A few days later.

Zhang Yida and Zhao Erya sat in the back row of Bentley Mulsanne, discussing the destination of the trip.

"Do you really want to buy" the courtyard on the bank of the canal?" Zhao Erya had a hint of longing in her eyes, and then muttered in a low voice, "Do you have so much money?"

"No!" Zhang Yida replied casually, and he leaned back again, so that his back sank into the comfortable and soft leather seat as much as possible.

"You dare to buy such an expensive house without money?" Zhao Erya thought about it and felt that it was wrong, and asked again: "You must have lied to me, right?"

Zhao Erya tilted her head, "Think about it, there is no company listed recently, did you sell the shares of Yimin Netgold?"

"It's not for sale!" Zhang Yida smiled faintly, "You can't guess anyway." ”

Yuan Xiao, who was driving in the front driver's seat, had been silently holding the steering wheel, wearing a decent black suit, he didn't say a word, he didn't look around, and he abided by his duty as a bodyguard.

A qualified bodyguard must have the following qualities: to be an air man in normal times, not to interfere with the boss's life, and to show their ability in case of emergency.

Behind Mulsanne is a black Mercedes-Benz AMGG63, commonly known as the "Big G".

The main driver and co-pilot in the big G car were Luo Xiaohu and Qin Lin respectively, and Qian Li was on vacation and came over to change shifts at night.

Luo Xiaohu couldn't put it down, holding the big G steering wheel, and praised: "Brother Lin, this one is really generous, and our bodyguards are equipped with 3 million luxury cars." ”

Qin Lin was holding a working tablet in his hand, and a "red dot" on it kept flashing, showing the positioning of the Bentley car in front of him.

"A young man like Mr. Zhang must pay attention to pomp and face!" Qin Lin put down the tablet and began to chat, "Xiaohu, have you ever been with tens of billions of billionaires before?"

"No!" Luo Xiaohu sighed while driving the car, "I used to talk to a manufacturing boss worth hundreds of millions, and I usually drove a Highlander or A6." ”

"It's still better to drive this car, and I'm in a better mood when I drive!" Luo Xiaohu praised again.

"Yes!" Qin Lin rubbed the luxurious interior of the car beside him, and said, "So we have to work hard and strive to become Mr. Zhang's long-term bodyguard." ”

"Hmm. Brother Lin, you're right. ”

Zhang Yida looked at Zhao Erya, who was sitting beside him and was thinking hard, and said with a smile: "You can't guess!"

"Equity pledge!" Zhao Erya suddenly remembered, although she didn't specifically ask about Zhang Yida's company's operation, it didn't mean that she didn't know anything about Zhang Yida.

"Right, did I guess right?" Zhao Erya asked Zhang Yida with a smile on her face.

"Amazing!" Zhang Yida gave a thumbs up and said, "It's progress, you've guessed it." ”

"I heard that you have set up a family office and entrusted all the shares of Yimin Netfinance to them?"

Zhang Yida admitted: "There is such a thing, if the assets are not liquid, there will be no income. ”

Zhao Erya was a little worried and asked, "If you borrow so much money, the interest is very high, right?"

"Tens of millions of dollars a year!"

"That's so much? The interest is hundreds of millions of yuan a year. After Zhao Erya was surprised, she said: "As long as you feel safe, you can go according to your plan!"

I don't understand finance, I don't understand business, so I can't give you any advice. ”

Zhang Yida looked at Zhao Erya with a smile, "Don't you ask me what I did with the pledge of so much money?"

"I don't need to ask, I know, I must have used it to invest and make money. ”

Zhang Yida nodded and didn't speak again.

His shareholding in Yimin Netfinance is as high as 47.51%, and the market value of his position is as high as $2.46 billion based on the current stock price.

After making a $500 million equity pledge, the Flame Family Office pledged a portion of its equity to Goldman Sachs to obtain a $500 million loan after consulting him.

At present, Zhang Yida's equity pledge rate has reached 40%, which is slightly high, and the stock price is less than $18 is the warning line, and less than $13.5 is the liquidation line.

However, you can add margin or additional pledged shares in the middle to prevent "liquidation".

The first pledge of 500 million US dollars, Zhang Yida used to acquire Blue Hole and invest in OYO, as well as injected capital into Doushi, which could not be realized or repaid in a short period of time, which is considered a long-term investment.

The second tranche of US$500 million was handed over to the Xinhuo Family Office for asset allocation, part of which was used to buy short-term bonds and domestic and foreign secondary market stocks to ensure liquidity, and part of it was used to buy hedge funds and equity investment funds.

Compared with the interest rate of equity pledge, if the investment rate is higher than it, it is earned, and if it is lower than it, it is a loss.

As for whether it is a loss or a profit, Zhang Yida has no bottom, and he will not know until the end of the year to see the annual return rate.

However, the Xinhuo Family Office has hired an investment and financing team with a high salary, and is familiar with various capital operations and investment methods.

Zhang Yida still has some confidence in their "making money".

Zhang Yida is now preparing for this, and if the model is feasible, most of his personal assets will be used to form a "personal family office" in the future.

Completely separate your private assets from the company's assets, and do a good job of risk isolation.

Zhang Yida retracted his mind, and the car had arrived at its destination at this time, stopping in front of an antique compound.

Yuan Xiao, who was in a suit and leather shoes, was the first to get out of the car, wearing white gloves, he pulled the car door with one hand and supported the roof with the other.

Zhang Yida bent down and got out of the car and straightened the folds of his tweed coat.

Yuan Xiao walked to the other side of the car door again and welcomed Zhao Erya out in the same way as opening the door.

Zhao Erya bypassed the back of the car, walked to Zhang Yida's side, and looked at the courtyard of this antique building.

At this time, the security guard, who had already noticed two luxury cars parked in front of the door, came over and asked, "Hello sir, ma'am, are you here to see the house?"

"Yes!" Zhang Yida bowed slightly at him.

"Okay, please. The security guard made a "please" gesture and beckoned Zhang Yida and his party to walk towards the courtyard.

Zhao Erya took Zhang Yida's hand and followed behind the security guard unhurriedly. Yuan Xiao followed behind the two without saying a word, like an invisible person.

The security guards are not too strange, the people who buy their Tahoe Group houses are either rich or expensive, and it is normal to have a bodyguard with them.

Luo Xiaohu, who was sitting on the big G, asked Qin Lin: "Brother Lin, should we follow?"

"No, this is in the country, and it is the capital, there is no problem. ”

Qin Lin waved his hand, and then said: "Didn't Mr. Zhang tell him? In the future, the people who ride in the same car with him every day are Ming Sentinel, and they can follow him with them."

We are a "dark whistle" today, and we don't have to follow him closely without his special orders.

It's just that mobile phones, radios, and emergency alarms should be turned on at any time, and if there is an abnormality, you must immediately go to Mr. Zhang's side. ”

"Oh!" Luo Xiaohu nodded and said "Okay".

Entering the compound, Zhang Yida took a look at the blue brick high wall, which is a bit similar to the sales department of the "Hui style building". sighed secretly, it is worthy of producing luxury houses, and the sales department is so compelling.

A sales lady wearing a tweed coat and light makeup greeted her, "Hello Mr. and Madam, are you here to see the house?"

"Yes, I want to see the 12 sets of "Villa Kings"!" Zhang Yida said succinctly.

Welcomed people into the courtyard, and the security guard who was about to get up and leave also stopped a little, turned his head and looked at Zhang Yida a few times before leaving, and secretly sighed, the real rich man!

The sales lady was a little surprised, and quickly suppressed her emotions and said with a smile: "Sir, at present, 10 of the 12 villas have been sold, and only one set of European-style "Tahoe Hongyu" and Chinese-style "courtyard on the bank of the canal" are left. ”

Zhang Yida, who loves history, naturally prefers Chinese-style courtyards, so he said to the sales lady without hesitation: "Let's look at the courtyard on the canal bank first!"

The sales lady saw it: Although Zhang Yida and Zhao Erya are young, they are dressed extraordinarily, and they are followed by a suit bodyguard, so they should be powerful buyers.

So she smiled, beckoned Zhang Yida and Zhao Erya to sit down on the sofa in the hall, served two cups of hot drinks, and said, "Sit down for a while, and I'll go get the key." ”

"Wait!"

The sales lady stopped and asked Zhang Yida again: "Does Mr. have any other instructions?"

Zhang Yida pointed to Yuan Xiao who was standing behind him, "Give this gentleman a hot drink too." ”

"Mr. Zhang, I don't need it. Yuan Xiao was a little moved, being a bodyguard felt "respect" for the first time in so many years, so he was as indifferent as him, and he couldn't help but feel a little sour.

The sales lady was also very surprised, she had received customers with bodyguards several times, and she had never seen such a "cherishing subordinate" customer.

"Well, I ignored it. The sales lady bowed slightly towards Yuan Xiao again, "Sir, I'm sorry, you wait a minute." ”

Then the sales lady turned around and poured the hot drink again.

"Xiao Min, which apartment type does the customer outside want to see?" When Xiao Min, the sales lady, came to the bar to pour a hot drink, the supervisor stopped her.

"Look at the courtyard on the canal bank!"

The director's eyes lit up, this is a big customer, hundreds of millions of deals.

"Are you sure you have any intentions? Don't be an anchor or a self-media person, come to see the house, just to take pictures and write scripts. The Director asked.

"Probably not, I look very well-dressed, and I have a bodyguard with me. ”

The director shook his head, "Clothes can be rented, bodyguards can also be rented, these days, there is a considerable lack of trust between people!"

"It's okay to see, if they take pictures or something, I'll just coax them away. ”

finally came to a "big customer", although I am not sure whether it is a real customer or a fake customer, but Xiao Min is working with the mentality of "I would rather kill three thousand by mistake than let one go".

"You, you!" The director saw through Xiao Min's thoughts and said with a smile: "You just have no interest, and you still have that dream of making a fortune?"

"That's right, sell a set of villa kings, and get a commission of 3 million, so don't fools want it?"

Xiao Min poured the hot drink and was about to leave, when the supervisor told him again: "You call two colleagues from the security department, the items in the villa king are too expensive, you have to keep an eye on them." ”

Xiao Min nodded, "Don't worry, leader, I'll be smart." ”