Chapter 121: The Sorrow of Usury

Ma Xiaohu motioned for several bigwigs to sit down and listen to him explain slowly.

"Fu Changqing is the richest man in Weiyang, and it is said that his family fortune is up to 5 billion yuan. This is a big rich man in the northwest, and everyone in the world knows his means of collecting money. It is nothing more than the agricultural and sideline food industry.

Xiaohu said, looking around, with unwillingness. In the past, I admired this man, and I thought that a pig killer could become popular in just a few years, and it was really amazing, until I went to Lotus Mountain and met the living God of Wealth."

"The Living God of Wealth." Someone asked, puzzled. What does this man do?"

"Yes, the living god of wealth." Xiaohu said slowly: "When he was in Weiyang, the people of Majiazhuang were still busy asking for food everywhere to live, and the living god of wealth was surnamed Zhang. he had learned to watch people with a crazy Taoist before, and he had also traveled to Shenzhen in the early years, and he had been to Mobei.

The old man in the neighborhood heard Xiaohu's narration and seemed to think of such a person. Yes, yes, there was such a person in Weiyang 20 years ago, and he was really capable. I heard his name when I was asking for food in Weiyang.

Xiaohu nodded. That's right, that's him, he had a few brothers who had died at that time, Fu Changqing was one of his brothers, Fu Changqing killed pigs, at most he was a butcher, but when he met the living God of Wealth, it was different. In just three years, the entire pork stall in Weiyang was wiped out.

Someone asked again." So what does that have to do with where we are now?"

Xiaohu said: "Don't worry, you will understand when I say it, there are still a few people who have a good relationship with the God of Wealth at that time, Fu Changqing is only the one who has made a fortune the fastest, and there are two others who have also made a fortune under the guidance of the God of Wealth.

"Open a bank." Several bigwigs gasped.This God of Wealth is really awesome.Can the state allow him to drive.

Xiaohu replied: "Who said no? The state does not allow banks to be opened, and the God of Wealth wants to do this, and he also said, "From now on, it will be the world of bankers, and no matter how profitable the business is, there will be no bank to make money. If you don't open a bank now, in another twenty years, everyone will be slaves of the bank. At that time, no one took his words seriously, only Fu Changqing supported him the most."

"The state doesn't allow him to open a bank, so he goes to the government, runs a foundation in the name of sponsoring poor students, and calls on farmers to keep their money wherever he is, and the interest rate is twice as high as that of the bank."

Several peasant drug lords looked at each other when they heard this, and they didn't know how the God of Wealth made money.

"The interest on the money is twice as high as the bank.

Xiaohu laughed." Saving money is higher than in banks, but lending is even higher." After speaking, his eyes became cold." Actually, it was a loan shark, and the God of Wealth himself told me, that he was too greedy at that time, and that he pressed the peasants too hard, otherwise he would not have eaten in prison."

Someone next to him interrupted him." You didn't say how this loan shark could make money, the interest he gave was so high, everyone went to save money, he didn't take out loans, he didn't lose money."

Xiaohu said: "It's very simple, someone comes to save money, he accepts it with a smile, and then arranges for his brother to find a person who saves money to do business, for example, you have 20,000 yuan, go to the foundation, the God of Wealth knows that you have 20,000 spare money, he tells Fu Changqing the news, two days later, Fu Changqing comes to look for you, says that there is a business to cooperate with you, you need to invest 50,000 start-up capital, he can guarantee that within two months, let you earn 100,000."

After Xiaohu finished speaking, the big guys' eyes widened, and they were shocked.

"Yes, it's a lie, you think you're going to make money by cooperating with a millionaire who killed pigs, you go to the God of Wealth and take out the 20,000 you have saved, and then ask him to borrow 30,000 yuan, and you may make a profit, or you may lose money, but in most cases, you can only pay the interest on the loan after a month of hard work."

Speaking of which, everyone understands that the foundation that the God of Wealth set up at that time was actually relying on the interest of depositors to obtain high profits, and not only depositors, but also many fortune projects, such as planting medicines, developing animal husbandry, or opening fish ponds, and engaging in direct sales of products.

But once someone takes out a loan, and the real investment goes in, they will find that there is a huge hole in it, and most people lose all their money, and not everyone has the brain of a god of wealth, and can make a life out of a business that is going to die.

As a result, the Foundation didn't have much effort, and it had a lot of foreign debts, and what the God of Wealth did was to go to the door on a monthly basis to collect the debts.

In the later stage, many people can't afford it, it doesn't matter, they go to the God of Wealth, they sign a contract, they will show you a clear way, you won't starve to death, but you can't make any money, so that many people will leave their homes later.

It doesn't matter if people leave, the people of the Foundation will chase them to their homes, pull cattle and sheep, and take everything that is valuable.

"Then this surnamed Zhang is too much of a thing." Someone sighed so emotionally." It's worse than drug trafficking, and drugs are harmful to people, and they only harm the rich. Ordinary people who are idle go to take drugs, but this surnamed Zhang is clearly aimed at the poor, and those who have money go to the bank, and whoever deposits the foundation."

Xiaohu said: "It was because he harmed the poor that he was imprisoned in Lotus Mountain, and he was only released during the Chinese New Year this year, but he himself said that he was cheated at that time, and his original intention was not to coax the poor to make money, but really wanted to help everyone get rich."

"Listen to him, these people with good brains, no good people, and the peasants are the most pitiful, and they can tease them."

Another person asked. I still don't understand what you said about it, and what does it have to do with Zhang Kuan's desire to deal with our Majiazhuang."

Xiaohu said: "After the God of Wealth entered, the foundation was stopped, after all, it was private fundraising, the state did not allow it, look at Weiyang for more than ten years, usury almost did not appear, but now you go to Weiyang to have a look.

"Indeed, when I went to Weiyang in March, I saw the telephone poles everywhere, and the toilet doors were all the phone numbers of the loan company."

"What does it mean, it shows that usury is on fire in Weiyang again, and the hottest and largest credit company in Weiyang at present is Fu Changqing's company, Qin Feng Finance."

"I still don't understand. What does it have to do with us that he is a loan shark, and we don't have a shortage of money selling drugs."

"Of course he's not going to ask us for a loan, he's asking us for money." Xiaohu explained slowly. Back then, there was a living God of Wealth, and the Foundation could make all depositors owe him money. Fu Changqing didn't understand anything, and he also learned from God of Wealth to engage in usury, and the interest rate on deposits was four times higher than that of the bank, and the net profit was 1,000 a year.

Xiaohu said, and the big guys gradually understood.

The depositors of Fu Changqing's financial company are far larger than the lenders, and the interest rate rises every month, resulting in a large number of losses. It is no exaggeration to say that once more than seventy percent of the depositors go to his company to withdraw the full amount, Fu Changqing will go bankrupt.

"So, he'll have to find a way to get money from other sources to fill the hole in the loan shark."

Everyone understands at this point.

Fu Changqing's financial company can be opened, it must rely on its own political influence, and he has made a guarantee to the above, and the boss behind the scenes is him. Of course, he does not dare to declare bankruptcy casually, even if it loses, he has to hold on.

But the more he insisted, the more he lost money, and he had no choice but to look at other industries, preferably those that could bring huge profits.

In all major industries, in addition to robbing banks, it is drug trafficking.

Xiaohu said with an affirmative face: "Zhang Kuan is Fu Changqing's junior brother, and it is no accident that he can rise rapidly in a short period of time. I have long suspected that Wanyuan Garment Factory is just a factory that is about to go bankrupt. Why did Zhang Kuan take over? Now that I think about it, he planned it early in the morning. Step by step, he took over Wanyuan Garment Factory first, and then intervened in drug trafficking. The money obtained was laundered by Wanyuan, and then flowed into Qin Feng Finance.

"Dog's day." A grumpy old man was the first to take it and jump out and scold." Fu Changqing is a dog, he doesn't have the ability to run a good financial company, so he comes to bully us.

"He's the idea of beating black and eating black." The other old man jumped out angrily as well. Everybody knows that drug dealers don't dare to keep their money in the bank, because they want our money."

"Damn, kill him."

"Why don't we call the police?" So says an old foolish bigwig.

"You old coward, you're sick in the brain."

"You're sick." The confused big guy is not convinced.

Suddenly, the scene became a pot of porridge.

Just when a few bigwigs were about to roll up their sleeves and fight, the fifth uncle, who had never spoken, snorted and slowly got up.

And everybody was silent.

"Actually, what I want to know most is, where are all the babies in our village, Fu Changqing wants money, he doesn't want to die, he wants to use drugs to make money, we can cooperate, what to do with our dolls."

In the face of the fifth uncle's questioning, Ma Xiaohu's face did not change color, his heart did not beat, and he laughed. You still can't see the situation, Fu Changqing, he is a bull, he can mobilize the armed police force, he sent me back today, but the real armed police force, not the wild road that caught me that day, he didn't really make some achievements for the leaders above, do you think the government will arrange for the armed police to cooperate with him for no reason."