of Meituan Finance is not only too low-key, but even negative as soon as there is news. ”

Shen Feng snorted lightly, with a few financial licenses in hand, can he compete head-to-head with Ant Financial?

Let's see how much people value!

The key depends on whether the consumer payment scenarios under its own ecosystem can reach the high frequency and multi-dimensionality of the Alibaba ecosystem, as well as whether the stickiness of consumers using monthly payment is high, all of which directly affect the key to Internet finance.

The reason why Ant Huabei, Jingdong Baitiao, and WeChat Pay are giant products is based on their complete and huge product ecosystem, and they also constitute unique financial products. Swift Reading.com

Want to compete with Ant, WeChat, and JD.com to grab the stock market?

Just relying on the takeaway guy?

Wash and sleep!

Having said that, standing in Wang Xing's position, Shen Feng also knew that the arrow was ready to be urgent.

The financial business is similar to blood, which can open up the capital flow of the upstream and downstream of the existing business, merchants and consumers, and even collect and precipitate funds, and the profits brought by the funds themselves are considerable.

At the same time, let the platform use financial cards to deeply bind merchants and consumers to the platform to achieve scale effect.

Thinking of this, Shen Feng was a little embarrassed, there are no fathers and sons in the mall, let alone friends?

Back 11 years, Meituan's $50 million round B financing was led by Alibaba.

Subsequently, Meituan became bigger and bigger, and the business level of the two sides repeatedly collided, knowing that the word-of-mouth platform appeared......

According to Lao Hong, at that time, Meituan launched a lightning operation, requiring merchants that cooperated with Meituan not to continue to use Alipay for settlement, and merchants were not allowed to place Alipay posters and payment signs in their stores......

Completely tear the face!

Especially now that Brother Ma holds 18% of the equity in his hands,

Is Wang Xing a traitor in the eyes of Lao Ma?

"In the field of food delivery, Meituan has indeed crushed Ele.me, accounting for 67 percent. Li Nanjun analyzed: "Ali is also attacking from other angles, and at the beginning of the month, Ele.me announced a comprehensive upgrade, from food delivery to delivery of everything and delivery of services." ”

"In addition to fresh milk, maternal and child toys, beauty, books and stationery, sports equipment and other retail goods, nail art, beauty, housekeeping, cleaning and other items will also be delivered to the door. ”

Shen Feng laughed, this is not just besieging Meituan Lao Wang, but also inserting SF Lao Wang by the way?

Not only local life, but also fresh e-commerce, wine and tourism, travel and even the financial field, the war between the two sides has already spread in an all-round way.

Alibaba's Hema Fresh has stores in all first- and second-tier cities.

Meituan also launched Little Elephant Fresh, and in order to operate more lightly, Meituan changed its thinking and also launched a grocery shopping business to compete in the field of community fresh e-commerce.

Ali laid out Fliggy and directly smashed Meituan's in-store jobs......

Not to mention travel, Meituan acquired Mobike, and Ali invested heavily in Hello Travel, Didi Qingju, Meituan Bike, and Hello Travel......

In the online car-hailing market, Meituan Taxi and Alibaba's AutoNavi are also the second in the industry......

Who made Xiao Ma's WeChat payment big enough, so that Lao Wang has the confidence to give up Alipay, after all, traffic is an upstream and downstream relationship, to put it bluntly, Alipay can hardly give Meituan any counterattack in essence.

In the future, with the advent of the industrial Internet era, the role of payment will become more and more important, after all, payment is the entrance to business and the starting point of the next business marketing.

Only by doing payment can we continue to deepen the big data fields such as user portraits, cross-marketing, and supply chain finance, and can we also do financial services such as online loans, consumer finance, and small and micro business loans.

Wanli has a long way to go!