Chapter 5 The first experience of the wealth creation plan
Li Yifan walked up to Liu Lijuan and asked, "Did you take it?"
"Take it, a set of birds of prey, a set of kites. ”
"These two sets of tickets are good, I just saw it in Lao Mona. ”
"What about you, do you have any stamps?" asked Liu Lijuan.
Li Yifan said while pushing the cart: "I want to buy a few monkey tickets." ”
"I also want to buy a monkey ticket, but I don't have a monkey ticket for my zodiac ticket. But it's too expensive. Liu Lijuan sighed and said.
As a stamp depth fan, who doesn't want to own a monkey stamp. It will take your stamp book to the next level in no time. But the price of monkey tickets has risen too fast. As soon as it was issued in 80 years, it rose from 8 cents to 8 yuan, an increase of 100 times. Since then, it has risen every year, and it has risen to 25 yuan a piece in 87 years.
Li Yifan got on the bike, walked slowly, and waited for Liu Lijuan to also ride over, before saying to her, "I suggest you buy it now, grit your teeth and buy it, otherwise the price will increase more and more in the future, and then you really can't afford it." As he spoke, he arrived at Liu Lijuan's house after a while.
After the separation, Li Yifan began to think about raising money. I have to go to Old Mona next week to pick up stamps, which requires a lot of money
。 In 87 years 2500 yuan is a huge amount of money. At that time, the average worker's monthly salary was 6, 70 yuan, 8 cents a pound of eggs, 9 cents a pound of pork, and 1 yuan for a bowl of beef noodles. All are available in limited quantities.
However, in 1987, as the state liberalized the production of agricultural products, the supply of agricultural products gradually improved, and urban residents also had surplus food stamps and other tickets every month, and at the same time, the Shenzhen Special Economic Zone took the lead in abolishing various tickets in 1984, resulting in a loosening of the management of local tickets.
On the one hand, the surplus food stamps in the citizens' homes are idle and wasted, and on the other hand, the surplus labor force in the rural areas goes out to work and needs food stamps to buy food.
As long as a bridge is built in the middle, there will be profits. At this time, there were special "egg-dumping troops" in the south, who exchanged eggs for food stamps in the hands of citizens, and then sold the grain stamps to grain dealers to earn the difference in the middle price, and made a lot of profits.
Well, that's it. Li Yifan thought. However, what should I do if I don't have time to take the college entrance examination soon? Li Yifan pondered hard.
After thinking about the familiar people, I suddenly remembered the uncle's son cousin Li Xiangdong, Li Xiangdong graduated from high school last year, was not admitted to school, and is now unemployed at home.
Uncle is a mechanic technician at the Mobei Woolen Mill, and is preparing for early retirement so that Li Xiangdong can replace him and become a state-owned worker in the woolen mill, which is also the main employment method in this era.
Although Li Xiangdong's academic performance is average, he has a very lively brain, a sweet mouth, is good at socializing with people, and is very righteous, so he has a lot of fox friends and dog friends. I have been unemployed at home for a year, and I have never been short of pocket money. Thinking of this, Li Yifan got on the car and rode to the woolen community.
Northern Xinjiang Province is the country's main cattle and sheep breeding base, after the founding of the People's Republic of China in the early 50s, the country aided the construction of commonly known as one wool, two hair, three hair, four hair, five wool mills. The products realize the whole industrial chain from carding, spinning, weaving, pure wool blankets and pure wool carpets.
From the establishment of the factory to the 80s, the wool textile industry has always been the pillar industry of Mobei City and even Beijiang Province. However, in the mid-to-late 80s, due to the liberalization of the market, there were many retired employees in enterprises, aging equipment, low labor productivity, and rigid management system. Enterprises have been sluggish, and the benefits are not good.
Li Yifan thought while riding a bicycle, his cousin is going to work in a woolen factory, and he will be laid off again in a few years, so it is better to fool him over to help himself, a good man still needs three gangs to succeed, and he can't do it alone.
After riding for about 20 minutes, I turned into the woolen community, which has about 30 four-story buildings and some bungalows.
Since the uncle is a maintenance technician in the factory, the unit is divided into a building. Li Yifan rode downstairs to his cousin's house, and saw his cousin playing poker with a group of young people from afar.
Li Yifan put away the bicycle and stepped forward to shout
"Brother Dong", Li Xiangdong turned his head, "Yifan, you are not about to take the college entrance examination, and you still have time to run around." ”
"Brother Dong, I have something to do with you. ”
"Okay, I'll finish this fight. After Li Xiangdong finished speaking, he began to beckon his companions to play cards again, and the game was over after a while.
Li Xiangdong stood up and said, "Brothers, you guys play first, and I'll talk to my brother." After speaking, he hugged Li Yifan and walked home.
went upstairs and entered the house, there was no one at home, Li Yifan asked, "Uncle and aunt are not there?"
"The old man went to the factory to volunteer again, and my mother went to my grandmother's house. By the way, Yifan, what's the matter with you hurrying to find me?"
"Brother Dong, there is such a thing, I want to discuss it with you to see if I can do it?"
So Li Yifan told Li Xiangdong in detail about the exchange for food stamps. "Brother Dong, this business is very interesting, the threshold is low, and the difficulty is not great, it is to grind time, mouth, and legs, but the profit is not small, and the money is fast. ”
Li Xiangdong touched his head, thought about it and said, "Hearing you say this, our family will have some food stamps left every month, which are stored at the grain station, and it is useless." The business is good, but first, what about the start-up capital? Second, where do the eggs come from, if you go to every household in the village to collect them, the amount is too large, and it is not easy to get them. Third, who are the collected food stamps sold to?"
Li Yifan was happy to hear Li Xiangdong's question, and secretly said that he didn't find the wrong person, his cousin is really a businessman, and several questions are to the point.
"Brother Dong, these three problems I think so, first, start-up capital I will find a way, I expect to invest 500 yuan to be able to turnover, in addition to the purchase of eggs, I want to solve from my second uncle their chicken farm, their chicken farm has 200,000 chickens can lay more than 300 tons of eggs per month, the chicken farm also gives each worker 15 pounds of eggs every month, the eggs that the workers can not eat have no channels for realization, we can collect some from them at a low price, the insufficient part can go the way of the chicken farm director, should be able to solve. At the end, the food stamps received can be sold to grain sellers or to salesmen who often travel to other places. They can be spent as money in the south. I'll figure this out. ”
After listening to Li Yifan's plan, Li Xiangdong said that he could do it. Li Yifan said to Li Xiangdong again, "You can't do this alone, after paving the way, you can find a few friends to do it with you and pay them some compensation." After making a profit, Brother Dong and I added five to each other, and divided it in half. ”
Li Xiangdong hurriedly said, "How can it, the way is what you want, and the money is also yours, so my friend and I only take 30%, and you don't shirk it anymore, otherwise this business would rather not be done." ”
Hearing this, Li Yifan smiled, "Brother Dong, then I won't be hypocritical, the road is still long, I think my two brothers will definitely be able to do a career, then I'll be here today, I'll raise money, you wait for me to believe, after you get the money, I'll take you to see my second uncle and let him help introduce you." After saying that, Li Yifan went downstairs and rode home.
Zhao Yuying and Li Shirong were making dumplings and mutton and carrot stuffing at home, "Lao Li, you take the time to talk about Yifan, he is about to take the college entrance examination, and he is not at home to review well, and he is still running around outside, if he can't get into a better school, what will he do in the future? You don't see how difficult it is to arrange a job now." ”
"You don't push your children too hard, you only have one day off a week, and you should relax and relax. Besides, the knowledge that should be learned has almost been mastered at this stage, and I don't care about this moment. Li Shirong was talking to his wife while wrapping dumplings.
While the couple were talking, they heard the door open. When I looked up, I saw Li Yifan pushing the door in. "Dad, what day is Mom, how do you eat dumplings today?" Li Yifan said, put down his schoolbag, and prepared to help make dumplings.
"Your mother said you were nervous about studying, so give you some energy. Where did you go in the morning?"
"I went to a philatelic company. ”
As soon as Zhao Yuying heard it, she said, "I'm going to take the college entrance examination soon, put this hobby aside first, and work hard to be admitted to a good university, and have time to play." ”
Li Yifan walked behind Zhao Yuying, and said while helping her massage her shoulder, "Mom, don't worry, I will definitely be able to help you be admitted to a key university, so that you can be beautiful in front of your school colleagues." ”
"Go, as poor as you can. ”
"Dad, I went to the philatelic company in the morning and met Mo Xiancheng who poured stamps. Chatted, found that the 80 version of the monkey ticket rose very quickly, the monkey ticket face value of 8 points, 80 years of issuance, 81 years on the sale of 1 cent 5, 82 years on the rise to 3 yuan, the year before that is, 85 years has been sold for 10 yuan a piece, just now I asked Lao Mo, this year the state released the price of adjustment is 25 yuan, Lao Mo estimates that next year will rise. ”
"The 80 version of the monkey ticket?" is the black monkey on a red background?" Li Yifan replied, "Yes." ”
"It's really going up fast. It's more than 30 times in the math, 30 times in 7 years, and an average of four times a year. So powerful?Yifan, what do you think?"
"I don't know if I have money at home, but if I have rich money, I can take it out and buy some, which is better than saving it in the bank and eating interest. Zhao Yuying accosted, "The family's money is still ready for you to go to college, and in addition, the interest rate of the bank is not low now, with an annual interest rate of 12%. ”
Yes, in the late 80s, bank interest rates were very high, above 10% in most years, and there was no soil for illegal private fund-raising in that era.
"Mom, I don't need to spend extra money at home when I go to college, you think, the university is free of tuition, if I go to a normal university, the state also pays a monthly living allowance, and the state also subsidizes food. ”
From the founding of the People's Republic of China to the mid-80s of the 20th century, China's higher education has been free of charge. In the mid-80s, colleges and universities began to recruit self-financed students and commission trainees who belonged to the market-regulated component in addition to government-funded students and orientation students. In 1989, colleges and universities imposed fees on all students (but there was a big difference between the fees charged by government-funded students and self-financed students), and the "dual-track system" of enrollment and graduate employment was formally established.
In 1989, when universities began to charge fees, the tuition fee was 200 yuan per academic year, which was 1/7 of the average income of urban residents in China at that time of 1,376 yuan (according to the National Bureau of Statistics), and the average cost of living expenses and other tuition and miscellaneous expenses was 600 yuan per year, accounting for about 50% of the annual income of residents.
Since 1989, when universities began to charge fees, the tuition fees of colleges and universities in China have shown a rapid upward trend year by year. In 1993, the average tuition fee paid by ordinary college students was 610 yuan, which doubled to 1,319 yuan in 1996 and doubled again to 2,769 yuan in 1999.
After the expansion, tuition fees rose sharply, rising by 28.2 per cent in 2000 over 1999 and reaching an average of 3,895 yuan per student in 2001. It was not until 2001 and 2002 that the Ministry of Education and other ministries and commissions issued two documents stipulating that colleges and universities were not allowed to raise tuition standards, and the trend of rapid increase in tuition fees was alleviated.
At present, college tuition fees generally range from 5,000 yuan to 10,000 yuan, an increase of 25-50 times compared with 1989, while the per capita annual income of urban residents has only increased by 4 times, and the actual increase after deducting price factors is 2.3 times, and the increase in college tuition fees is almost 10 times that of residents' income!
"Yuying, I think what Yifan said makes sense, this investment income is very high, much stronger than the bank to eat interest, I also know some of this stamp, it is a relatively safe investment, Yifan, how much does it cost?"
"It takes about 3,000 yuan, of which 2,500 buy a full page of monkey tickets, 80 pieces, the whole page of the world is small, the future appreciation is fast, and the rest of the money can buy some scattered monkey tickets and some commemorative postage envelopes. ”
"Okay, I'll figure out how to pay for it, about when I'll need it. ”
"I told Lao Mo that he would help me find a ticket and give it to me next Sunday. ”
"Okay, I'll figure out the money, but at this stage your energy is mainly focused on studying. ”
"Okay, Dad, don't worry, you and my mother, I'll definitely be able to get into a university. ”