Shen Feng shook his head, he was afraid that the hooligans were educated!

For professionals, doing anti-collection is a piece of cake.

Understanding the risk control of financial institutions and being familiar with the routines is simply a dimensionality reduction blow.

"Now the most professional team is five or six hundred people, including lawyers who specialize in studying laws and regulations, and rights defenders who specialize in negotiating with financial institutions about bill installments, interest suspension, and ......."

"Of course, the fee is not low, from the minimum of hundreds of orders per day, and it is easy to make three or four million net income per month!"

Hong Gang said: "I heard that the concept of "suspending interest and hanging accounts" has been wildly promoted recently, not to mention debt collection, even financial practitioners will be confused when they hear it for the first time. ”

"To put it bluntly, if you can't repay the money, you can negotiate with the bank, and one option is not to increase the interest and repay the principal slowly. ”

"But the argument is that banks can, they don't have to. As long as the bank does not agree, immediately go to the CBIRC to complain, and casually hundreds of complaint templates, the bank will kneel!"

Shen Feng took a deep breath, this is not good news!

The bigger the project, the more money will be smashed out, like spilled water, can it be recovered......

How much can I get back......

God knows!

"It's very simple for these people to monetize, one is to sell services, several major platforms have finished absorbing fans, and WeChat has a group to give advice to each other, provide services such as interest refund negotiation, and charge service fees. ”

"Generally, 8% to 10%, and 20% for black. As long as there are twenty or thirty people on the set every day, it is easy to earn hundreds of thousands of dollars a month!"

"Or it's a live broadcast, find a great title, what a senior financial planner, listen to all the courses and ensure that all the problems are explained. ”

"It's not a big deal to pull down the offline again, and it is not a big deal to get tens of millions a month. ”

Shen Feng sighed, many anti-collection alliances only aim to obtain service fees from borrowers, so they only chase short-term benefits, which will harm borrowers in the long run.

It is especially suitable for some unreasonable demands, financial institutions may seem to compromise, and immediately put them on the list of dishonesty, and don't even think about borrowing in the future.

Collection and anti-collection are an unequal offensive and defensive battle

Because collectors are usually working in silos, information is not exchanged, and it is equivalent to an isolated fortress.

The anti-collector has basically smoothed out the information gap and turned into a centralized dispatch and consistent army.

In the long run, the strength of the two will become more and more disparity in the future.

"In order to prevent the situation from spreading, our team has also started to recruit graduates with mutual finance majors. Hong Gang said seriously: "Each team is equipped with at least three to deal with the old guys." ”

This sentence talked about his pain, recalling that three years ago, he ran into a wall everywhere when looking for a job, Shen Feng sighed a lot.

In recent years, various boasts of financial technology have become an outlet industry, claiming that there is a talent gap of 1.5 million in China?

As a result, 30,000 or 40,000 people graduate every year, only to find that the industry has withered and the demand for recruitment has plummeted, and many can only engage in lending, insurance brokerage, and collection......

Is it a cheat or not?

The minimum education of Wanli interns is also a bachelor's degree, which must be 985, and studying in a famous overseas school in Qingbei is preferred.

There is no way, the general trend is the trend, if you don't go, others will push you forward.

"Have you heard of Yongxiong?" Hong Gang took the second cup of tea from the secretary and said: "44.6 billion is collecting overdue loans, with more than 10,000 employees, and it is known as the largest delinquent credit card receivables collection service provider." ”

"We have already started preparations to go public on the NASDAQ!"

Shen Feng is drunk, the forest is big, there are all kinds of birds, right?

"The bank is the champion, and the revenue in the first half of the year exceeded 600 million, and seven of the top ten banks are old iron. ”

"Last year, I joined two financial veterans, Zhang Huaqiao and Wang Kaiguo. Wang Kaiguo once served as the chairman of Haitong Securities and was known as the king of the north and south of the securities industry. ”

"Zhang Huaqiao was a vice president of UBS, and is currently a non-executive director and chairman of the board of directors of Hong Kong Paid, and also serves as an independent director of six independent directors of Renaissance International, Logan Real Estate and Zhongan Group......"

Shen Feng pouted, is it the so-called iron triangle of cutting leeks?

Luckin Shenzhou to find out!

In my own eyes, this routine is an unstable model, especially in a labor-intensive industry with a low threshold, and the service is highly substitutable.

The business volume and commission rate determined by Party A's major customers directly affect the performance of Party B's collection company.

To put it bluntly, it's all up to people!

Not to mention the dependence on the owner's father, all kinds of high public relations fees, looking at people's faces all day long, and having to serve comfortably......

It's easy to spend money to get through the so-called relationship,

An accidentally broken person,

It's too late to cry!

Of course, having said that, existence is reasonable, and as long as the reality of the continuous growth of bad debts and the difficulty of bank debt collection objectively exists, there is room and necessity for collection.

It is destined to wander in a gray industry, and it is difficult for the sun to shine, and this kind of thing wants to be listed......

It's hard to climb to the sky!

Send Hong Gang away, this kind of thing is inevitable, just like the Wool Party, as long as it is controlled at a certain safety line, it is useless to think about anything else.

I have to sigh: finance never sleeps.

This circle is full of perennial jobs, such as customer service, especially financial customer service, once you don't answer the phone, it will cause panic about whether the user platform is running away......

If it's a loan and no one responds, customers will be lost immediately......

If it is risk control, the black industry likes to start collecting wool at two o'clock in the evening......

If it's customer acquisition and marketing. Monitor the data of various channels at any time, and adjust the copy and materials at any time......

It is to mix in the VC, at least seven or eight BPs a day, meet three or four entrepreneurs, and conduct field trips to the project......

Finance is born from profit-seeking, and interests flow so fast, even if you always strive forward, you may not be able to stand at the forefront and grasp the pulse of interests.

Take a look at the tracks and tuyeres that rise and fall every year, five years...... Three-year ...... One year ...... Half......

15 years of auto finance is on fire,

16 years of cash loans are on fire,

17 years of blockchain fire,

18 years of short videos have become popular,

19 years of live broadcast fire,

The tuyeres are one after another, and the back waves knock down the front waves again and again, and some can't even reach the beach!

The world is bustling, all for profit, and the world is bustling, all for profit.

As long as you are involved in the financial industry, it is like a perpetual clockwork, and it is difficult to stop......

Behind it is definitely not cold numbers and models, but a restless place full of interests and temptations.

Now think back to Lao Ma's sentence: Ninety-nine-six is a blessing?

Very good!