Chapter 888 Financial Literacy

Women are very confident, and in the past, no man could resist the temptation of her like this.

What's more, a young man like Zhou Wen with strong blood will take the bait as long as he is tempted casually.

Let's talk about it later, and the fish will never be able to escape.

When the time comes, you can pay for it if you want to.

While speaking, the woman came to Zhou Wen's side, stretched out her hand and grabbed Zhou Wen's hand.

"Sister, what's your name?" Zhou Wen deliberately pretended to be nervous.

The voice was slurred, but he was reluctant to let go of his hand and touched the woman's hand.

"You can just call me Sister Mei. The woman smiled.

She gave the man next to her a look of smugness.

In her opinion, she has already conquered Zhou Wen halfway.

There are ways to deal with such young people.

"Sister Mei, let's go in quickly. Zhou Wen's face was red, and he said a little nervously.

It's all pretended, and it's really hard.

Sister Mei took his hand and walked inside.

His fingers rubbed in Zhou Wen's palm, releasing a commotion all over his body.

If ordinary students were to be fooled like this, I am afraid they would really fall.

Zhou Wen thought about it in his heart, and he didn't mind.

There is a cheap and not a white advantage, although Sister Mei is not top-notch, but she is also quite beautiful, and she is not a loss.

Sister Liu had been taken to the other side by the man at this time, and the two of them were separated.

Originally, Sister Liu still wanted to be with Zhou Wen, but the man was so good at talking that she couldn't wait to attend the class.

"Little brother, go this way. Sister Mei smiled.

Walking into this is a hall, front desk, etc., and on the wall are some celebrity posters and so on.

There is a staircase inside that leads up to the second floor.

On the second floor, there are separate rooms, offices, classrooms, and some houses.

Sister Mei led the way in front and pulled Zhou Wen to a living room.

"Little brother, come and sit down. Sister Mei smiled.

"Sister Mei, don't call me my little brother. I'm not small at all. Zhou Wen said deliberately.

Sister Mei was stunned for a moment, looked down at Zhou Wen's position, and said with a smile: "You can't see it." ”

"You can try it if you want. Zhou Wen continued.

He sat directly in his chair with a hint of pretended maturity on his face.

Zhou Wen pretended to inadvertently take out his mobile phone from his pocket at this time, and brought out a bunch of keys by the way.

A key with an Audi on it, a Bentley, and an unrecognized one, a key to a helicopter.

"It's a little uncomfortable to hold it in my pocket. Zhou Wen explained.

This time, Sister Mei's eyes were straight.

I don't know anything else, but I know the sign above.

A smile bloomed on Sister Mei's face, and she hurriedly sat down.

If it weren't for the fact that this living room was separated by frosted glass, she would have sat directly on Zhou Wen's lap.

It's a fat sheep!

"What's my brother's name?" said Sister Mei with a smile.

She unbuttoned one of the clothes on her chest, revealing the fullness of her shirt inside.

Money is really a good thing, Zhou Wen sighed in his heart.

"Just call me Zhou Wen, let me tell you the truth, my family has some business and a little money, my parents are uneducated, so let me come over and have a look if I don't understand this. Zhou Wen said slowly.

"If you want to learn how to manage money, you're right here!" Sister Mei spat and said.

"Tell me about it. Zhou Wen continued.

Sister Mei took out a booklet, put it on the table, opened it and began to tell it.

The spit flew, and after more than an hour, Sister Mei finally finished speaking.

Zhou Wen will also figure out the situation.

This training course says that it teaches people how to manage money, but in fact it has some collusion with some financial institutions.

Financial management must first be financial.

The reason why Sister Liu was able to turn 100 yuan into 15 yuan and withdraw cash at any time was because she bought an internal financial product in them.

I don't know if this financial product is informal.

"Zhou Wen, if you listen to Sister Mei, you will buy this '100% increase', there is absolutely no problem, and you can earn much more than you put your money in the bank. Sister Mei introduced.

I don't know when, she even unbuttoned the top of her shirt.

"Is this the one Aunt Liu bought?" Zhou Wen asked.

"yes. Sister Mei hurriedly said.

If she can say that Zhou Wen can buy it, she will be a great achievement.

Of course, it doesn't matter if she doesn't say anything, as long as she can hug Zhou Wen's thighs tightly, a little money is enough to spend.

"I'm going to think about it, so let me go and listen to your money management lesson first. Zhou Wen said slowly.

Sister Mei nodded, believing it.

After all, everyone is not stupid, if Zhou Wen came up and paid for it, she would still suspect that there was a problem.

"You come with me. ”

The two walked out of the living room and into a classroom.

Inside the classroom, a man in a suit was standing on the podium, his mouth was like a river.

You can hear the howl coming from inside through the glass.

This kind of class, similar to a speech, is highly inflammatory.

Many of the students in the classroom were clearly attracted.

Most of them are older, and there are very few young people, only a few.

Sister Mei went in and said a few words to the teacher, and then Zhou Wen walked in.

"This classmate, you're a little late, you haven't heard some of the knowledge points I talked about just now, now give you ten minutes, read the book immediately, I want to ask you questions!"

As soon as he entered, the men on the podium said with a serious face.

Zhou Wen listened to the music, and he made it very formal.

But looking at this man's attitude, it seems that he has offended him somewhere.

There shouldn't be any place, right?

Zhou Wen's heart turned around and saw Sister Mei outside.

The male teacher's gaze was not looking at Sister Mei, with affection.

The problem is above, this lecturer probably likes Sister Mei, and when he sees him getting close to Sister Mei, he wants to vent.

"Teacher Wu, he's still a student, so there's no need for this, right?" Sister Liu said.

"Aunt Liu, I'm also doing this for your good, the basic knowledge of financial management must be clear, he is late, he must make up for it!" the lecturer said righteously.

Sister Liu had nothing to say for a while.

"Xiaowen, just look at the book, you are a student, you learn quickly, there should be no problem. Sister Liu persuaded her.

"Good. Zhou Wen said with a smile.

He looked at the textbook on the table, opened it and glanced at it.

The content in these textbooks is useless, it is all formal knowledge, which seems quite bluffing.

In fact, these things are only some of the most basic knowledge points in the industry.

"I'm done. Zhou Wen swept his eyes and put the book on the table.

Teacher Wu was stunned for a moment, and said in surprise: "Have you read it carefully?"

"Look. Zhou Wen said.

"So many things in this book, this is all over?"

"I think this young man is just fooling around, delaying our time and the teacher's time!"

"He's a young man, and he's definitely faster than us can remember. ”

In the classroom, everyone began to talk.

After all, the book is quite thick.

They have been listening to the lecture for several days and have not yet fully mastered it, and they have not even memorized it all.

In the classroom, several young people sneered.

"Teacher Wu, since he said that he has finished reading, then you should test him. A man suggested.

Teacher Wu didn't know how to speak, after all, it was not good to bully the small.

Now the student spoke, giving him an excuse.

"This classmate, since you said that you finished reading it, then I will test you, there is no problem with this, right?" Teacher Wu said lightly.

"No problem. Zhou Wen looked as usual.

Sister Liu was in a hurry.

"Xiaowen, don't mess around. Sister Liu persuaded her.

Teacher Wu snorted coldly and said, "Okay, if you can't answer the question I asked, then please leave this classroom and don't come in the future." ”

When the words fell, the whole classroom was in an uproar.

"If you can't sit in this classroom, you'll say goodbye to the opportunity to make money. ”

"As for it, I have to offend Mr. Wu. ”

"Let's see if he can't answer and cry, just one less competitor. ”

Everyone at the bottom said.

"Then what if I answer them all?" Zhou Wen asked rhetorically.

At this moment, Mr. Wu was stunned.

He hadn't thought about it at all.

Zhou Wen is not very old at first glance, and he must not have been exposed to professional knowledge before, so it is absolutely impossible to answer.

"If I answer, you can only tell me the best way to manage your money. Zhou Wen said slowly.

All those who heard this were indignant.

Isn't this just trying to let Mr. Wu open a small stove?

If Mr. Wu can say this, there must be some ways to make more money in private.

Teacher Wu was stunned when he heard this, and then smiled: "Okay, no problem, if you really answer, I will tell you what to do!"

He said with a righteous and awe-inspiring look.

But in fact, my heart has already blossomed.

He also thought that Zhou Wendu had already noticed the abnormality, but he didn't expect to fall deeper.

It doesn't matter if you answer it, you can just design a trap for him.

Teacher Wu cleared his throat and said, "Okay, I'm going to start asking questions." ”

Everyone looked nervous, waiting for Mr. Wu to ask questions.

"What are the two types of financial management?" said Mr. Wu slowly.

"Financial management is divided into life financial management and investment financial management. Zhou Wen said it without thinking.

Teacher Wu had a look of surprise on his face.

But it doesn't matter, that's the first question, it's not difficult.

Maybe Zhou Wen happened to see it when he was flipping through the book just now.

"What are the basic principles of financial management?" asked Mr. Wu.

This question is a little bit more advanced.

However, Zhou Wen still didn't think about it, so he said: "The risk of investment is always proportional to the return, and the risk of a portfolio is lower than the risk of a single investment." ”

In the classroom, several students began to flip through the books.

"Damn! I'm really right!" many people were surprised.

Zhou's answer was exactly the same as the standard answer.

Teacher Wu was already nervous at the moment.

Answering both questions correctly, there is definitely a problem.

But to say that Zhou Wen really understands, it's impossible.

At this time, he thought to himself and decided to solve a difficult problem.

"Briefly introduce the popular 'four-point' financial management plan abroad. Teacher Wu said indifferently.

He dared to guarantee that Zhou Wen would never be able to answer this question.

In the classroom, everyone was stunned.

"That's not what was taught in class, is it?"

Later in the book, it hasn't been talked about yet. ”

"It's so hard. ”

Everyone gossiped.

Without reading books, I don't know what the answer is.

Teacher Wu looked at Zhou Wen with a smug face and sneered: "If you can't answer, leave the classroom immediately!"

Zhou Wen's expression was calm, and he said slowly: "The principal-guaranteed type accounts for 45 percent, the income type accounts for 30 percent, the growth type accounts for 20 percent, and the speculative type accounts for 5 percent, showing a pyramid structure. ”

"The higher the upside, the higher the risk, the higher the return. ”

The sound echoed through the classroom, and the whole classroom fell silent.