In '03, there was no concept of quick payment.

Not to mention Huaxia, there is no one in the whole world.

"Chen Sang, quick payment, what is it?"

Sun Zhengyi is always full of a strong desire for knowledge about unfamiliar things.

Chen Shixian smiled politely and tried to simplify the concept as much as possible:

"Convenient Internet, attention has become the general trend of the future. Quick payment is a new payment method that conforms to this trend. Nowadays, online shopping is very troublesome, you must open online banking, you must use IE browser, the operation steps are cumbersome, and the payment success rate is low. Coupled with the market chaos, customer confidence is not guaranteed. If someone can get a trading intermediary platform, things will be solved. ”

Sun Zhengyi was originally the chairman of the Hard Bank Bank and was good at the financial field.

Hearing what the other party said, I felt faintly grasping the signs, and asked humbly:

"Chen Sang, please be specific. ”

There is a way that is interlaced like a mountain, and Chen Shixian does not know professional terms.

In front of the big guy, don't slap your swollen face and become fat.

"Waiter, please take two empty glasses, thank you. ”

plus Chen Shixian's own wine glass, there are a total of three glasses in front of him.

He couldn't use Sun Zhengyi's cup as a demonstration, that would be too rude.

In business, pay attention to details at any time.

Chen Shixian set up two empty glasses on the wine table and gestured:

"Nowadays, online transactions are debited from the bank and then paid to the shopping website. Leaving aside the speed of each bank's processing, the information placed on the shopping website is not guaranteed. Customers don't have confidence in the network, so they naturally won't spend on it. Now there is a business opportunity, which is to be an intermediary platform. ”

He set out another glass, between the two empty glasses:

"As an intermediary, you have the function of a bank, but you are not a bank. Customers can deposit their money with us or withdraw it to any bank. When it comes to online trading, it will be reviewed by us to stabilize market confidence. ”

Sun Zheng nodded and pointed out the problem pointedly:

"Chen Sang, what about bad debts?"

This is bound to be the case if the intermediary becomes the bridge between the bank and the customer.

Chen Shixian pondered for a moment and replied frankly:

"I don't think bad debts are inevitable. I want to completely open the market of online trading and make this cake bigger. The first person to eat a crab will inevitably pay the price. I have recently been promoting the implementation of the second-generation ID card, and if Mr. Sun has connections, he can also contribute more. Once the second-generation ID card is promoted across the country, it can be used as a basis to build online credit. Just like a bank loan, each customer can set a fixed amount. If you have a good reputation, you can go even further. As long as the business grows bigger, it permeates all aspects of life. Bad debts are controlled to a certain extent and are acceptable. ”

Chen Shixian looked for Sun Zhengyi this time, and the main purpose was to rely on his connections to speed up the implementation of the second-generation ID card.

The secondary purpose is to get investment from him.

What Chen Shixian just said is the development direction of Alimama in the next ten years.

He now only has one online dating company, which is still a joint-stock company.

Even if you add the current Xunteng headquarters, you can't eat the big cake of quick payment.

Chen Shixian did this because he wanted to repay the favor.

With the advanced concept of the future, give Sun Zhengyi a clear way.

He owns a large number of shares in Alimama, which is suitable for building such a platform.

Only by finding a way to let investors find business opportunities and make money.

In return, Chen Shixian can get more.

Don't learn from those entrepreneurial parties, always thinking about how to deceive and fool.

These gold medal investors will not be willing to be leeks.

If you pay more IQ tax, you will become smarter.

Sun Zhengyi opened his mouth to speak Japanese and communicate with the interpreter.

Chen Shixian couldn't understand what he was saying, so he politely kept smiling.

The female translator looked at herself from time to time, occasionally smiling, as if saying something nice.

After three or four minutes, Sun Zhengyi responded in broken Chinese:

"Chen Sang, the plan, good, the implementation, difficult. ”

"It's not difficult, as a pioneer in fast payments, you have a very big advantage. ”

"Oh?"

"Mr. Sun, I heard that you spent a lot of money to invest in Jack Ma and held a large number of shares of Alimama. You can ask them, do you have any ideas for building an online shopping retail platform?"

Chen Shixian always pays attention to the news, as well as the latest news on the Internet.

At the beginning of 03, Taofeng had not yet come out.

Calculate the time, it should be about the same.

Chen Shixian vaguely remembered that the popularity of Taofeng was not high back then.

Major shopping websites are full of flowers, and they take turns to offer discounts and promotions.

While making the cake bigger online, it also burned a lot of money.

Taosa, which relied on foreign funds to survive, became the winner who had the last laugh.

As for how Jack Ma succeeded, Chen Shixian didn't care.

At most, he describes the steps and processes related to online shopping based on his memories of the future.

Put forward advanced concepts for Sun Zhengyi's reference.

As for how to build and how to complete it, it is not Chen Shixian's business.

He was unprepared, and he didn't have the strength to pay for this troubled water.

If you want to go, it should be a swift trip.

There is almost no difficulty in this method of the concept of white prostitution.

It is equivalent to empty white teeth, directly stealing the results of Jack Ma's decades of optimization.

The interface, process, and experience sharing of future online shopping are put forward and a complete framework is proposed.

The relevant kernel will be handled by professionals.

Sun Zhengyi holds a 39.6% stake in Alimama and is the largest shareholder in the name.

Although he is not directly involved in the company's operations, he is still aware of major projects.

Jackma said at the board meeting that he would set up an online retail platform in May this year.

I've thought of a name, it's called Peach Satie.

This project coincides with Chen Shixian's proposal.

Develop online shopping and retail platforms first, and always pave the way for fast payment.

When the time is ripe, we will be able to establish the intermediary platform that Chen Shixian said.

As mentioned before, bad debts are inevitable.

On the road of pioneering, sacrifice is inevitable.

As long as there is a vision of development, we should adhere to the spirit of craftsmanship and do one thing to the extreme.

Sun Zheng nodded, picked up the wine glass and drank it all, while secretly looking at Chen Shixian.

looks like a talent, has the ability, and does not show off.

It's not like those entrepreneurs who have half a bottle of water, blowing the sky.

He called a female translator in Japanese and told her to look up information about Chen Shixian on the Internet.

The latter took the order and quickly left the bar.

"Chen Sang, keep drinking, I'll please. ”

Seeing that Mr. Sun kept his mouth shut about cooperation, Chen Shixian did not urge him with interest.

He smiled wryly and poured a full glass.

There is no confidence in whether it can be done.

After a few glasses of wine, the atmosphere gradually came alive.

The female translator returned to the bar and told Sun Zhengyi what she had found.

The latter nodded and threw an olive branch:

"Chen Sang, I'm optimistic about you. Come to our company, double the salary. ”

Chen Shixian was stunned when he heard this, but he didn't expect the other party to open conditions and want to poach.

Such a good thing made him feel unreal.

Chen Shixian drank another glass of wine and finally calmed down his restless mood.

For a moment, he looked at Sun Zhengyi and said solemnly:

"Mr. Sun, thank you for your appreciation. However, please forgive me for refusing. ”

……

PS1: There are still 5 people in the group.

PS2: Recently, the new book "No One Knows Ke Xue Better Than Me" was put on the shelves, and the subscription ratio of six to one is not bad, so you can take a look if you are interested.