"How much money did you borrow?"

Zhang Yida deliberately didn't say anything about the pledge, just to make fun of Chen Shaojie.

Chen Shaojie could also hear the ridicule in Zhang Yida's words, which made him feel at ease a little.

and save Mr. Zhang when he asked, he must have wanted to pull himself.

So he honestly confessed, "At the beginning, I pledged $10 million, and the company's market value was $3 billion at that time, and my 175 shares were worth $52.5 million in market value, with a pledge rate of less than 20."

Then the stock price plummeted, and now my shares are worth just over $10,000.

According to the regulations, the equity pledge ratio will not exceed 5%.

Being shorted by the muddy waters, the equity pledge loan department in my hand touched the liquidation line.

Morgan Stanley looked at the previous relationship and said give me a week to make a margin call, otherwise I will close the position.

I scraped together to pay another $3 million in margin, and if the stock price fell again, I would really blow up.

A large part of the $10 million pledged loan was invested in Source Code Capital and Huayi Capital.

Some securities investments, I am selling them one after another"

Zhang Yida looked at Chen Shaojie with a sad face, and sighed in his heart.

This brother followed his own business, and he is almost a billionaire.

But you have to increase leverage

Judging from the fact that he only borrowed $10 million at the beginning, and the pledge rate was less than 20, people are still very cautious.

But who would have expected that the Chinese concept stocks of mutual funds could fall so quickly

The person who expected it was himself, and he had already paid off the $500 million pledged loan of Yimin Netgold.

Chen Shaojie foolishly took out a loan to invest in equity investment funds with a lock-in period of more than three or five years.

Fortunately, I haven't been stupid enough to allocate some short-term liquid assets, otherwise I would have blown up at this moment.

That's really a dead person

A dignified CEO, or the CEO of Zhang Yida's enterprise, has played himself to death, and the self-media are estimated to be carnival again.

The outside world still doesn't know what to say about themselves, and treats the brothers who start a business together

Or is it that the person who bursts the equity pledge is not worthy of being Zhang Yida's brother

Zhang Yida didn't want to count the other party down, but talked about the solution, "I'll lend you some money"

"Ah" Chen Shaojie rubbed his hands, "Mr. Zhang, how can this be done." ”

Zhang Yida didn't smile, "My loan here also has to calculate interest." ”

"This should be. ”

Chen Shaojie nodded, if it was really interestless, then he was still a little reluctant to go.

"Annual interest rate 5. ”

The annual interest rate of the money Zhang Yida borrowed from a foreign bank is 4, and he can earn a point by lending it to Chen Shaojie.

At the same time, people are still working in their own companies and can't run, so there is absolutely no problem with the risk control of this loan.

What a genius to yourself

"No problem. ”

Chen Shaojie nodded violently, such a cheap borrowing interest rate, a fool would not agree.

Even if he asked Morgan Stanley to borrow, the annual interest rate charged him 7.

Zhang Yida is a bit like laughing, how did his company become like this, the boss has begun to lend to employees, it really embodies the spirit of lending vividly and exquisitely, which can be regarded as an alternative corporate culture.

After solving Chen Shaojie's matter, Zhang Yida turned his head to look at Ding Siyao and Fan Hongyang.

Seeing that the two of them had wrong faces, he couldn't help but ask, "Won't you also take out a loan?"

Both nodded.

Zhang Yida: ""

After inquiry, Zhang Yida learned.

How bold a man is, how prolific the land is.

The two hold 23 shares of three companies in the Yimin family, which are worth a lot of money.

Naturally, the loan amount is much larger than Chen Shaojie's

Fan Hongyang borrowed $00,000, and the equity of the three companies was basically staked.

Ding Siyao was a little better, and also borrowed 50 million US dollars, except for the pledge rate of Yimin wealth managed by herself, which was less, and the other two company departments were full.

"Hey" Zhang Yida sighed, feeling that this is the upward and downward effect.

I dare to make such a wave, it is open, and there are various assets such as Ruixiang and Pate Holdings as cushions to resist risks.

"I'm actually okay, the stocks in my hands are worth $200 million, and I also have tens of millions of dollars in cash.

Even if the stock price falls by half again, it can bear it. ”

Ding Siyao said with a smile, "However, if Mr. Zhang's plan is more ambitious, I may need your help." ”

Zhang Yida shook his head, "It won't fall so much, at most it will fall by another twenty or thirty percent and it will bottom, and then we will take the bottom." ”

Fan Hongyang was embarrassed to speak, after all, he was a little older, almost forty years old, this time his head was full of bags, and the risk control was not as good as Ding Siyao's girl, it was really a shame.

He thought about it carefully and felt that it was normal, Ding Siyao had been managing the wealth of the people for so many years, and he was already better at capital operation.

And he also knew that Zhang Yida's family office was also managed by Ding Siyao, as well as the mysterious hedge fund.

Why do you say mysterious?

Because it does not raise funds publicly, everyone knows that this fund is active in Hong Kong stocks and US stocks, and its record is not cheap, and it has made a lot of gains, but I just don't know how much specific profits there are.

Fan Hongyang felt that he should really give up some face, talk to Zhang Yida, and also take a share in the hedge fund.

"Lao Fan, where did you invest $00,000?"

Zhang Yida looked at Fan Hongyang and asked.

Fan Hongyang suddenly woke up from his fantasy and began to confess.

Similar to Chen Shaojie, this big brother is also obsessed with equity investment.

But the good thing is that they are older and like to buy houses, and there are properties in the United Kingdom, the United States, Singapore, Australia, Indonesia, India and other countries.

"Selling point house"

Zhang Yida quipped, "Why do you have so many houses in Tun, do you think that the housing prices abroad can be the same as those in China?"

Fan Hongyang explained with a smile, "Don't seek value-added, just maintain value." When I got older, I felt that it was risky to fight in the securities market, so I bought a few shares of equity investment funds, and other money departments used them to buy houses.

Isn't the company going to Africa, and I'm going to go to Lagos and Cape Town to buy two apartments at that time. ”

Seeing that Zhang Yida, Chen Shaojie, and Ding Siyao were all looking at him dumbfounded, he smiled ashamedly, "Hey, the main reason is that I couldn't afford to buy a house when I was young."

Now that I have this economic strength, I want to buy a house, so that I have a sense of security and achievement.

Speaking of which, I still have to thank Mr. Zhang, the fortune teller said that I would meet a noble person at the age of 30, and sure enough"

The corners of Zhang Yida's mouth twitched, what is this, engaging in feudal superstition

"Huang Xin told me that he had met an old Taoist priest before, saying that he would be in a yellow robe at the age of 40

You see, the streets are now full of his little brother in yellow robes.

Hey, will you meet the same fortune teller?"

Zhang Yida shared a joke with the three of them, which made the three of them laugh.

"Okay, Mr. Zhang, don't say it, I'll sell the house to pay off the debt"

Fan Hongyang said very miserably, and his face still looked painful.

In fact, he didn't feel much distressed, anyway, these houses are not lived, to put it bluntly, they are investment assets, and it is normal to buy and sell.

He only looked at the housing prices in a few places a few days ago, and after selling the house and paying off the interest, he should still be able to make a small profit.

Zhang Yida didn't borrow money from Ding and Fan, and they didn't have much opinion.

They are different from Chen Shaojie, they are co-founders, and Chen Shaojie is a professional manager who only holds shares in Yimin Loan, and the shareholding ratio is a little smaller than that of both of them.

It is reasonable to be reasonable, Zhang Yida should help Chen Shaojie a little more.

The worst is Ruixin's Fang Yuhan, the company has not yet been listed, and there is no chance to cash out and take out loans.

He bragged for a while, and started talking about business again.

Zhang Yida wants to set up a game this time, and the three of them need to cooperate well.