Chapter 204: The Nature of Banking

I learned from Dong Feiyan that Jiang Bin himself would never take the initiative to take bribes, they were all fake people's hands, that the big projects were in charge of his younger brother Jiang Cheng, and that the small projects were in charge of his wife.

On the surface, Dong Feiyan opened a boutique, which can be regarded as a serious business, in fact, she wins money by playing cards, and provides for her usual food and clothing.

I have been with Jiang Bin for so many years, and I have long passed the freshness period. Jiang Bin comes here at most twice a week.

Zhang Kuan lingered with Dong Feiyan for one night and formed a deep "friendship." Dong Feiyan also said to Zhang Kuan. If you want that project, I can help."

Zhang Kuan said no, just let me cool every few days.

Dong Feiyan was distracted, said that next time don't be in the hotel, it is not good to be known, he has a house in the Sunshine Garden, he wants to contact QQ, as long as Jiang Bin does not come, my sister is always alone in the empty room.

So it's just right.Zhang Kuan asked for the address.I went twice.I put a pair of room keys on it.Just wait for the fish to take the bait.。

On Friday night, Jiang Bin informed Dong Feiyan that he was going to come to Sunshine Garden tonight and asked Dong Feiyan to prepare.

Dong Feiyan turned around and told Zhang Kuan to let him come back another day.

At two o'clock in the morning, Zhang Kuo, Zhang Yunlong, Liu Feiye, Xiaochuan, Langlang and others took the armed police props and uniforms from the film factory and drove to the Sunshine Garden.

Naturally, the security guards at the gate did not dare to stop them, but asked them if they needed assistance.

Zhang Kuan was fully armed, his expression was solemn, and he raised his white gloves to indicate that he was not just a corrupt official.

When the security captain heard this, he said mysteriously, "Is it surnamed Jiang?"

Zhang Kuan was surprised. How do you know."

The security captain grinned." Hey, he's got his car here today."

Co-author: What these people do, it's not strict at all, anyone who observes a little bit can know.

Several people came to Dong Feiyan's residence under the leadership of Zhang Kuan, opened the door with the key, and broke into the house. Jiang Bin hugged Dong Meizi and slept with Zhengxiang, the big belly was white and round, and there was a small, soft slug hanging underneath. Several people couldn't help laughing, woke Jiang Bin up, and took out the handcuffs.

Jiang Bin was startled by this formation, and when he saw that the person who came was an armed police soldier, he covered his face with both hands, and he knew that the matter was exposed, and he had nothing to say.

Dong Feiyan also woke up from the dream, saw the armed police, and got up and dressed with a wry smile on the corner of her mouth.

From beginning to end, Liu Fei also took the camera to shoot with his camera, just like the real thing.

Several people smoothly took Jiang Bin into the car and roared away.

Jiang Bin was wearing a black hood on his head, and he was bumpy all the way, and when the hood was lifted, he was already in another strange room, surrounded by cold stone walls, and a low-degree incandescent lamp overhead, which made people involuntarily despair.

Zhang Yunlong was wearing a police uniform, but he also looked decent, holding a stack of white paper and a pen, and waved it in front of Jiang Bin. Write it yourself.The party's policy.You know it."

Seeing this, Jiang Bin knew that this time it was completely planted. In the past, he had only heard that so-and-so was investigated, and so-and-so was subject to two regulations, but he had always heard that he had never really seen it, but he did not expect that the Commission for Discipline Inspection would arrest people.

Pick up the pen and write.

Zhang Kuan took his mobile phone.Call Xiaoqiang at three o'clock in the morning.Let him go to the company immediately.There is an important task.Xiaoqiang is in Wenrou Township.Very reluctant.Helplessly, the boss's tone is hard.Can't afford to delay.Hurry up and get dressed.

When I arrived at Wanyuan, I helped Zhang Kuan unlock Jiang Bin's mobile phone, which contained Jiang Cheng's number, and sent a text message directly, asking Jiang Cheng to go to the Nantang Post Office at eight o'clock this morning.

Jiang Cheng didn't know what the plan was, he got up early and cleaned up, put on a plush hat, pulled up his collar, and went to the post office.

Jiang Cheng, a wanted criminal on the Internet, was arrested.

His crime is not only to arrange people to maliciously beat the masses during the demolition project, but also to arrange for people to maliciously beat the masses during the demolition project.

However, Jiang Bin's arrest was even more dramatic; The criminal materials were revised seven or eight times before he could be considered to have confessed the crime; I thought that the next thing would be a life behind bars.

Jiang Bin was also surprised, thinking that the material he wrote involved too many people, and the above decided not to deal with him, otherwise, the entire Weiyang officialdom would be earthquaked.

Jiang Bin felt that the sun was exceptionally good today, and he couldn't help but whistle.

What I didn't expect was that only three days of peace had passed, and the Commission for Discipline Inspection came again. This time, only two people came, and they didn't take handcuffs, but they had an interview.

With the first experience, Jiang Bin did not panic in the slightest, and followed the people from the Commission for Discipline Inspection to the office, and the other party threw out a document straight to the point. Let's see if what is written on this is true. This is an anonymous denunciation letter received by the Commission for Discipline Inspection yesterday."

Jiang Bin looked down and only looked at it twice, and his brain was dizzy.

Three days later, Zhang Kuan received definite news that the two brothers Jiang Bin were convicted.

No matter what the people thought of this, the news on the road was flying everywhere, and it was nothing more than a point. Brother Jiang Bin's downfall was entirely because they had provoked people who should not be provoked.

This kind of statement reached Fu Changqing's ears, and he couldn't help but become interested in Zhang Kuan, and said to the secretary next to him, this baby has some ability, and he is better than his father.

The secretary has followed Fu Changqing for many years, knows some things in the past, and asks tentatively: "This kid is so ruthless, will it affect us?"

Please give a laugh." What do you think, no matter how ruthless you are, it's a small fish and shrimp, and what big waves can you make."

In the middle of March, in the noisy sound of gongs and drums, Secretary Zhao filled in the first shovel of soil, and the construction of the garment base finally began.

This large industrial park, which plans to invest one billion yuan, will shoulder the dream of Weiyang's take-off, and a number of construction companies will start construction at the same time.

As the director of the Economic Development Office, Zhang Kuan was fortunate to hold a pair of scissors and stood in a row with the leaders to participate in the ribbon-cutting of the construction of the base.

At night, as usual, he has to be on the Weiyang news, and when he doesn't know him, he is a transparent person, and he only knows him.

The funds for the construction of the base were provided by Weiyang Bank, which was formerly known as Weiyang Rural Cooperative Credit Cooperative.

Most of the funds in it come from the deposits of ordinary people, among which the Qinfeng Group has injected 3 billion yuan into it, plus the deposits of other large and small enterprises, there are as much as 5 billion yuan, and it is more than enough to afford the construction of one or two bases.

Zhang Kuan has never understood how banks make profits, if they save more money and borrow less, and the bank can't afford to pay interest alone.

Zhang Changgui smiled. It depends on who will open it; If you open a private bank, you will lose money if you save more money and borrow less, and if you open a bank by the state, you will never have to worry about it."

Zhang Kuan asked. Why, can't the common people have all the money?"

Changgui said: "Yes, if the results of the bank's data analysis come out, the interest on the deposit is far greater than the loan income, it will be reported to the state, what should the state do, raise the consumption level, let everyone take the money out of the bank, this will not solve the disadvantages of excess deposits, loans, if not, then improve the standard of living, encourage everyone to go to the bank for loans, and consume in advance, so that you will not be able to make a profit."

To put it simply, Zhang Kuan was stunned.

Zhang Changgui smoked a dry cigarette and squinted his eyes. As I said, the society of the future will be the world of the bankers.

Zhang Kuan thought for a while and said, "Then a private person can't open a bank by himself."

Changgui said: "China can't do it, but foreign countries can, for example, the United States, their banks are private, and as a result, the collapse of Lehman Brothers a few years ago caused an economic crisis.

"Bankrupt, what about the money deposited in the depositor."

Changgui said: "Money should be fine; Behind China's banks is the government, and it will never go bankrupt; the United States now has bancassurance, and if it goes bankrupt, insurance companies will deal with it.

Zhang Kuan thought carefully about his father's words, and this was indeed the case. In the early years, there were four steamed buns for one dollar, and now there are two for one dollar, and prices have doubled.

Changgui laughs." Smart people's money will not be deposited in the bank, but will be used in business, such as buying land, building a house, and spending when they have money. If the money is not used for consumption, it is not money. It is called waste paper. Only when the money is in effect, can you really appreciate the value of the money. Even if you are worth billions, you have not spent it before you die, and it is just a blank piece of paper, and it has no other effect."

"So why do people keep saving money?"

"This is the sense of distress of the toiling masses.In the early days when there was no money, people liked to save food for the winter.When people invented fire, there was one more necessity for winter.Accumulate the necessities of life.This is the nature of human beings.Money is kept in the bank.Even if you don't use it.It is good to leave it to future generations.This is also the nature of people.Moreover,Money is kept by your side.How much is still how much.It will not become more.It will only become less.And money in the bank.But it will increase the interest.This is caused by people's greed.Therefore.Most people have money.Will keep it in the bank.."

Zhang Kuan listened thoughtfully, and then asked. Everybody keeps their money in the bank, and interest rates keep rising, and the banks can't cash it out, so they raise prices and devalue their money.